06/18/2026
Welcome to Day 9 of 30 of our probate series!
There is a hidden deadline ticking the second a property becomes vacant. ⏰👇
Leaving a property empty during the probate process can be a significant financial risk for an executor. Many standard homeowners insurance policies contain a "vacancy clause." If a house sits empty for a certain period of time (often 30 to 60 days) without the carrier being notified, certain types of coverage could be limited or future claims may be denied depending on the specific policy terms.
If a major issue like a water leak, pipe burst, or property damage occurs, the estate could face substantial out-of-pocket expenses if the vacancy impacted the coverage.
As an executor, protecting the estate’s assets is a top priority. Don't let a gap in communication put the heirs or the property at risk.
🏠 DAY 9 ACTION STEP:
Call the estate's insurance company. Your only task today is to contact the current provider, notify them that the property is vacant and in probate, and let them advise you on how their specific policy handles vacant properties.
Save this post for later, share it with someone currently navigating an estate, and follow along for Day 10! 📈
Ashley Pugliesi, Realtor
The Jordan Jankowski Team | Coldwell Banker Realty
📱 Cell: 412-689-0172
📞 Office: 412-336-1600
📧 Email: [email protected]
📍 Office Address: 9600 Perry Highway, Suite 100, Pittsburgh, PA 15237
Disclaimer: Educational purposes only. Not formal legal, financial, or insurance advice. Always consult with a licensed insurance professional or estate attorney regarding your specific situation.