Patricia-Patty-Harman, Realtor

05/11/2026

Oil prices, inflation fears, and mortgage rates are likely to remain elevated until the US/Iran conflict ends. But even today, mortgage rates are nearly a half a percentage point lower than they were at the same time last year, and many markets are significantly more buyer-friendly.

03/12/2026

02/09/2026

According to designers, visual interest and harmony are leading the way in home design this year! When staging your home to sell, thoughtful shapes, layered materials, and pieces with character can help a space feel both elevated and inviting.

10/25/2025

Looking for a home that’s spellbinding? 🧙‍♀️✨ Let’s brew up some magic and find a place that’s just your type—no tricks, all treats! From cozy corners to bewitching backyards, I’ll help you discover the perfect potion for your next home. Ready to cast your home-buying spell? Let’s hop on our brooms and start the hunt! 🏡🧹

10/01/2025

Yes, the size of your down payment matters - but not in the way you might think. Depending on your personal situation, you may want to have more cash on hand to invest, make repairs, or for an emergency fund. On the other hand, your priority might be lower monthly payments (and avoiding PMI could help you get there). Whatever your situation, just remember that there are a lot of loan programs out there, and it's your loan officer's job to help you find the right one for you!

09/29/2025

Your debt-to-income ratio (DTI) plays a big role in how much home you can qualify for. 🏡 Understanding what counts as debt—and how it affects your buying power—can make the home search process smoother and less stressful. I can connect you with trusted lenders who will break it down for you and help you prepare. Ready to take the first step toward your dream home? Let’s chat!

08/31/2025

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08/18/2025

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