07/16/2026
🏡 THE HOME BUYING JOURNEY
Step by Step for First-Time Home Buyers
Buying a home is one of the biggest milestones you’ll experience—and it doesn’t have to feel overwhelming. When you understand what comes next, you can move forward with confidence.
Here’s what you can expect throughout the process:
1️⃣ Check Your Readiness
Review your finances, check your credit, and determine a comfortable budget.
💡 Tip: Aim for a credit score of 620+ and begin saving for your down payment and closing costs.
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2️⃣ Get Pre-Approved
Meet with a trusted lender who will review your finances and issue a pre-approval letter.
💡 Tip: A pre-approval shows sellers you’re a serious buyer and helps you shop with confidence.
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3️⃣ Find Your REALTOR®
Choose a REALTOR® who understands your goals, knows the local market, and will advocate for your best interests.
💡 Tip: The right REALTOR® makes the entire process smoother and less stressful.
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4️⃣ Start Your Home Search
We’ll explore homes that fit your lifestyle, needs, and budget until we find the right one.
💡 Tip: Keep an open mind. Sometimes the perfect home is one you didn’t expect.
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5️⃣ Make an Offer
Once you’ve found “the one,” I’ll help you prepare a competitive offer and negotiate on your behalf.
💡 Tip: Strong negotiation can save you money while helping you secure the home.
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6️⃣ Offer Accepted!
Congratulations! We’ll open escrow and begin the next phase of your home purchase.
💡 Tip: Stay responsive and keep important deadlines in mind.
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7️⃣ Home Inspection
A professional inspection helps identify the home’s condition and any potential repairs.
💡 Tip: We’ll review the inspection together and negotiate repairs if needed.
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8️⃣ Appraisal
Your lender orders an appraisal to confirm the home’s market value.
💡 Tip: This protects both you and your lender’s investment.
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9️⃣ Final Loan Approval
Your lender verifies all required documentation and issues final approval.
💡 Tip: Avoid opening new credit accounts, changing jobs, or making large purchases before closing.
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🔟 Closing Disclosure
You’ll receive your final loan terms and closing costs before closing day.
💡 Tip: We’ll review everything together so there are no surprises.
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1️⃣1️⃣ Closing Day
You’ll sign your documents, your loan is funded, and the home officially becomes yours.
💡 Tip: Bring your ID and get ready for one of the most exciting days of your journey!
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1️⃣2️⃣ Welcome Home! 🏡
The keys are yours! Now it’s time to build equity, create memories, and enjoy your new home.
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✨ You don’t have to navigate this journey alone. Whether you’re buying your first home or your forever home, I’m here to answer your questions, advocate for your best interests, and guide you through every step of the process.
Turning Dreams Into Keys. 🔑🤍
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Melia Montet, REALTOR®
Licensed REALTOR® in the State of Louisiana
🏡 Hospitality Realty | Metairie, Louisiana
📲 C: (225) 422-9550
☎️ O: (504) 606-0466
🌐 MeliaMontetRealtor.netlify.app
