Community Access Lending NMLS # 1854273

Community Access Lending NMLS # 1854273 Joshua Coomer LLC isa Mortgage Brokerage serving CA, OR, WA, NV, ID, CO, TX, LA, FL, NE Lets connect

Community Access Lending NMLS # 1854273

Specializing in Conventional, FHA, VA, Jumbo, Hard Money, NON QM, and Portfolio Lending

1 Hour Loan Approvals
21 day close on all purchase transactions
Low rate/fee guarantee

I work with the best and love what I do. With the love and support from both my family and my team I able to arise to a top ranked mortgage originator that truly enjoys what he does

. If you are looking to team up with the best in the business and most professional team in Vegas, please don't hesitate to reach out to me anytime!

02/13/2026

In 2025, 60% of buyers paid below asking price — and the discounts were bigger than we’ve seen in over a decade.

That means one thing: sellers are negotiating again.

This is your chance to ask for things like seller-paid rate buydowns, closing cost credits, and pre-move-in repairs — but only if you know how to structure the offer.

If your offer isn’t worded the right way, you could leave thousands on the table or lose the home entirely.

Want to know the top 3 strategies we’re using to help clients negotiate better deals? Send me a message.

02/03/2026

The Fed just held interest rates steady after Wednesday’s meeting.

Inflation is cooling—but not fast enough. It’s still around 2.7%, and the Fed’s target is 2%. Meanwhile, job growth has slowed, but the labor market is holding strong.

Some Fed members even hinted at a rate cut in the near future, which tells us a pivot might be closer than expected.

But for now, mortgage rates are steady—and still sticky. If you're waiting for a massive drop before buying, you might be waiting a while.

Find the right house, focus on your monthly payment, and structure your deal smart.

10/31/2025

Halloween’s around the corner, and I’ve got one spooky question for you… 👀

Would you spend a weekend in Las Vegas’ “most haunted” hotel for $5,000? 💀

The El Cortez is looking for one brave ghostbuster to take on the gig — would you do it?

10/24/2025

Closings are getting delayed—and there's one major culprit.

The ongoing federal shutdown has halted the National Flood Insurance Program, and it's putting an estimated 3,600 home closings per day at risk.

If you're working on a transaction in a flood-prone area, even a fully ready deal could hit an unexpected pause.

Pro tip: Ask early if the property relies on NFIP and consider building in 7–14 extra days to your timeline.

Help your clients stay informed and avoid last-minute surprises by planning ahead.

10/10/2025

The real estate landscape is shifting fast—are you keeping up?
From builders ramping up incentives to a cooling luxury market, there are key trends shaping how we serve clients right now.

New homes are becoming more appealing as builders offer rate buydowns, closing cost credits, and design upgrades. Meanwhile, luxury buyers are pulling back, and regulatory changes are creating uncertainty across credit and lending.

Now’s the time to get proactive.
Leverage builder incentives to help frustrated buyers see the opportunity in today’s market.

09/26/2025

Mortgage rates have dropped to their lowest point in nearly a year—sparking new buyer activity.

This is the moment many clients have been waiting for. Those who pressed pause earlier due to affordability concerns may see new opportunities.

Builders are cutting prices and offering incentives, but new construction is slowing—making strategic pricing even more important for sellers.

Now is the time to re-engage your past clients and help them navigate this shifting market.

09/22/2025

Thinking about refinancing? Don’t fall for the flashy offers from out-of-state lenders.

Many of them promise low rates but bury hidden fees in the fine print.

I’m Coomer, your local mortgage broker, and I do things differently.

No lender fees, competitive rates, and honest advice—if refinancing doesn’t make sense for you, I’ll say so.

Let’s talk about what refinancing really means for your savings

09/12/2025

Big changes may be coming to the housing market—and agents need to stay ahead.

The administration is considering declaring a national housing emergency this fall, focusing on affordability and increasing home supply. That could mean faster permitting and more new construction.

There’s also talk of a public offering of Fannie Mae and Freddie Mac stakes—plus scrutiny of the mortgage interest deduction on second homes.

Use these shifts to open conversations with clients. Showing you're on top of market moves builds trust and positions you as a resource.

Here's a Facebook post idea for the VA IRRRL:💼 Veterans, Have You Heard About the VA IRRRL? 💼If you’re a homeowner with ...
10/25/2024

Here's a Facebook post idea for the VA IRRRL:

💼 Veterans, Have You Heard About the VA IRRRL? 💼

If you’re a homeowner with a VA loan, the VA Interest Rate Reduction Refinance Loan (IRRRL) is a fantastic way to reduce your monthly payments, lock in a lower rate, or switch to a fixed-rate mortgage. This “Streamline Refinance” program requires little paperwork and no appraisal or credit underwriting package in most cases – making it one of the simplest and most effective ways to save! 💸

✅ No appraisal required in most cases
✅ No income verification
✅ No credit qualifying
✅ No asset verification

If you want to explore if the VA IRRRL is right for you, feel free to reach out! Helping our veterans find the best options is what we’re here for. 🙌 702-491-2208 or email me at [email protected]

🚨 Veterans, Lower Your Mortgage Rate with the VA IRRRL! 🚨If you currently have a VA loan, you may be eligible to reduce ...
09/12/2024

🚨 Veterans, Lower Your Mortgage Rate with the VA IRRRL! 🚨

If you currently have a VA loan, you may be eligible to reduce your interest rate and save thousands over the life of your loan with a VA Interest Rate Reduction Refinance Loan (IRRRL). 🇺🇸

✅ No appraisal required
✅ No out-of-pocket expenses (fees can be rolled into the loan)
✅ Skip the credit check (in most cases)
✅ Streamlined process for eligible VA loan holders

This is a great opportunity to lower your monthly payments, stabilize your financial future, and take advantage of today’s rates!

Are you a Veteran or know someone who could benefit? Reach out today to learn more and see if you qualify. 🏠

💬 DM me for more details!

Calling all loan officers!We are hiring and looking for both experienced professionals and newcomers to join our team. A...
02/21/2024

Calling all loan officers!

We are hiring and looking for both experienced professionals and newcomers to join our team. As a wholesale brokerage, we offer a diverse range of options for your clients. Let us help you take your career to the next level!

Contact us now for more information.

Community Access Lending NMLS #1854273
9h

Address

6380 S. Valley View Blvd. # 404
Henderson, NV
89118

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm
Saturday 8am - 2pm

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