Jared Harding Real Estate

05/31/2026

This West Valley home is perfectly set up for privacy and flexible living. Sitting on a premium corner lot that borders a dry reservoir, you get a quiet outdoor space without immediate neighbors.
The interior features an open great room concept with vaulted ceilings, a separate main floor den, and a large bonus room over the garage. If you love spending time outside, the north facing backyard and partially covered deck offer fantastic shade for summer entertaining, complete with a dedicated BBQ propane line.
To top it off, this home is zoned for Cottonwood Elementary, West Valley Junior High, and West Valley High School. Reach out to schedule a private tour.

05/30/2026

05/29/2026

A lower interest rate does NOT automatically mean a better mortgage.

I recently reviewed a refinance proposal for a homeowner who was excited about dropping their rate from over 7% to the mid-5% range.

Sounds great, right?

Then we looked at the details:

• Loan balance increased by roughly $30,000
• Over $13,000 in discount points
• Total loan costs approaching $26,000
• Monthly savings under $100

The lesson?

Don't shop for a mortgage based on rate alone.

Before signing anything, ask:

✅ How much is my loan balance increasing?
✅ How much am I paying in points?
✅ What are the total loan costs?
✅ How long will it take to break even?
✅ What is the APR?

Sometimes a lower rate saves you money.

Sometimes you're paying tens of thousands of dollars to get it.

If you're considering a refinance, have someone walk through the numbers with you before you commit.

Rate matters. Cost matters too.

05/21/2026

4209 Norma Loop in West Richland just off Bombing Range!

05/21/2026

Interesting statistics from the NAR

Single females are increasingly buying solo, making up a growing share of the homebuying market. They accounted for 25% of recent home buyers, second only to married couples at 50%. Explore more insights from the 2026 Home Buyers and Sellers Generational Trends report: https://bit.ly/4sGXMG9

05/18/2026

***IF YOU SAW MY PREVIOUS POST THE VENUE HAS CHANGED***
If you’re in the Yakima area on Memorial Day come by the public house east and say hi! Everyone’s welcome!

05/13/2026

Closing days are the best days. This particular one was incredibly special as it was my first time helping a client find a home that fully supports their physical mobility. Thanks to the perspective I have gained from amputee friends, I deeply understand how vital autonomy is in a living space. I am so proud we found a place that offers exactly that!

04/28/2026

https://l.hms.pt/1125/14/2500727/75289854/1100011/cs
Check out my new listing in Selah!

04/23/2026

Active, retired, National Guard, EOD, Special Forces, we’ll even allow Army Combat Engineers…come hang out on Friday at The Kiln Taproom!

04/22/2026

I’ve been everywhere from Naches to Connel in the past month! It’s been quiet on my socials but that doesn’t mean there’s nothing happening, quite the opposite actually! It might not look like much now but five bedrooms with income potential from this duplex for under $175k; yes please!