Tetiana Realtor

Tetiana Realtor Helping clients buy and sell homes with expert guidance, strategy, and personal care.

05/14/2026

Taking this “active” property in Alameda as an example, 2135 Buena Vista Ave:

It’s a triplex (has three units): one unit is vacant (for the future owner to occupy), and the other two units are tenant-occupied, which bring in $5,500.

The property costs $1,600,000
With 20% down, an interest rate 6%, the approximate monthly mortgage (including taxes and insurance) would be $9,300.

$9,300 - $5,500 = $3,800

So you are paying $3,800 while living in a 3 bed, 1 bath unit with your tenants who are helping you to buy this 1.6M home. Plus, the schools assigned for this home are Elementary - 8, Middle - 6, and High - 10.

The “problem” with this approach:
1. You will have less privacy (it’s like living in a condo)
2. If you manage the tenants yourself, it can feel like a second job
3. If repairs arise, it will cost a lot (think about changing a roof for a huge house like this one)
4. Tenant laws - if you get a bad tenant, it’s just a headache

However, if buying feels out of reach, this might be your way in.

05/12/2026

I had this situation when I agreed to work for 1.5% with the promise of constant business.

So here is what ACTUALLY happened:

1. My expertise was undervalued.
My recommendations on staging, pre-sale inspections, and property positioning were ignored because the seller had “sold a home before.”

2. I lost professional authority.
Instead of being hired for strategy, I was treated like a lackey.

3. “Easy business” became months of work.
What was supposed to be a quick sale turned into months of stress, including working during my vacation.

The biggest lesson?
When you discount your value from the beginning, people often stop seeing you as a full-service professional… and start seeing you as the cheaper option.

Now when someone asks me to lower my commission, I remember this:

The right clients don’t choose you because you’re the cheapest.
They choose you because they trust you will do the best job ♥️

05/07/2026

Visit .salon for more services and pricing 👀

Mention to receive an extra 15% off

05/05/2026

Bay Area Home Buying Process

Learn how the process works. Download my buyer’s guide - link in my bio 🌸

You know what really helped me progress in life? It’s the thought about my future self. Someone said, “Imagine yourself ...
04/28/2026

You know what really helped me progress in life? It’s the thought about my future self.

Someone said, “Imagine yourself in the future. How much do you earn? How do you look? What car do you drive? What family and friendships do you have?” And by answering those questions and writing everything down, I created the image of my future self.

Turns out, my future self generates business by prospecting (looking for clients) for 2 hours per day. After realizing that, I put it on my calendar and stayed consistent with the activity.

One day, my husband and I went to an open house where I fell in love with the property. When we went walking around the lake, he asked me, “Describe the home you saw earlier.” So I started. I thought I remembered a lot, but then he said, “Just imagine how your future self would describe it,” and it was eye-opening! I uploaded the picture I took from that home to ChatGPT and asked it to describe it. So that was the moment I got into learning all the types of floors, marble, and other details about the home.

Knowing your future self is like having a compass. Follow it, and it will quietly guide you toward the person you are meant to become.

04/16/2026

You don’t build a beautiful life on excitement. You build it on consistency.

Falling in love with my boring routine.

04/15/2026

Low HOA vs High HOA
Bay Area Real Estate
Bay Area Realtor

04/09/2026

6 Renovations That Can Lower Your Home Value

Some renovations can actually hurt your resale value. Learn which home updates buyers may see as a downside before you start remodeling.

04/07/2026

Relocating to the Bay Area?
Think about this first.

Moving to the Bay Area can be difficult if you don’t weigh all the pros and cons.

04/02/2026

📑 Even with my experience, it usually takes me two hours to review one full disclosure package.

To help my clients, I tell them what documents are especially important to review, and I create a disclosure summary - it’s a super long email with all the things I found in there that they should pay attention to.

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4200 Broadway
Oakland, CA
94611

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