10/14/2026
🏡 BUYING A HOME IN TODAY’S MARKET? PLAY SMARTER, NOT HARDER! 🔑
Interest rates are hovering around 7.4% for a 30-year fixed mortgage, according to Freddie Mac’s October 8, 2026 survey. But that doesn’t automatically mean homeownership is out of reach.
💡 Here are 5 strategies worth exploring:
✅ 1. Negotiate the Price — Look beyond the asking price. Some sellers may be willing to negotiate.
✅ 2. Ask About Seller Concessions — Depending on the loan program and terms, sellers may help cover eligible closing costs or a rate buydown.
✅ 3. Shop Multiple Lenders — Compare rates, fees, and loan options. Even small differences can affect your monthly payment.
✅ 4. Explore Your Loan Options — VA, FHA, conventional, and eligible assistance programs may offer different paths to homeownership.
✅ 5. Buy Based on YOUR Budget — Don't chase a house that stretches your finances. Plan for taxes, insurance, maintenance, and your long-term goals.
🔥 HERE'S THE REAL QUESTION: Are you waiting for interest rates to drop, or are you preparing to take advantage of the right opportunity?
Sometimes, the smartest move is to understand your options before the market changes.
📲 Want a personalized homebuying strategy?
Comment “STRATEGY” below or call/text 757-828-DEAL (3325).
Let's explore your options and see what makes sense for YOU!
Zonnie Epps Jr., Realtor®
Blacklion Realty | Powered by eXp Realty
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