Homes by Cindy

Homes by Cindy With over 19 years of experience in Real Estate and Education combined, Cindy provides you with knowledge, innovation and professionalism.

As a lifelong learner, Cindy continues learning to ensure she is up to speed on all the new trends and programs.

Houses that are priced right are still in demand today. That’s why it’s critical to work with a real estate professional...
08/23/2022

Houses that are priced right are still in demand today. That’s why it’s critical to work with a real estate professional who knows what houses are selling for in your area and how to price your house at its current market value. DM me so you have a pricing expert to lean on when you’re ready to sell.

3 Tips for Buying a Home TodayHere are three tips for buying the home of your dreams today.>>Understand How Mortgage Rat...
08/22/2022

3 Tips for Buying a Home Today

Here are three tips for buying the home of your dreams today.

>>Understand How Mortgage Rates Impact Your Homebuying Power
It’s important to stay up to date on what’s happening with rates and understand how they can impact your purchasing power when you’re thinking of buying a home. Even a small change in mortgage rates can have a big impact on your monthly payments. If rates rise, you could exceed your budget unless you pursue a lower home loan amount. If rates fall, your purchasing power may increase, which could give you additional options for your search.

>>Be Open to Exploring Different Options During Your Search
The supply of homes for sale is improving, which gives you more homes to choose from. But historically, supply is still low. That means if you don’t find something that meets your needs, it may be worth expanding your search. And if you’re able to, opening your...

If you put off your home search at any point over the past two years, you may want to consider picking it back up based on today’s housing market conditions. Recent data shows the supply of homes for sale is increasing, giving buyers like you additional options.

As the housing market shifts away from the peak frenzy it saw during the pandemic, the supply of homes for sale is incre...
08/19/2022

As the housing market shifts away from the peak frenzy it saw during the pandemic, the supply of homes for sale is increasing. As a buyer, that gives you more options for your search. And that means it shouldn’t feel as impossible to find a home today as it has over the past two years. If you’re ready to buy your dream home, DM me today.

08/18/2022

Looking for an Alternative to Rising Rents?

Rents have risen consistently year after year for over three decades. Let's connect to discuss all the benefits homeownership has to offer.

Experts Increase 2022 Home Price ProjectionsIf you’re wondering if home prices are going to come down due to the cooldow...
08/17/2022

Experts Increase 2022 Home Price Projections

If you’re wondering if home prices are going to come down due to the cooldown in the housing market or a potential recession, here’s what you need to know. Not only are experts forecasting home prices will continue to appreciate nationwide this year, but most of them also actually increased their projections for home price appreciation from their original 2022 forecasts

But why are experts so confident the housing market will see ongoing appreciation? It’s because of supply and demand in most markets. As Bankrate says:

“After all, supplies of homes for sale remain near record lows. And while a jump in mortgage rates has dampened demand somewhat, demand still outpaces supply, thanks to a combination of little new construction and strong household formation by large numbers of millennials.”

Knowing that experts forecast home prices will continue to appreciate...

If you’re wondering if home prices are going to come down due to the cooldown in the housing market or a potential recession, here’s what you need to know. Not only are experts forecasting home prices will continue to appreciate nationwide this year, but most of them also actually increased thei...

08/16/2022

3 Tips for Selling Your House Right Now

Pricing your house based on current market conditions means it's more likely to sell quickly. Let's connect so you can have the best advice when you sell today.

Are you wondering what a recession could do to home values? Historical data proves an economic slowdown doesn’t mean pri...
08/15/2022

Are you wondering what a recession could do to home values? Historical data proves an economic slowdown doesn’t mean prices will fall. In 4 of the last 6 recessions, home prices actually appreciated. This goes to show 2008 wasn’t the norm. DM me, and let’s discuss why history shows an economic slowdown doesn’t equal a housing crisis.

