Paolo Prieto Real Estate

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4 Simple Graphs Showing Why This Is Not a Housing Bubble
02/18/2022

4 Simple Graphs Showing Why This Is Not a Housing Bubble

A recent survey revealed that many consumers believe there’s a housing bubble beginning to form. That feeling is understandable, as year-over-year home price appreciation is still in the double digits. However, this market is very different than it was during the housing crash 15 years ago. Here a...

In a competitive market with low inventory, a pre-approval letter is a game-changing piece of the homebuying process. No...
01/25/2022

In a competitive market with low inventory, a pre-approval letter is a game-changing piece of the homebuying process. Not only does being pre-approved bring clarity to your homebuying budget, but it shows sellers how serious you are about purchasing a home.

You may have heard that it’s important to get pre-approved for a mortgage at the beginning of the homebuying process, but what does that really mean, and why is it so important? Especially in today’s market, with rising home prices and high buyer competition, it’s crucial to have a pre-approva...

Mortgage rates are increasing, and they’re forecast to be even higher by the end of 2022. If you’re planning to buy this...
01/20/2022

Mortgage rates are increasing, and they’re forecast to be even higher by the end of 2022. If you’re planning to buy this year, acting soon may be your most affordable option.

Last week, the average 30-year fixed mortgage rate from Freddie Mac jumped from 3.22% to 3.45%. That’s the highest point it’s been in almost two years. If you’re thinking about buying a home, this news may have come as a bit of a shock. But the truth is, it wasn’t entirely unexpected. Expert...

As you set out to realize your dream of homeownership this year, know that it’s achievable with careful planning.
01/17/2022

As you set out to realize your dream of homeownership this year, know that it’s achievable with careful planning.

Homeownership has long been considered the American Dream, and it’s one every American should feel confident and powerful pursuing. But owning a home is also a deeply personal dream. Our home provides us with safety and security, and it’s a place where we can grow and flourish.

If you’re looking to buy a home, you may want to put these items on your to-do list to ensure you hit your goals.It’s im...
01/10/2022

If you’re looking to buy a home, you may want to put these items on your to-do list to ensure you hit your goals.

It’s important to start working on your credit and saving for a down payment early. When you’re ready to begin your search, work with a real estate professional and get pre-approved so you know how much you can borrow.

Some Highlights If you’re looking to buy a home, you may want to put these items on your to-do list to ensure you hit your goals. It’s important to start working on your credit and saving for a down payment early. When you’re ready to begin your search, work with a real estate professional and...

Remember: a 20% down payment isn’t always required
01/03/2022

Remember: a 20% down payment isn’t always required

As you set out on your homebuying journey, you likely have a plan in place, and you’re working on saving for your purchase. But do you know how much you actually need for your down payment?

Whether you’re a current homeowner or you’re ready to become one, it’s important to know how equity works and why it mat...
12/24/2021

Whether you’re a current homeowner or you’re ready to become one, it’s important to know how equity works and why it matters.

When you think of homeownership, what’s the first thing that comes to mind? Chances are you might focus on the non-financial benefits, like the security or stability a home provides. But what about equity? While it can be overlooked, a homeowner’s equity helps build long-term wealth over time. H...

It’s important to know that home prices are not projected to decline in the new year. Instead, they’re forecast to rise,...
12/15/2021

It’s important to know that home prices are not projected to decline in the new year. Instead, they’re forecast to rise, just at more moderate pace.

If you’re thinking of buying a home in today’s housing market, you may be wondering how strong your investment will be. You might be asking yourself: if I buy a home now, will it lose value? Or will it continue to appreciate going forward? The good news is, according to the experts, home prices ...

When asking if you should buy a home, you may think of the non-financial benefits of homeownership. When asking when to ...
12/14/2021

When asking if you should buy a home, you may think of the non-financial benefits of homeownership. When asking when to buy, the financial benefits make it clear that doing so now is much more advantageous than waiting until next year.

If you’re a homeowner who’s decided your current house no longer fits your needs, or a renter with a strong desire to become a homeowner, you may be hoping that waiting until next year could mean better market conditions to purchase a home.

If you think the housing market will slow down this winter, think again. Whether you’re thinking of buying a home, selli...
12/14/2021

If you think the housing market will slow down this winter, think again. Whether you’re thinking of buying a home, selling your house, or both

From the opportunity to take advantage of today’s low mortgage rates to changing homeowner needs, Americans have more motivation than ever to buy a home. According to the experts, buyers are making moves right now, creating an unseasonably strong housing market for this time of year.

There have been historic levels of home price appreciation over the last year. That pace will slow as we finish 2021 and...
11/10/2021

There have been historic levels of home price appreciation over the last year. That pace will slow as we finish 2021 and enter into 2022. Prices will still rise in value, just at a much more moderate pace, which is good news for the housing market.

Many people have questions about home prices right now. How much have prices risen over the past 12 months? What’s happening with home values right now? What’s projected for next year? Here’s a look at the answers to all three of these questions.

If you’re a homeowner, today’s rising equity is great news. On average, homeowners have gained $51,500 in equity since t...
10/25/2021

If you’re a homeowner, today’s rising equity is great news. On average, homeowners have gained $51,500 in equity since this time last year.

Some Highlights If you’re a homeowner, today’s rising equity is great news. On average, homeowners have gained $51,500 in equity since this time last year. Whether it’s funding an education, fueling your next move, or starting a business, your home equity is a great tool you can use to power y...

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PO Box 7402 Porter Ranch CA 91327
Northridge, CA
91327

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