Gerald Zapol - Homespire Mortgage

09/22/2026

Hello, Fall 🍂 We’ve been waiting for you!

09/17/2026

4.83 star review received on Experience.com for Gerald Zapol by Matthew R - Helped me work through all of the issues while giving grounded advice.

Click to see all 650 reviews of Gerald Zapol, Loan Officer | NMLS: #1025482

09/17/2026

Buying a home is one of the biggest financial decisions you’ll ever make, and having a clear plan makes all the difference.

Here are 4 smart steps to take before you start your home search:

1. Check your credit score, debt balances, and budget.

2. Get pre-approved for your mortgage (I can help you with that 🙂).

3. Find the right Realtor (I'm always happy to provide recommendations).

4. Define your must-haves.

When you’re ready, give me a call. I'm here to walk you through each step and make the process as smooth as possible.

09/09/2026

Feeling especially grateful today. Being named a Top Producer for August is an honor, but the people who make this career possible are what I appreciate most. Thank you to my clients, partners, and team.

09/07/2026

Today, we’re celebrating the hard work, dedication and contributions of workers everywhere. Whether you’re building homes, building businesses, caring for others, or simply working hard to create a life you love, your work matters.

Take a well-deserved break today. You’ve earned it!

09/04/2026

Change starts at the local level. 🏡

This National Food Bank Day, remember: the biggest impact often starts small. A few cans, a few dollars, or an hour of your time can help your neighbors right here at home.

Tag your local food bank in the comments! Let's encourage others to give!

08/31/2026

⭐️⭐️⭐️⭐️⭐️ "Working with Gerald was an outstanding experience from start to finish. He was able to get me approved and process my home loan incredibly quickly, making what could have been a stressful process feel smooth and manageable. He was always kind, patient, and understanding, taking the time to answer my questions and explain everything along the way. I truly appreciated his professionalism, responsiveness, and dedication to helping me become a homeowner. I would highly recommend him to anyone looking for a knowledgeable and compassionate mortgage professional. Thank you for making my dream of owning a new home a reality!"

Holly W. | Woodsboro, MD

08/27/2026

5.0 star review received on Experience.com for Gerald Zapol by Abigail C - was a very quick and easy process

Click to see all 649 reviews of Gerald Zapol, Loan Officer | NMLS: #1025482

08/27/2026

If you’re planning to tour homes this weekend, make sure you’re pre-approved before you go! That way, when you find the home you love, you’re ready to make a strong offer.

Ready to start? Reach out to me any time.

08/17/2026

Want to pay off your mortgage years early? Here are 3 strategies that actually work.

1️⃣ Make bi-weekly payments instead of monthly. By splitting your payment in half and paying every two weeks, you end up making 13 full payments a year instead of 12. That one extra payment per year can shave 4–5 years off a 30-year loan and save you tens of thousands in interest.

2️⃣ Make a lump sum payment when you can. Got a tax refund, work bonus, or unexpected windfall? Put it toward your principal. Even a single $2,000–$5,000 payment early in your loan can save you far more in interest down the road than it cost you today.

3️⃣ Refinance to a shorter loan term. If rates have dropped or your income has grown, refinancing from a 30-year to a 15-year mortgage can dramatically reduce the total interest you pay. Your monthly payment may go up, but you'll own your home outright much sooner.

Not sure which strategy makes sense for your situation? Let's talk!