05/07/2026
What $300K looks like now
3 bedrooms
2 bathrooms
Under $300,000
That used to be a normal ask.
Now it feels like a completely different world.
First-time buyers aren’t asking for lavish.
They’re asking for livable.
And the challenge is not just the price.
It’s the payment.
My first home was $86,000 with an 8.5% interest rate.
At the time, the rate didn’t feel like the problem because the payment still worked.
Today, rates may be lower than that…but when homes are $450,000+ in many areas, affordability becomes a whole different conversation.
In Salt Lake County, options under that price point are very hard to find.
The good news?
Opportunity is still out there.
It just takes a different path now:
more strategy
more patience
more flexibility
and better guidance.
The dream of homeownership is still alive.
It just doesn’t look the way it used to.