Affinity Real Estate & Mortgage Training

06/04/2026

🚨 UMMM… HAVE YOU DONE YOUR CE YET?! 🚨

Because July is here and those CE hours are not going to complete themselves. 😅

📚 Affinity’s Continuing Education Classes are officially OPEN for enrollment!

Whether you’re renewing your license, staying compliant, or simply checking that annual requirement off your list, we’ve got you covered with live, engaging classes that make CE easy.

🗓️ First Class: July 8th

Don’t be the MLO scrambling in December trying to find a last-minute class 👀 Be the one who’s already done and focused on growing your business.

✅ Stay compliant
✅ Stay licensed
✅ Stay informed on industry updates
✅ Get your CE done early and stress-free

Seats are now available for our July class.

link in comments to register

05/05/2026

REALTORS TAP IN! 👀

Every transaction already includes the real estate side and the mortgage side. As a Real Estate Agent, you do the work to bring in the client, build the relationship, and get them to the closing table, but the financing piece usually goes to someone else.

That is why Affinity has partnered with DirectRate, through their LEVEL program, agents are learning how to participate in the full transaction without taking on the workload of a traditional loan officer. The mortgage team handles the backend, so you can stay focused on what you already do best.

✔ Keep your focus on selling homes

✔ Offer a smoother, faster client experience

✔ Unlock a second stream of income

✔ Potentially earn up to 1% MORE per deal

Watch this 2 min video to learn more: https://youtu.be/Uz2UX81KOMw

Then RUN to the comments to click the link to register and a Direct Rate representative will contact you to walk you through the process!

Most agents bring the client, manage the relationship, and get the deal to the closing table. Then the mortgage side goes to someone else.Through Affinity’s ...

04/24/2026

WE’RE SEARCHING FOR TUTORS!

Affinity is officially looking for tutors to join our team and support future MLOs on their path to passing the NMLS exam.

You’re a great fit if you have
• An active MLO license

• A strong understanding of NMLS concepts and regulations

• Patience and a heart to teach

• A willingness to go through Affinity tutor training

• A real desire to see students pass, not just “get through” the material

All selected tutors will complete training and receive an official Affinity Tutor Certificate.

If you’ve been wanting to give back to the industry while creating another stream of income, this is your opportunity.

Complete our interest form here ➡️ https://forms.gle/JiDoAvU6LjHJMUpU8

04/06/2026

HAPPY EASTER FROM AFFINITY!

04/05/2026

The correct answer is B ✅

Here’s why: Finance charge includes interest and many fees imposed as a condition of the extension of credit.

When you become an Affinity Student you’ll have access to over 200 practice exam questions and answers that will have you ready to ace your NMLS exam!

92% of our students pass on the 1st TRY! (Just scroll through our group and read all the success stories )

The ONLY website that you can purchase Affinity courses is www.mlotrainingacademy.com

04/03/2026

NMLS EXAM PREP QUESTION 🧠

Drop your answers in the comments!

03/26/2026

2026 EXAM CHEAT SHEET 👀

Here’s the easiest way to understand all these 2026 changes. Save or screenshot this!

Everything increased because of inflation.
That’s it.

Numbers go up = thresholds go up

📌 What you actually need to remember:

• 73,400 → Reg Z

• 27,592 → HOEPA Section 32 loan trigger

• 1,380 → HOEPA Section 32 fees

• 34,200 → appraisal exemption

You don’t need to memorize EVERYTHING
You need to understand what the numbers DO

This is why most people fail the NMLS exam

They try to memorize numbers like this…

instead of understanding what they mean

We teach you how to:

✔ Break down regulations in plain English

✔ Understand how the test is written

✔ Apply concepts not just memorize them

That’s why 92% of our students pass on the first try

If you’re ready to stop guessing and start passing

👉 Check the comments for our upcoming classes

03/24/2026

🧠 NMLS EXAM STYLE QUESTION 👀

A borrower applies for a loan in 2026 in the amount of $70,000.

Would this loan fall under Regulation Z coverage?

A. Yes

B. No

✅ Answer: A. Yes

Explanation:

In 2026, Reg Z applies to loans of $73,400 or less.

Since $70,000 is below that threshold, this loan is covered under Regulation Z.

💡 Test Tip:

Always look at the loan amount first when you see a Reg Z question.

If it’s at or below $73,400 → Reg Z applies

📌 Save this. This is exactly how it will show up on the exam.

03/21/2026

The 2026 REG Z number you NEED to know 👀

If you see $73,400 on your exam… don’t panic

Here’s what it means in simple terms:
In 2026, Reg Z apply to loans $73,400 or less 
Translation:
•Smaller loans = more consumer protections
•Bigger loans = different rules

This number used to be lower, but it increased because of inflation 

💡Test tip:
If you see a question asking “does this loan fall under Reg Z?”

👉 Look at the loan amount FIRST

📌Save this. This is an easy exam point.

03/19/2026

Wait… laws changed for 2026 👀

🚨 2026 Mortgage Rule Updates You Need to Know

Okay quick heads up because this is test AND real-life relevant

Some thresholds just increased for 2026 (basically numbers that determine how loans are treated).

Why this matters:

#1. These show up on the NMLS exam

# 2. And they matter in real loan scenarios

We’re breaking this down over the next few days so you actually understand it (not just memorize it)

Drop a 👀 if you want more of these breakdowns