05/13/2026
Getting qualified* is one of the first steps in the homebuying process — and it can help you shop smarter. 🏡
When you get qualified, a lender reviews your:
✔️ Income
✔️ Estimated credit profile
✔️ Monthly debts
✔️ Down payment goals
This gives you a better idea of what price range may fit your budget before you start touring homes.
Bonus: It can also help your real estate agent narrow down homes that align with your financing goals.
*All loans subject to credit approval. A qualification is not an approval of credit, and does not signify that underwriting requirements have been met. Conditions and restrictions may apply.