Why Experts Say the Housing Market Won’t Crash [INFOGRAPHIC]Many people remember the housing crash in 2008, but experts ...
08/12/2022

Why Experts Say the Housing Market Won’t Crash [INFOGRAPHIC]

Many people remember the housing crash in 2008, but experts say today’s market is fundamentally different in many ways. First, there isn’t an oversupply of homes for sale today. Plus, lending standards are much tighter, and homeowners have record levels of equity. That means signs say there won’t be a wave of foreclosures like the last time. If you have questions about the housing market, DM me.

Some Highlights Many people remember the housing crash in 2008, but experts say today’s market is fundamentally different in many ways. First, there isn’t an oversupply of homes for sale today. Plus, lending standards are much tighter, and homeowners have record levels of equity. That means sign...

What Does the Rest of the Year Hold for Home Prices?Whether you’re a potential homebuyer, seller, or both, you probably ...
08/11/2022

What Does the Rest of the Year Hold for Home Prices?

Whether you’re a potential homebuyer, seller, or both, you probably want to know: will home prices fall this year?

>>Last Year’s Rapid Home Price Growth Wasn’t the Norm

In 2021, home prices appreciated quickly. There were more people looking to make a purchase than there were homes available for sale. That led to competitive bidding wars which drove prices up.

That appreciation was greater than the pre-pandemic norm which was typically around 3.8%. This goes to show, 2021 was an anomaly in the housing market spurred by more buyers than homes for sale.

>>Home Price Appreciation Moderates Today

This year, home price appreciation is slowing from the feverish pace the market saw over the past two years. According to the latest forecasts, experts say on average, nationwide, prices will still appreciate by roughly 10% in 2022.

Even though...

Whether you’re a potential homebuyer, seller, or both, you probably want to know: will home prices fall this year? Let’s break down what’s happening with home prices, where experts say they’re headed, and why this matters for your homeownership goals.

Is the Shifting Market a Challenge or an Opportunity for Homebuyers?If you tried to buy a home during the pandemic, you ...
08/10/2022

Is the Shifting Market a Challenge or an Opportunity for Homebuyers?

If you tried to buy a home during the pandemic, you know the limited supply of homes for sale was a considerable challenge. It created intense bidding wars which drove home prices up as buyers competed with one another to be the winning offer.

But what was once your greatest challenge may now be your greatest opportunity. Today, data shows buyer demand is moderating in the wake of higher mortgage rates. Here are a few reasons why this shift in the housing market is good news for your homebuying plans.

>>The Challenge

There were many reasons for the limited number of homes on the market during the pandemic, including a history of underbuilding new homes since the market crash in 2008.

>>The Opportunity

Moderating demand is slowing the pace of home sales and that’s one of the reasons housing supply is finally able to grow. For you, that...

If you tried to buy a home during the pandemic, you know the limited supply of homes for sale was a considerable challenge. It created intense bidding wars which drove home prices up as buyers competed with one another to be the winning offer.

Selling Your House? Your Asking Price Matters More Now Than EverWhile home prices are still appreciating in most markets...
08/09/2022

Selling Your House? Your Asking Price Matters More Now Than Ever

While home prices are still appreciating in most markets and experts say that will continue, they’re climbing at a slower pace because rising mortgage rates are creating less buyer demand. Because of this, there are more homes on the market. And in a shift like this one, the way you price your home matters more than ever.

During the pandemic, sellers could price their home higher because demand was so high, and supply was so low. This year, things are shifting, and that means your approach to pricing your house needs to shift too. Because we’re seeing less buyer demand, sellers have to recognize this is a different market than it was during the pandemic. Here’s what’s at stake if you don’t.

The price you set for your house sends a message to potential buyers. If you price it too high, you run the risk of deterring buyers. When...

There’s no doubt about the fact that the housing market is slowing from the frenzy we saw over the past two years. But what does that mean for you if you’re thinking of selling your house?

If you’re worried the housing market is a bubble, today is nothing like 2008. In the lead up to the crash, it was much e...
08/08/2022

If you’re worried the housing market is a bubble, today is nothing like 2008. In the lead up to the crash, it was much easier to get a home loan than it is now. Buyers now face higher lending standards, and that's one thing that's helping to prevent a flood of foreclosures. If you have questions about why this isn’t like last time, DM me.

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