Karen Hybner - The Jolie Godfrey Team

06/16/2026

🏡 UNDER CONTRACT! 🏡

Another one under contract, and this one is extra special. It’s always an honor to be trusted with such an important chapter in a family's story. Every client has a unique journey, and I never take for granted the opportunity to walk alongside them as they move toward homeownership.

A huge shoutout to Windy Kerr for being an incredible buyer's agent and advocate for her clients. Working with professionals who truly care about the families they serve makes all the difference, and Wendy is one of the best!

Congratulations to this wonderful family on securing their beautiful new home in Huntsville! I can't wait to see all the memories you'll make there. ❤️

Whether you're buying your first home, upgrading, downsizing, or just exploring your options, I'm here to help guide you home with confidence.

📞 Karen Hybner | Mortgage Broker
📱 936-245-5131
🏠 Your Local Lending Lady
NMLS #245992

🏡✨

06/10/2026

🇺🇸🏡 UNDER CONTRACT! 🏡🇺🇸

Another incredible veteran family is officially under contract on their new construction home, and I couldn't be more honored to be part of their journey to homeownership!

Helping those who have served our country achieve their homeownership goals is one of the most rewarding parts of what I do. Thank you for your service, and congratulations on this exciting next chapter! 🎉

A huge shoutout to the amazing buyer's agent, Kayla Wells, for being a fantastic partner throughout the process. Teamwork truly makes the dream work! 👏

Whether you're a first-time buyer, veteran, relocating, building new construction, or just exploring your options, I'm here to help guide you home with confidence every step of the way.

📞 Karen Hybner | Mortgage Broker
🏡 Your Local Lending Lady
📱 936-245-5131
📧 [email protected]
🌐 yourmortgageourmission.com/karen

Guiding you home with confidence. ❤️🏡

06/08/2026

📉 Today’s Mortgage Rate Update – 6/8/2026 📉

The market continues to shift daily, and today's rates are showing some great opportunities for buyers, investors, and homeowners looking to refinance.

🏡 Conventional: 6.375%
🏡 FHA: 5.750%
🇺🇸 VA: 5.750%
🏘️ Investment Property (1 Unit): 6.625%

Remember: Rates can change multiple times a day. What you see this morning may not be available this afternoon. That's why having a current pre-approval and a lending strategy in place is more important than ever.

Whether you're:
✅ Buying your first home
✅ Moving up to your dream home
✅ Purchasing an investment property
✅ Looking at refinancing options

I'm here to help you navigate the process and find the loan program that best fits your goals.

📞 Karen Hybner | Mortgage Broker
📱 (936) 245-5131
📧 [email protected]
NMLS 2459992

Your Local Lending Lady 🏡
Guiding You Home With Confidence.

Rates are scenario-specific and subject to change. Contact me for a personalized quote and pre-approval.

06/06/2026

Duck. Duck. Goose.

If you’re waiting until ‘GOOSE’ to get pre-approved, you’re already behind in today’s market.” 🦆🏡

🦆 If a 6-year-old can get their ducks in a row, so can you! 🏡😂

The housing market changes daily, and waiting until you find “the one” to start the mortgage process can leave you scrambling.

Take a lesson from these professionals on the windowsill and get your ducks in a row before house hunting:

🦆 Get pre-approved
🦆 Know your buying power
🦆 Understand your loan options
🦆 Be ready to move when the right home hits the market

Because in today’s market, the early bird gets the worm… but the prepared duck gets the house. 😉

Don’t wing it. Let’s make sure you’re ready when your dream home pops up, because rates, inventory, and opportunities can change faster than a kid rearranging their rubber duck collection.

📞 Karen Hybner | Mortgage Broker
The Jolie Godfrey Team
📱 936-245-5131
🏡 Guiding You Home with Confidence
NMLS #2459992

06/04/2026

🏡✨ UNDER CONTRACT x2! ✨🏡

This one was a fun one!

Congratulations to our buyers who took a strategic approach to growing their real estate portfolio. We completed a cash-out refinance on one investment property and used those funds to purchase another income-producing property—both utilizing DSCR financing. Talk about putting your equity to work! 💰📈

A huge thank you to our amazing buyers for trusting us with your investment goals and allowing us to be part of your journey.

And a special shoutout to the fantastic buyer's agent, **Heidi Tutor**, who helped make this transaction come together smoothly from start to finish. Teamwork truly makes the dream work! 👏🏡

Thinking about building wealth through real estate? Whether you're purchasing your first investment property or expanding your portfolio, I'd love to help you explore your options.

Karen Hybner | Mortgage Broker
Your Local Lending Lady
📱 936-245-5131
NMLS #2459992

06/01/2026

🏡✨ UNDER CONTRACT! ✨🏡

Congratulations to my amazing first-time homebuyers who are officially under contract on their beautiful new construction home in Houston! 🎉

Buying your first home is a huge milestone, and I’m so honored to be part of the journey. From pre-approval to contract, every step has been focused on helping these buyers achieve their dream of homeownership. Now we’re one step closer to the closing table! 🔑🏠

Thinking about buying your first home? Whether you’re just starting to explore your options or ready to begin the process, I’m here to guide you every step of the way.

📞 Karen Hybner | Mortgage Broker
🏡 Your Local Lending Lady
📱 936-245-5131
📧 [email protected]
🌐 YourMortgageOurMission.com/Karen
🆔 NMLS #2459992

Guiding you home with confidence. ❤️

🏡🔑✨

05/28/2026

🏡✨ UNDER CONTRACT ✨🏡

This one hits home in more ways than one. These buyers are truly special to us, and it was an absolute honor helping our veterans get one step closer to homeownership. 🇺🇸❤️

Huge shoutout to the buyers agent, Whitney Sodders with Sodders Real Estate Solutions, Grp who fought tirelessly every step of the way to negotiate the absolute best deal possible for our clients. That kind of dedication matters.

We were able to structure this with a VA 2/1 Buydown, helping create more breathing room and savings as they settle into their new home. Creative solutions and teamwork make all the difference.

Welcome home — you earned this. 🏠✨

Karen Hybner | Mortgage Broker
The Jolie Godfrey Team
📞 936-245-5131
NMLS #2459992

“Guiding you home with confidence.”

05/28/2026