People and Places of Miami

People and Places of Miami ✅MIAMI'S #1 FACEBOOK PAGE ABOUT PEOPLE AND PLACES IN MIAMI. Join the group page so we can chat:) An active member of the National Association of Realtors.

Lauren Hershey Best Miami Realtor grew up in the Miami Beach area and moved to Chicago Illinois to attend Columbia College at the age of 17. She made the leap into the Miami real estate market and found professional success at an extremely high level. Within her 3months in business, Lauren was able to sell her first million-dollar worth Miami home. Imagine how many properties she was able to sell

in the course of her first year. Lauren currently hangs her license with Charles Rutenberg Realty of South Florida and loves it. She has made a high level of commitment to real estate and often loves to mentor new agents. She always makes sure that she’s always ahead of the game. Attends in every Miami real estate classes and seminars to keep her skills well polished. Best Miami Realtor: Lauren specializes in all aspects of real estate. Including the luxury Miami real estate market, buyers looking to purchase a Miami home distressed Miami homes, or buyers looking to relocate to Miami or invest in Miami. Lauren has been rated as the Best Miami Realtor and Ranked Top on social media

Lauren’s clients describe her as down-to-earth, honest, always available, and fun to be around. The reason as to why her clients would always love to work with her again. Most of them became lifelong friends to Lauren. She is also fun to watch as she is Ranked Top on social media.

What is Underwriting? 📒Underwriting is the part of the mortgage loan application process where the bank is scrutinizing ...
03/02/2026

What is Underwriting? 📒

Underwriting is the part of the mortgage loan application process where the bank is scrutinizing all of your credit and financial documents to determine your loan eligibility.

Once you’ve submitted your mortgage application, a loan processor will submit all of your documentation to an underwriter who will look at your credit history, income/ability to repay the loan, and market value - to ensure that they’ll be able to recover any unpaid balance once you sell. This is why the appraisal is so important to ensure that the property is priced fairly in the current market.

The underwriting process usually takes anywhere from a few days to a few weeks. If problems arise during the process, don’t panic! Missing signatures or issues with the appraisal may not necessarily be deal-breakers if you are able to respond promptly and correct any problems that do arise.

Questions? Shoot over a DM!

Looking to pay off your mortgage faster? 🏡💨 Here are 3 strategies to help you save on interest and own your home sooner:...
02/28/2026

Looking to pay off your mortgage faster? 🏡💨 Here are 3 strategies to help you save on interest and own your home sooner:

1️⃣ Pay biweekly instead of monthly: Making half-payments every two weeks results in one extra full payment per year, reducing interest and loan term.
2️⃣ Use savings from reduced expenses: Redirect savings from reduced expenses (e.g., cutting unused subscriptions) toward extra mortgage payments.
3️⃣ Use Extra Funds Wisely: Apply tax refunds, bonuses, or other unexpected funds directly to your principal to accelerate payoff.

Every little bit helps when it comes to reaching mortgage freedom faster. Which tip are you ready to try? Let’s chat about your goals!

Brickellrealestate

If you’re navigating today’s market, the idea of a seller backing out of a contract might feel like a nightmare. The goo...
02/24/2026

If you’re navigating today’s market, the idea of a seller backing out of a contract might feel like a nightmare. The good news? Once a purchase agreement is signed, it's generally legally binding.

However, there are a few scenarios where a seller might cancel, including:
✨ Contingencies: If included in the contract—like a home sale contingency or the inability to find a replacement property—it could give the seller a legal avenue to walk away.
✨ Mutual Agreement: Both buyer and seller can agree to cancel under certain circumstances.

The key is having everything clearly outlined in the contract from the start. That’s where a knowledgeable agent makes all the difference! They protect your interests every step of the way.

💬 Questions about contingencies or contracts? Let’s connect and make your transaction smooth and stress-free!

My latest RateMyAgent review. I'm super excited share this. ..
02/19/2026

My latest RateMyAgent review. I'm super excited share this. ..

A seller is generally obligated to disclose known home defects to a potential buyer. Failure to do so can lead to legal ...
02/15/2026

A seller is generally obligated to disclose known home defects to a potential buyer. Failure to do so can lead to legal consequences and disputes after the sale has been completed. Disclosure requirements vary by jurisdiction, so it is important for both buyers and sellers to be aware of the specific laws and regulations in their area. In some cases, sellers may be required to provide a written disclosure statement detailing any known issues with the property. It is always recommended to be honest and transparent when selling a home to avoid any potential legal issues in the future.

2 bed | 3 bath | 1 car📍 1331 Brickell Bay Drive, Miami, FLMy latest sale on RateMyAgent...
02/14/2026

2 bed | 3 bath | 1 car
📍 1331 Brickell Bay Drive, Miami, FL

My latest sale on RateMyAgent.
..

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Miami, IL
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