Cole Mertins - JC Mortgage Group

Cole Mertins - JC Mortgage Group Cole Mertins is a licensed Sr. Loan Consultant at New American Funding Residential Mortgage Loan Originator for your home purchase or refinancing needs.

The 2026 mid-year housing forecast is a reminder that real estate is always evolving. Experts now project mortgage rates...
06/19/2026

The 2026 mid-year housing forecast is a reminder that real estate is always evolving.

Experts now project mortgage rates around 6.37%, while home prices are expected to increase by 2.6% this year. Even though home sales have softened, demand continues to support home values across many markets. 🏠

What does that mean for buyers? Waiting for the "perfect" rate may not always be the best strategy if home prices continue to climb.

Every buyer's situation is unique, which is why having a personalized mortgage plan matters more than trying to time the market. 📞 Let's talk about your homeownership goals and create a strategy designed for today's market.

June is National Homeownership Month, and homeowners across the country are continuing to build wealth through equity. 🏡...
06/17/2026

June is National Homeownership Month, and homeowners across the country are continuing to build wealth through equity. 🏡💙 In fact, 43.3% of mortgaged homes are considered equity-rich, meaning homeowners own more than half of their home's value.

Equity can become a powerful financial resource over time and is one of the key benefits of homeownership. 📈✨ Whether you're looking to buy your first home or want to better understand your home's value, New American Funding is here to help guide you. Let's talk about your options. 📲

One of the biggest benefits of homeownership is equity. 💙🏠 The average homeowner has built roughly $295,000 in equity, c...
06/12/2026

One of the biggest benefits of homeownership is equity. 💙🏠 The average homeowner has built roughly $295,000 in equity, creating opportunities for financial flexibility and long-term wealth building.

For many families, homeownership is more than a monthly payment. It's an investment in their future. Whether you're looking to buy your first home or explore your options, understanding equity is an important part of the conversation. ✨

At New American Funding, we're here to help guide you every step of the way. Let's connect. 📲

06/11/2026

Who needs a normal handshake when you can get bushwhacked by good news? 😂

The housing market is looking different than it did just a few years ago. 📈🏠 As the supply of homes continues to increas...
06/10/2026

The housing market is looking different than it did just a few years ago. 📈🏠 As the supply of homes continues to increase, buyers may have a better chance of finding a property that fits their needs, budget, and lifestyle. More inventory can also mean more negotiating power and fewer bidding wars in some markets, making the homebuying journey feel a little less stressful.

Curious about what this could mean for your buying power? Let's connect! ☎️

06/08/2026

We’ll make you proud 🥹

A VA loan can help turn homeownership into reality with little money upfront. 🔑 Many eligible buyers can purchase with $...
06/05/2026

A VA loan can help turn homeownership into reality with little money upfront. 🔑 Many eligible buyers can purchase with $0 down and no monthly PMI. That’s a huge advantage in today’s market. ✨ The right guidance can help you make the most of the benefits you’ve earned.

Rent payments build your landlord’s future. Homeownership helps build yours. 🏡✨ Many first-time buyers are surprised to ...
06/03/2026

Rent payments build your landlord’s future. Homeownership helps build yours. 🏡✨

Many first-time buyers are surprised to learn there are loan options with lower down payments and programs designed to help make buying more achievable. Instead of paying rent year after year, you could start building equity in a home of your own.

Your home is more than a monthly payment. It’s stability, memories, and a long-term investment in your future. At New American Funding, we’re here to help guide you through every step with education, support, and loan options that fit your goals. 🤝🔑 Ready to explore your path to homeownership? Let’s create a plan that works for you. 📲

Today’s housing market is competitive for sellers too. 📈 If your home is sitting longer than expected, options like rate...
05/29/2026

Today’s housing market is competitive for sellers too. 📈 If your home is sitting longer than expected, options like rate buydowns, bridge loans, or cash-offer programs may help create more flexibility while you plan your next move. At New American Funding, we’re here to help guide homeowners through every stage of the journey. Understanding your options could help turn a stressful situation into a fresh opportunity.🏠

First-time homebuyer fear is more common than you think. 🏡 Many buyers worry about credit scores, down payments, or qual...
05/27/2026

First-time homebuyer fear is more common than you think. 🏡 Many buyers worry about credit scores, down payments, or qualifying for a mortgage, but there are more loan options available today than most people realize. At New American Funding, we’re here to help guide you through the process with clarity and confidence every step of the way. Buying your first home starts with understanding your options and having the right team beside you.✨

Address

4412 Delwood Lane
Panama City Beach, FL
32408

Telephone

+18504601734

Website

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