Jennifer Morales at Realty Mark Cityscape

12/07/2025

I'm here to help you with your Realstate needs
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10/01/2025

***sharing from a lender's page***

The US Government has officially shutdown, what does that mean if you’re buying a house?

***What stops entirely***

* National Flood Insurance Program (NFIP): Existing NFIP policies will remain in effect until their expiration, no new policies will be issued.

* USDA has not released any current contingency plans: During past shutdowns, in absence of funding, the USDA will cease operations, including most mortgage operations.

* Social Security Administration (SSA): In prior shutdowns the SSA has not processed requests during a shutdown.

***What may be slower due to reduced staffing***

* FHA Condo approvals might slow or cease.

* VA processes should continue to operate at a reduced capacity

* Employment verification: If a borrower is a federal employee, verifying their employment status can be challenging, causing additional underwriting delays.

***What largely isn’t impacted***

* IRS’s Income Verification: Normally authorized to continue despite a lapse in funding. IRS should not be impacted by a shutdown; however, the IRS has not yet published a contingency plan

* Fannie Mae and Freddie Mac will not be impacted.

* FHA loans (minus reverse mortgages) are not typically impacted.

Upon the government reopening, each agency will begin processing requests again—but will naturally be working from a backlog.

09/26/2025

📣$0 Down payment doesn't mean $0 out of pocket!!!!
📲Call me for a better understanding

09/20/2025

Te gustaria que alguien te ayude a pagar tu Hipoteca? Pues no lo pienses mas y comunicate conmigo para obtener informacion sobre esta Duplex en el area de Wynnefield en Philadelpha.

Jennifer Morales
Realty Mark Cityscape
215-868-4783
Real Estate Licensed in PA & LA



Listed by
Jaye Hancock

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09/04/2025

09/04/2025

opens in Philadelphia October 2nd 🍂🎃