Pride In Property

07/23/2026

On to the next project…

07/04/2026

06/27/2026

For first-time buyers, the mortgage process may seem overwhelming and scary. It doesn't have to be! Experienced loan professionals will be by your side every step of the way to guide you, answer questions, and help you be successful.

Our Mortgage Loan Process guidebook, available in the Single-Family Programs and Resources section of our website, walks you through the process from start to finish. Download and read the guidebook to understand the terminology and learn what to expect at each step as you move from home buyer to homeowner.

06/27/2026

Do you know your credit score?

Understanding your finances--and your ability to qualify for and pay off a loan--is a critical step to preparing for homeownership. Your credit score is an assessment of your ability to take on new debt and make consistent, on-time payments. Lenders will look at your score to determine your creditworthiness.

WVHDF mortgage programs generally require a score of at least 620. Unlike other loan types, our mortgage loans are not affected by your credit. Someone with a 620 score will enjoy the same competitive rates as someone with an 800.

For guidance on assessing your finances and understanding your credit, view our Preparing for Homeownership Guidebook.

https://www.wvhdf.com/pdf/preparing-for-homeownership-guide/

06/20/2026

Happy West Virginia Day!

Today we celebrate the birth of our great state and the hardworking, resilient people who call it home.

From the rolling mountains and winding rivers to our small towns and close-knit communities, West Virginia is a place built on pride, perseverance, and neighbor helping neighbor.

As we honor the Mountain State’s history, let’s also look forward to its future—supporting local businesses, strengthening our communities, and creating opportunities for generations to come.

Whether you’re enjoying the outdoors, spending time with family, or simply appreciating the beauty around you, take a moment today to celebrate everything that makes West Virginia special.