07/07/2026
New homes are now under construction in Midtown Oaks in Prattville, AL!
The first homes are expected to be available in September 2026, and there is a special
first-time homebuyer program available for qualified buyers.
Program highlights may include:
✅ No down payment required
✅ No private mortgage insurance, also known as PMI
✅ No household income limit
✅ 100% financing for qualified buyers
✅ Fixed 5.95% interest rate
✅ $3,500 builder-paid closing cost assistance
This could be a great opportunity for buyers who thought they needed a large down payment to purchase a brand-new home.
Program details are subject to lender approval and property eligibility, but it is worth checking.
Message me “MIDTOWN” and I’ll send you the details.
Rybreka Manuel | REALTOR®️
We Shine Realty Experts
📧 [email protected]
Required disclaimer: Financing terms, interest rate, builder incentives, and closing cost assistance are subject to buyer qualification, lender approval, loan program guidelines, property eligibility, and availability. Not all buyers or properties will qualify. Rates, incentives, availability, and program terms may change without notice. Additional costs such as taxes, insurance, HOA dues, prepaid items, and other fees may apply. This is not a commitment to lend. Equal Housing Opportunity.