Michael Bouldin Broker Licensed in OR & WA REAL Broker

Michael Bouldin Broker Licensed in OR & WA REAL Broker REALTOR®, REAL Broker
Serving OR and WA
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08/06/2026

Buying a home costs more than just the down payment, but there are ways to keep more money in your pocket.

Using a $550,000 home as an example, I break down the major costs buyers should plan for before making an offer.

The good news? There are strategies, like negotiating seller credits, or financing that reduce how much cash you need at closing.

Every buyer’s situation is different, which is why I always recommend looking at your numbers before deciding whether you’re ready.

Thinking about buying in Clackamas County? I’d be happy to help.

08/05/2026

Saving for your down payment is only part of the equation.

One of the biggest surprises I see is buyers forgetting about closing costs.

These are the costs of finalizing the purchase, and they can include lender fees, title and escrow, prepaid taxes, insurance, and more.

The good news? Depending on the home and the market, we may be able to negotiate seller credits that help cover some of those costs.

The more you understand before you start shopping, the fewer surprises you’ll have later.
Have questions about buying a home in Clackamas County? Send me a message.

08/04/2026

Your down payment is the portion of the home you’re buying upfront. The rest is financed through your mortgage.
The real question isn’t “How much should I put down?”

It’s “How much should I put down while still keeping myself financially comfortable after I move in?”
Every buyer’s answer is different.

Have questions about buying in Clackamas County? Send me a message.

08/03/2026

The biggest myth in real estate is still costing people years of homeownership.

I can’t tell you how many conversations I’ve had with people who believe they need a 20% down payment before they can even think about buying a home.

For many buyers, that’s simply not true.
Every situation is different, and the only way to know where you stand is to look at your actual numbers, not internet myths.

If buying a home is something you’ve been thinking about, I’d be happy to help you understand your options.

📩 Send me a message anytime.

08/01/2026

The cheapest option isn’t always the least expensive.

I know that sounds backwards, but hear me out.

If one agent saves you a few thousand dollars in commission... but underprices your home, misses opportunities during negotiations, or doesn’t market it effectively, did you actually save money?

Probably not.

When you’re interviewing REALTORS®, don’t make the decision based on commission alone.

Ask questions like:
✔️ How will you price my home?
✔️ What’s your marketing strategy?
✔️ How do you negotiate offers?
✔️ How do you handle problems when a deal starts falling apart?

At the end of the day, what matters most isn’t what you pay your agent...

It’s how much money you walk away with at closing.

👇 If you were hiring a REALTOR®, what’s the first question you’d ask them?

08/01/2026

Most people don’t move because of the market.

They move because life changes.

I’m curious...

What’s the biggest reason you’ve thought about moving?

🏡 More space?
📍 Better location?
🧹 Less maintenance?
👨‍👩‍👧 Closer to family?
💼 New job?

Or is it something else?

⬇️ I’d love to hear your answer.

07/29/2026

2 months of work and several happy clients. This summer has been pretty productive so far, and still more to come!

Pending in Fairview for a first time homebuyer in her 50's. This home checks all the boxes she needs at this time in her life. Thanks Tony for the referral, let's get it wrapped up!

Pending in Troutdale for first time homebuyers. They have the absolutely most adorable little daughter just over 1 year old. With the perfect park surrounding this home I see you guys growing into your new family nicely here.

Pending in Boring, these clients were tired of suburbia in Sandy and wanted a little more space. Months of looking and also getting their home sold just this week, they will get to move into this gem first week of September.

SOLD in Sandy for the folks moving to Boring. This little home was a good little stepping stone for them, it worked at the time and they just grew out of it. A first time homebuyer purchased it from them with less than $16,000 all in!

SOLD in Portland! Let me tell you this one was W.O.R.K from start to finish. Found out through title that the property had 2 trusts attached to it, it got even more complicated after that finding out deeds were recorded wrong by the county, and parties needing to sign things were deceased. Shout out to my team at Fidelity for ALL the work they put into getting this one insurable. OH I almost forgot about the $37,000 oil tank decommission. They dug a hole in the ground so big you would have tossed in 4 cars and covered them up with dirt.

SOLD in King City for a dear friend. This was the easy one of the bunch, some negotiations during the inspection period over an old sewer line that had been spot repairs every single time the house sold, but that's all part of the gig. Congrats to the client on her new adventure into retirement!

SOLD in Cougar, WA. CONGRATS on the new family cabin! That is going to be years of fun filled memories with loved ones young and old.

2 months of work and several happy clients. This summer has been pretty productive so far, and still more to come!🏠 Pend...
07/29/2026

2 months of work and several happy clients. This summer has been pretty productive so far, and still more to come!

🏠 Pending in Fairview for a first time homebuyer in her 50's. This home checks all the boxes she needs at this time in her life. Thanks Tony for the referral, let's get it wrapped up!

🏠 Pending in Troutdale for first time homebuyers. They have the absolutely most adorable little daughter just over 1 year old. With the perfect park surrounding this home I see you guys growing into your new family nicely here.

🏡 Pending in Boring, these clients were tired of suburbia in Sandy and wanted a little more space. Months of looking and also getting their home sold just this week, they will get to move into this gem first week of September.

🏡 SOLD in Sandy for the folks moving to Boring. This little home was a good little stepping stone for them, it worked at the time and they just grew out of it. A first time homebuyer purchased it from them with less than $16,000 all in!

🏚️ SOLD in Portland! Let me tell you this one was W.O.R.K from start to finish. Found out through title that the property had 2 trusts attached to it, it got even more complicated after that finding out deeds were recorded wrong by the county, and parties needing to sign things were deceased. Shout out to my team at Fidelity for ALL the work they put into getting this one insurable. OH I almost forgot about the $37,000 oil tank decommission. They dug a hole in the ground so big you would have tossed in 4 cars and covered them up with dirt.

🏡 SOLD in King City for a dear friend. This was the easy one of the bunch, some negotiations during the inspection period over an old sewer line that had been spot repairs every single time the house sold, but that's all part of the gig. Congrats to the client on her new adventure into retirement!

🏡 SOLD in Cougar, WA. CONGRATS on the new family cabin! That is going to be years of fun filled memories with loved ones young and old.

07/28/2026

One of my favorite homes I’ve helped a buyer purchase had been sitting on the market for months.

Most buyers assumed something had to be wrong with it.

There wasn’t.

It was simply overpriced when it launched. We negotiated a better price and favorable terms because the seller was ready to make a deal.

A longer time on market isn’t always a red flag—it can be your biggest advantage.

👇 Would you tour a home that’s been on the market for 100+ days?

Address

Portland, OR

Telephone

(503) 313-1992

Website

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