Eric Lawrence Frazier MBA

04/13/2026

There’s a lot of talk in the news about affordability and mortgage rates right now, but here’s what almost no one is talking about.
Yes, mortgage rates have been inching up these past few weeks. But it’s still more affordable to buy compared to buyers who made a purchase last year.
Even now, the average monthly payment is about $300 lower than it was just a year ago.
So, while rates have shifted lately, the opportunity to buy hasn’t gone away.
If you want or need to move, let’s talk strategy.
DM me if you want to know what I’m doing to help my clients feel confident moving forward.

Schedule an appointment with me www.itstimetomeet.com
Ericfrazier.com
714-475-8629

04/13/2026

Your Trusted Advisor in Business and Wealth.

There’s a lot of talk in the news about affordability and mortgage rates right now, but here’s what almost no one is talking about.
Yes, mortgage rates have been inching up these past few weeks. But it’s still more affordable to buy compared to buyers who made a purchase last year.
Even now, the average monthly payment is about $300 lower than it was just a year ago.
So, while rates have shifted lately, the opportunity to buy hasn’t gone away.
If you want or need to move, let’s talk strategy.
DM me if you want to know what I’m doing to help my clients feel confident moving forward.



Schedule an appointment with me www.itstimetomeet.com
Ericfrazier.com
714-475-8629

04/13/2026

Knowledge Is Power, and The Power Is Now!

Wondering If You Should Still Buy a Home Right Now? Here’s What To Keep in Mind.

Even though there’s some uncertainty, that doesn’t mean you’re out of options.

If you need to move, you still can. Let’s connect so we can explore all your options and make your move happen.

# #

TPIN

With economic headlines, global events, and near constant talk about affordability, you may be wondering if this is the right time to move.

04/13/2026

Your Trusted Advisor in Business and Wealth.

Wondering If You Should Still Buy a Home Right Now? Here’s What To Keep in Mind.

Even though there’s some uncertainty, that doesn’t mean you’re out of options.

If you need to move, you still can. Let’s connect so we can explore all your options and make your move happen.

# #

Schedule an appointment with me www.itstimetomeet.com
Ericfrazier.com
714-475-8629

With economic headlines, global events, and near constant talk about affordability, you may be wondering if this is the right time to move.

04/12/2026

Knowledge Is Power, and The Power Is Now!

When Buying a Home Feels Out of Reach, Some Families Do This Instead

If you want more information on multi-generational homes, let’s have a quick conversation about what’s available in our area. Sometimes the path to homeownership isn’t doing it alone. It’s doing it together.



TPIN

For a lot of people, the math on buying a home just doesn’t really work right now.

04/11/2026

Knowledge Is Power, and The Power Is Now!

If your house is for sale and you’re not getting any offers, or at least none you’re comfortable with, you may be starting to wonder if it’s better to rent it out instead.

But here’s the truth. Being a landlord isn’t always as easy as it sounds.

You have to find tenants. Chase down missed payments. Be on call anytime something breaks. And deal with unexpected costs and repairs.

So, make sure to carefully weigh the pros and cons before you make a decision.

For some homeowners, the hassle (and the expense) of turning a house into a rental property aren’t worth it.



TPIN

04/10/2026

For some families who want to buy, the numbers just aren’t lining up right now.

Between ongoing affordability challenges and rising childcare costs, it can feel like you have to choose either buying a house or paying for daycare.

But a growing number of people are finding a smart solution where they can do both: buying a multi-generational home.

1 in 7 buyers purchase a home with their parents, grandparents, or other relatives. And here’s how that helps.

By combining incomes and sharing expenses, they can finally afford to buy. And it even makes childcare easier when loved ones all live under one roof.

Sometimes the path to homeownership isn’t doing it alone. It’s doing it together.

Want to explore what this could look like for you? Let’s connect.

Schedule an appointment with me www.itstimetomeet.com
Ericfrazier.com
714-475-8629

04/10/2026

Knowledge Is Power, and The Power Is Now!

For some families who want to buy, the numbers just aren’t lining up right now.

Between ongoing affordability challenges and rising childcare costs, it can feel like you have to choose either buying a house or paying for daycare.

But a growing number of people are finding a smart solution where they can do both: buying a multi-generational home.

1 in 7 buyers purchase a home with their parents, grandparents, or other relatives. And here’s how that helps.

By combining incomes and sharing expenses, they can finally afford to buy. And it even makes childcare easier when loved ones all live under one roof.

Sometimes the path to homeownership isn’t doing it alone. It’s doing it together.

Want to explore what this could look like for you? Let’s connect.



TPIN

04/09/2026

Scroll through your social feed, and you may come across something that says investors are buying all the homes right now. But housing market data tells a different story.

Only 0.4% of the 86 million single-family homes in the U.S. are owned by large investors (those with over 1,000 properties) today. That's a lot less than headlines would have you think.

So, if that’s been shaping how you see your chances of buying, it might be worth looking at things a little differently.

Want a quick breakdown of what’s really driving today’s market? DM me.

Schedule an appointment with me www.itstimetomeet.com
Ericfrazier.com
714-475-8629

04/09/2026

Your Trusted Advisor in Business and Wealth.

For some families who want to buy, the numbers just aren’t lining up right now.

Between ongoing affordability challenges and rising childcare costs, it can feel like you have to choose either buying a house or paying for daycare.

But a growing number of people are finding a smart solution where they can do both: buying a multi-generational home.

1 in 7 buyers purchase a home with their parents, grandparents, or other relatives. And here’s how that helps.

By combining incomes and sharing expenses, they can finally afford to buy. And it even makes childcare easier when loved ones all live under one roof.

Sometimes the path to homeownership isn’t doing it alone. It’s doing it together.

Want to explore what this could look like for you? Let’s connect.



Schedule an appointment with me www.itstimetomeet.com
Ericfrazier.com
714-475-8629

04/09/2026

Knowledge Is Power, and The Power Is Now!

More buyers are starting to take a closer look at adjustable-rate mortgages (ARMs) right now — and it’s not hard to see why.

They typically come with a lower initial rate, which can help make a home purchase more affordable in today’s market.
But here’s the part that matters: that lower rate is temporary.

After the initial period, your rate (and your monthly payment) can adjust.

So, it’s not about whether an ARM is good or bad. It’s about whether it fits your long-term plan.

If you’re trying to figure out what you can comfortably afford, it’s worth having a conversation with a trusted lender or financial advisor to walk through your options and see what makes the most sense for you.



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