Holly Rapier Real Estate

04/15/2025

Don't forget to file your taxes!

04/15/2025

Wondering how much house you can really afford? 🤔 Let’s break it down so you don’t end up house-rich and cash-poor! 💸🏡Let’s talk budget—because buying your dream home starts with knowing what you can actually afford.

Here's the tea ☕ on what lenders typically look at:

💰 Income – Your monthly income is the base of your buying power.
📉 Debt – The less debt you carry, the more you can borrow.
📊 Credit Score – Higher scores = better loan terms.
📦 Down Payment – Even with low/no down payment programs, having some savings helps.
📈 DTI Ratio – Most lenders prefer your debts (including your mortgage) to stay under 43% of your income.

✨ A good rule of thumb: Your mortgage (including taxes & insurance) should be around 28-30% of your monthly income.

Want a personalized breakdown? I’ll help you figure out your true buying power—no pressure, just real talk.

04/14/2025

https://www.tiktok.com/t/ZTjRveMsR/

Who would steal a realtor sign?!?

Check out Holly.Rapier’s video.

04/14/2025

Don’t get caught off guard—know the timeline before you sign!
In most cases, sellers need to be completely out by the time of closing, unless a post-closing possession agreement is made. Want to stay a few days longer? You’ll need to negotiate it upfront in the contract!

04/02/2025

Thinking about buying? I promise I’ll actually let you in! Send me a DM to start your home search today!

Watch, follow, and discover more trending content.

03/30/2025

4 bedrooms
3 1/2 bath
3 acres
Full unfinished basement
Definitely mtv cribs worthy.

https://www.tiktok.com/t/ZT2cKnM5Q/

03/28/2025

A Hidden Retreat: Where Serenity Meets Adventure 🌿✨

Tucked away on 2.3 breathtaking acres, this one-of-a-kind cabin-style home is more than just a house—it’s an escape. A place where mornings start with coffee on the front porch, listening to the gentle flow of the brook, and evenings end with golden sunsets over the pond, reflecting off the twin back decks off the bedrooms.

Follow the charming walking trails through the property, where nature wraps around you like a warm embrace. Little feet will love the short path leading to a whimsical outdoor playhouse, while a longer trail circles the land, inviting peaceful strolls or morning jogs. Lantern-lit park benches and a glowing gazebo create the perfect setting for quiet reflection or lively conversations under the stars.

03/27/2025

This stunning home sits on 3 private acres—but it’s just MINUTES from the heart of Lexington! 🌳🏙️
If you’ve ever dreamed of having peace, privacy & plenty of space without giving up convenience… this is your sign. This house doesn't just have a porch. It as a porch, patio, and a screened in balcony.
📍 Open House at 2136 Adena Ln. Lexington KY
🗓️ March 29 2-4pm

01/03/2025

An organized house is easier to pack for a move.