Ashley McKown, Mortgage Advisor

Ashley McKown, Mortgage Advisor Mortgage Mentor for Motivated Buyers
Physician Relocation
Expert Guidance for REIs
NMLS #2750531
Edge Home Finance NMLS #891464

As a mortgage advisor, I'm here to make your home buying or refinancing experience stress-free. I will guide you through every step: understanding your budget, comparing loan options, getting pre-approved, and making sure you feel confident from start to finish. My commitment is to provide exceptional service and a personalized experience. If you are thinking about a new home or want to explore options to lower your payment, tap into your equity, or adjust your financing, let's talk. Call me today for an initial consultation. NMLS #2750531

Edge Home Finance Company NMLS #891464
4530 W 77th St. #365 Edina, MN 55435

Zillow's guessing. I'm calculating.Zillow doesn't know about your personal finances, seller credits, rate buydowns, or c...
09/21/2026

Zillow's guessing. I'm calculating.

Zillow doesn't know about your personal finances, seller credits, rate buydowns, or creative financing options.

There are so many ways to make the numbers work in your favor!

A quick pre-approval with me might open up options you didn't even know existed.

Guilty on a lot of these 🙈I saw a stat that a neglected dryer vent causes thousands of house fires every year and most o...
09/20/2026

Guilty on a lot of these 🙈

I saw a stat that a neglected dryer vent causes thousands of house fires every year and most owners have never cleaned theirs.

Dirty HVAC filters can increase your energy bill by up to 15%. I know someone whose furnace stopped working because they didn't change theirs for years. 🤪

Which task have you been putting off? Comment below and save this as your yearly home checklist!

09/16/2026

The highly anticipated Fed Meeting is today at 2pm. What does it mean for mortgage rates? 👀

Who do you know that I need to know?I’m looking to connect with more first-time homebuyers, newlyweds and physicians, wh...
09/14/2026

Who do you know that I need to know?

I’m looking to connect with more first-time homebuyers, newlyweds and physicians, who are ready to start thinking about homeownership but aren’t quite sure where to begin.

The truth is, buying a home isn’t just about getting pre-approved and finding a house. It’s about understanding where you are today, where you want to be, and what it will take to get there.

That’s where my approach is different.

I take a consultative approach to the mortgage process. We look at your income, debts, savings, goals, timeline and bigger financial picture, then create a personalized roadmap for getting you from "We’d love to buy a home someday” to “We’re ready to buy.”

Once you are ready you receive guidance through every step of the process, from strategy and financing options to making an offer, navigating underwriting and getting to the closing table with confidence.

So if you know a newlywed, first-time buyer, physician, or someone who keeps saying:

"We want to buy, but we have no idea where to start…”

Send them my way!

09/11/2026

Home is where your people are ♥️

You might not like some of these but it's the truth.Sometimes the advice people NEED to hear isn't the advice they WANT ...
09/09/2026

You might not like some of these but it's the truth.

Sometimes the advice people NEED to hear isn't the advice they WANT to hear.

Yes, housing is expensive.
Yes, rates are higher than they were a few years ago.
Yes, buying your first home can be hard.

People think that if buying a home requires sacrifice, compromise, patience or starting smaller that you shouldn't do it.

Your first or second home doesn't have to be your forever home.
You don't have to time interest rates.
Waiting for the "perfect market" can become a very expensive strategy.

Sometimes building wealth starts with getting in the game to begin with.

08/28/2026

Community Spotlight - TOUS les JOURS

Highly recommend starting your day or having a mid-day meet up at this French bakery and coffee shop in Troy, MI. They have an incredible selection of pastries, artisan bread, handcrafted beverages and phenomenal coffee.

They also have a lovely outdoor space to enjoy! ☕️

Condo financing just got a lot more complicated.Send this to a buyer, seller or realtor who needs to know more informati...
08/24/2026

Condo financing just got a lot more complicated.

Send this to a buyer, seller or realtor who needs to know more information about the recent and upcoming changes.

Four years straight in the high 6s. That's not a spike, that's not a blip. That's the market.At some point, we have to s...
08/23/2026

Four years straight in the high 6s. That's not a spike, that's not a blip. That's the market.

At some point, we have to stop treating today's rates like they're temporary and start making decisions based on today's market, not yesterday's.

The right time to buy isn't determined by a headline. It's determined by your finances, your goals, and whether homeownership makes sense for you.

If rates come down in the future, refinancing is always an option. Waiting indefinitely for the "perfect" rate could mean missing the right home altogether.

08/20/2026

What if moving didn't mean giving up your 3% or 4% mortgage rate?

A newly introduced bill called the MOVE Act could potentially make portable mortgages more widely available. This could allow eligible homeowners to transfer their existing mortgage rate, terms, and remaining balance to a new home.

Supporters believe this could help unlock housing inventory by giving homeowners more freedom to move without having to give up a favorable mortgage rate.

For now, this is only a proposed bill. Nothing has changed yet.

It definitely raises an interesting question: Could portable mortgages help get the housing market moving again?

What do you think? Would you move if you could take your current mortgage rate with you?

Mortgage Mentor for Motivated Buyers
947-217-7789
NMLS 2750531
[email protected]

Address

Rochester Hills, MI
48309

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