Todd Lakey, LO, My City Lending

09/26/2026

If you have a strong business but your tax returns make traditional lenders nervous, you still have options to buy your dream home.

Reach Out For Personal Guidance Today!
📧 [email protected]
📞 484-239-9928
NMLS # 297948

Disclaimer: Novus Home Mortgage, a division of Ixonia Bank, NMLS 423065, Member FDIC, Equal Housing Lender. This is not a commitment to lend.All loans are subject to credit approval as well as program requirements and guidelines. Novus Home Mortgage, a division of Ixonia Bank is not affiliated with any government agency.

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09/25/2026

WHAT IS IT COSTING YOU TO WAIT TO BUY A HOME???

09/25/2026

Buying your first investment property is a different game than buying your home.

I’ll help you approach it with the right strategy from day one.

Reach Out For Personal Guidance Today!
📧 [email protected]
📞 484-239-9928
NMLS # 297948

Disclaimer: Novus Home Mortgage, a division of Ixonia Bank, NMLS 423065, Member FDIC, Equal Housing Lender. This is not a commitment to lend.All loans are subject to credit approval as well as program requirements and guidelines. Novus Home Mortgage, a division of Ixonia Bank is not affiliated with any government agency.

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09/25/2026

Homebuyer math is a special kind of math. The good news? You don’t have to sort through the numbers alone. We’ll help you understand the payment, cash to close and tradeoffs that really matter.

09/24/2026

A lot of lenders focus on just getting you approved.

I focus on:

• Making sure the loan actually makes sense
• Structuring it around your goals
• Avoiding mistakes that cost you later

Because approval is step one, strategy is everything.

Reach Out For Personal Guidance Today!
📧 [email protected]
📞 484-239-9928
NMLS # 297948

Disclaimer: Novus Home Mortgage, a division of Ixonia Bank, NMLS 423065, Member FDIC, Equal Housing Lender. This is not a commitment to lend.All loans are subject to credit approval as well as program requirements and guidelines. Novus Home Mortgage, a division of Ixonia Bank is not affiliated with any government agency.

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09/21/2026

You don't need to have it all figured out today, you just need the right plan to get started. Let’s make that homeownership goal a reality.

Reach Out For Personal Guidance Today!
📧 [email protected]
📞 484-239-9928
NMLS # 297948

Disclaimer: Novus Home Mortgage, a division of Ixonia Bank, NMLS 423065, Member FDIC, Equal Housing Lender. This is not a commitment to lend.All loans are subject to credit approval as well as program requirements and guidelines. Novus Home Mortgage, a division of Ixonia Bank is not affiliated with any government agency.

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09/19/2026

There’s no one-size-fits-all loan. I help you choose based on:

• Your income style
• Your future plans
• Your risk comfort
• Your long-term goals

The right structure now can save you stress later. I’ll help you get it right from the start.

Reach Out For Personal Guidance Today!
📧 [email protected]
📞 484-239-9928
NMLS # 297948

Disclaimer: Novus Home Mortgage, a division of Ixonia Bank, NMLS 423065, Member FDIC, Equal Housing Lender. This is not a commitment to lend.All loans are subject to credit approval as well as program requirements and guidelines. Novus Home Mortgage, a division of Ixonia Bank is not affiliated with any government agency.

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09/17/2026

Waiting feels safe, but it can quietly cost you more in the long run.

I’ll help you run the numbers before you decide.

Reach Out For Personal Guidance Today!
📧 [email protected]
📞 484-239-9928
NMLS # 297948

Disclaimer: Novus Home Mortgage, a division of Ixonia Bank, NMLS 423065, Member FDIC, Equal Housing Lender. This is not a commitment to lend.All loans are subject to credit approval as well as program requirements and guidelines. Novus Home Mortgage, a division of Ixonia Bank is not affiliated with any government agency.

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09/14/2026

It’s not always about offering more money, it’s about looking more reliable.

I’ll help you structure your deal to win.

Reach Out For Personal Guidance Today!
📧 [email protected]
📞 484-239-9928
NMLS # 297948

Disclaimer: Novus Home Mortgage, a division of Ixonia Bank, NMLS 423065, Member FDIC, Equal Housing Lender. This is not a commitment to lend.All loans are subject to credit approval as well as program requirements and guidelines. Novus Home Mortgage, a division of Ixonia Bank is not affiliated with any government agency.

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09/10/2026