Troy Hoeft Mortgage Team

Troy Hoeft Mortgage Team As an FHA, Conventional, and VA Mortgage Expert you are assured that you will be working with the best.

Buying local? If so, you've got the best people available to you who have their pulse on the market. We can answer quest...
12/16/2024

Buying local?

If so, you've got the best people available to you who have their pulse on the market.

We can answer questions like:

- What's the average home sales price?
- How many homes have sold in the past month?
- How many homes have sold above or below asking price?
- Should I get pre-approved before house hunting?
- What homes are located within certain school districts?

And so much more!

My team, my agent partners and I are here to help you. Whether you're just getting started with your search, are ready to buy, or just have questions, reach out any time.
https://myoc.io/TroyHoeft

Crooked teeth get braces. Worn down furniture gets reupholstered. Outdated houses get renovated!Just because something i...
12/13/2024

Crooked teeth get braces. Worn down furniture gets reupholstered. Outdated houses get renovated!

Just because something isn’t perfect, doesn’t mean it can’t turn into something amazing. And when it comes to homes, the best part is, they’re usually more affordable.

If you’re working to become a homeowner but are struggling to find your perfect home due to availability or price, expand your viewing options to include fixer uppers.

We’ve got loan options that would allow you to not only buy your home, but also pay for the renovations you want to truly make it YOUR home.

Contact me to learn more about the process — it’s much easier than you might think.
https://myoc.io/TroyHoeft

You see the sales prices, interest rate, closing costs, etc. But, it's what you don't see that gets you...Like the rando...
12/11/2024

You see the sales prices, interest rate, closing costs, etc.

But, it's what you don't see that gets you...

Like the random surprises of home maintenance, such as:

💧 A water leak
🆒 AC or heater stops working
🔥 Water heater breaks
🍽️ Dishwasher malfunctions

The well-known suggestion when buying a home is to put back 1-2% of the home's sales price each year for home repairs.

That way when a surprise happens, your wallet won't be.
https://myoc.io/TroyHoeft

A home is one of the biggest financial purchases you’ll ever make. So you’ll want to protect it. That’s what home insura...
12/09/2024

A home is one of the biggest financial purchases you’ll ever make. So you’ll want to protect it.

That’s what home insurance is for.

And here’s what you need to know about it:

1. Protection: Home insurance covers damages to your property and belongings from events like fires, storms, and theft.

2. Liability Coverage: It also protects you if someone is injured on your property and you’re found legally responsible.

3. Lender Requirement: Most mortgage lenders require home insurance as part of your loan agreement to protect their investment.

4. Additional Living Expenses: If your home becomes uninhabitable due to a covered event, insurance can help cover temporary living costs.

While it’s an essential fee, the security and peace of mind it provides are invaluable. Need help understanding your home insurance requirements?

I’m here to answer any questions.
https://myoc.io/TroyHoeft

Why start with pre-approval? It’s simple:- Shows sellers you mean business.- Defines your budget clearly.- Accelerates y...
12/06/2024

Why start with pre-approval? It’s simple:

- Shows sellers you mean business.
- Defines your budget clearly.
- Accelerates your move to closing.

A pre-approval sets you apart in the market and make the homebuying process much more smooth.

Want to get started? If so, DM me and let's chat.
https://myoc.io/TroyHoeft

Agents, as you know, knowledge = confidence. That’s what I’m here to do for your clients—It’s my job to give buyers the ...
12/04/2024

Agents, as you know, knowledge = confidence.

That’s what I’m here to do for your clients—It’s my job to give buyers the knowledge they need to feel comfortable, confident, and worry-free with every decision they make!

If your clients need someone who can erase concerns, speed up the buying process, and give them a great buying experience, I’m here to help.
https://myoc.io/TroyHoeft

When you’re buying one of the biggest purchases of your life, there’s a lot that goes into it.Even more when you’re tryi...
12/02/2024

When you’re buying one of the biggest purchases of your life, there’s a lot that goes into it.

Even more when you’re trying to get the best loan, the best rate, the best terms.

But it’s all worth it, especially if you do get the best rate, the best loan, and the best terms.

That’s possible by getting ready and preparing to buy as early as possible.

—> Your finances…find ways to save.
—> Your credit score…find ways to boost it.
—> Your budget…find a home that fits it.

That’s all part of the pre-buying process, so when you’re ready to buy, it’s smooth sailing.

And your post-buying experience will be easy to adjust to.
https://myoc.io/TroyHoeft

When you're unhappy with the way something looks in your home, it's all you can see.Maybe it's the cramped kitchen with ...
11/29/2024

When you're unhappy with the way something looks in your home, it's all you can see.

Maybe it's the cramped kitchen with outdated cabinets and appliances. Maybe it's the old tiles, small shower and single vanity sink. Or, maybe it's the backyard where there's no shade and no pool!

If your home is just a few updates away from turning back into the home you love, let's see what a renovation could like for you -- both visually and financially.

I can help crunch the numbers and get you in contact with people who can transform your home into exactly what you want it to be.

Send me a message here or give me a call to get started.
https://myoc.io/TroyHoeft

Picture this…You wake up, open your eyes, and you’re in your new home.The walls have your pictures on it, the living roo...
11/27/2024

Picture this…

You wake up, open your eyes, and you’re in your new home.

The walls have your pictures on it, the living room has your furniture, and every corner of the house has your personal touch.

This isn’t just a house, it’s YOUR home.

Let’s make it a reality!

Your dream home is out there, and I’m here to help you get it.
https://myoc.io/TroyHoeft

It’s easy to spend (and keep spending) throughout the holidays.The next month may be filled with online shopping or in-s...
11/25/2024

It’s easy to spend (and keep spending) throughout the holidays.

The next month may be filled with online shopping or in-store browsing for the perfect deals.

BUT...

If you plan on buying a home sooner rather than later, keep an eye on how much you’re putting on the credit card. It may not feel like much to shop and swipe, but the impact it can have on your debt can be significant.

Happy shopping and happy holidays 🙂
https://myoc.io/TroyHoeft

Over 50% of recent home buyers reported feeling stressed while buying a home. But it doesn't have to be that way. Not wh...
11/22/2024

Over 50% of recent home buyers reported feeling stressed while buying a home.

But it doesn't have to be that way. Not when you've got an experienced team guiding you every step of the way.

Here's how having the right people by your side can help you feel calm and confident during the home buying process:

1. Every step in the process is explained to you BEFORE it happens, not during
2. Every document you need to deliver during the process is clearly explained why it's necessary
3. Every single question you have is answered thoroughly
4. Every time your home loan moves forward throughout the process, you get updated immediately
5. Everything you need for closing day, including your closing costs, are explained to you

You don't ever need to feel stressed or overwhelmed when you're buying a home. It's supposed to be an exciting time in your life, and my goal is to ensure that's exactly what happens.
https://myoc.io/TroyHoeft

The road less traveled by is for sightseeing.The road best traveled by if you’re on the path to homeownership is to know...
11/20/2024

The road less traveled by is for sightseeing.

The road best traveled by if you’re on the path to homeownership is to know what’s coming down the road. Here are some directions to help get you closing:

- Budget Planning: Know what you can afford.
- Pre-Approval: Boost your buying power.
- Compare Loans: Shop around for the best deal.
- Apply: Submit your mortgage application.
- Processing: Let the lender do their checks.
- Closing: Sign the papers and celebrate homeownership.

And you’ll have guidance and support every step of the way!
https://myoc.io/TroyHoeft

Address

1008 W. Avenue M-4
Quartz Hill, CA
93551

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