Regmi Homes

06/15/2026

A tournament for the books! Thank you Everest Community Club for organizing this and Ankur Adhikari for bringing the trophy home! Made us proud brotha!

06/13/2026

🏡 Congratulations to Joe and Janet on closing on your new North Carolina home!

Moving from Texas and starting fresh is a big step, and I know this journey came with its share of ups and downs. That’s why I’m especially grateful we were able to get across the finish line together.

My hope is that this home becomes a place where new roots are planted, lasting memories are made, and many milestones are celebrated.

What I’ll remember most isn’t just the successful closing—it’s the friendship that was built along the way. Thank you both for trusting me through such an important chapter of your lives.

Moments like these remind me why I do what I do: Relationships First. Results Always.

Welcome home, and here’s to everything that’s ahead! 🥂❤️

📲 Pushpal Regmi
📞 781-300-1643
📧 [email protected]
🏡 Realtor | eXp Realty

04/25/2026

If you’re buying in North Carolina, you NEED to understand this:

Earnest money and due diligence are not the same—and confusing them can cost you real money.

Earnest money:
• Held in escrow
• Typically refundable during the due diligence period (if terminated properly)
• At risk once due diligence ends

Due diligence fee:
• Paid directly to the seller
• NON-refundable
• Buys you time to inspect, negotiate, and decide

Here’s where buyers get burned…

Back out after due diligence? You can lose BOTH.
Back out during due diligence? That due diligence fee is still gone.

This is why strategy matters before you even submit an offer.

Welcome to Day 14 🏡
Follow for Day 15.

If you want help structuring offers the right way so you’re protected, reach out—I’ll walk you through it.

Pushpal Regmi
Realtor® | eXp Realty
📞 781-300-1643
[email protected]

04/17/2026

USDA loans are one of the most overlooked options for first-time buyers.

Backed by the U.S. Department of Agriculture, they’re designed for homes in eligible rural and suburban areas.

And no—“rural” doesn’t always mean middle of nowhere.
Many areas just outside major cities still qualify.

Here’s the biggest advantage:
• $0 down payment

That alone makes it one of the most powerful programs for buyers with limited savings.

A few things to keep in mind:
• Income limits (based on your area)
• Property must be in an eligible location
• Primary residence only
• Lower mortgage insurance compared to FHA

If you qualify and are open to certain locations, USDA can be a game changer.

The crazy part? Most buyers don’t even realize this is an option for them.

Welcome to Day 14 🏡
Follow for Day 15.

If you’re curious whether an area—or you—qualify, reach out. I’ll break it down for you.

Pushpal Regmi
Realtor® | eXp Realty
📞 781-300-1643
[email protected]

04/16/2026

VA loans are one of the strongest loan options available—if you qualify.

Designed for veterans, active-duty service members, and some military spouses, they come with major advantages:
• $0 down payment (in most cases)
• No private mortgage insurance
• Competitive interest rates

That combination alone can save you a significant amount both upfront and monthly.

There are a few things to understand:
• VA funding fee (often rolled into the loan)
• Eligibility requirements based on service
• Property condition standards still apply

But overall, if you’re eligible… this is one of the best paths to homeownership.

Low upfront cost. Lower monthly payments. Strong long-term benefits.

If you think you might qualify, it’s absolutely worth exploring.

Welcome to Day 13 🏡
Follow for Day 14.

If you have questions about VA loans or want to see what you qualify for, reach out—I’ll guide you through it.

Pushpal Regmi
Realtor® | eXp Realty
📞 781-300-1643
[email protected]

04/14/2026

Let’s talk about conventional loans—and how they compare.

Conventional loans typically require:
• Higher credit score
• Stronger financial profile

But here’s the advantage…

With 20% down, you can avoid mortgage insurance completely.
And even if you don’t put 20% down, that mortgage insurance can eventually be removed once you build enough equity.

That’s why conventional loans are often the better long-term option—lower overall cost and more flexibility.

So which is better—FHA or conventional?

It depends on YOU.
Your credit. Your savings. Your goals.

There’s no one-size-fits-all answer—which is why having the right lender (and agent) matters.

Welcome to Day 12 🏡
Follow for Day 13.

If you’re trying to figure out which loan makes the most sense for you, reach out—I’ll point you in the right direction.

Pushpal Regmi
Realtor® | eXp Realty
📞 781-300-1643
[email protected]

04/10/2026

FHA loans are one of the most common options for first-time homebuyers—but they’re not always fully understood.

Here’s the simple breakdown:

FHA loans offer:
– Lower credit score requirements
– Lower down payment (as low as 3.5%)

Which makes them great if you don’t have perfect credit or a large amount saved.

But there’s a tradeoff.

You’ll pay mortgage insurance—and with FHA loans, it typically stays for the life of the loan unless you refinance.

So while FHA can help you get into a home sooner…
it may cost more over time compared to other options.

The right loan depends on your situation—your credit, your savings, and your long-term goals.

Follow along for Day 11.

Pushpal Regmi
Realtor® | eXp Realty
📞 781-300-1643
📧 [email protected]
🌐 pushpalregmi.exprealty.com

04/09/2026