Moody Glasgow - Realtor

07/10/2026

🚨 WEST TEMPLE OPEN HOUSE: SATURDAY 11AM - 3PM 🚨
If you’ve been waiting for the right home in the Belton ISD footprint, this is the one you cannot afford to miss.

We are officially opening the doors to 7307 Rosado Dr this Saturday from 11:00 AM to 3:00 PM—and the price is going to turn some heads.

📉 THE MATH:

Market Value (CMA): $290,000

Orchard Fast Track List Price: ✨ $250,000 ✨

Yes, you read that right. We have intentionally priced this beautiful 4-bedroom, 2-bathroom home $40,000 BELOW market value for a fast track sale.

⚠️ THE RULE: Per our listing strategy, absolutely ZERO showings are allowed before Saturday morning. No agents can sneak their clients in early, and no early offers will be accepted before the doors open. Everyone gets their first look at the exact same time.

If you want an immaculate home in a phenomenal West Temple neighborhood at an unbelievable entry point, clear your schedule for Saturday morning.

📅 When: This Saturday, 11:00 AM – 3:00 PM

📍 Where: 7307 Rosado Dr, Temple, TX 76502

🛏️ Specs: 4 Bed | 2 Bath | Belton ISD

Bring your pre-approval letter and your agent (or come unrepresented, and we will take care of you). 👇 Want a sneak peek at the interior photos before Saturday morning? Click the link below!
🔗 texashomesbymoody.com

REALTOR® with Orchard Realty in Temple, TX. Economics background, not sales. Serving Bell County — Temple, Belton, Killeen, Harker Heights & Salado. Data-first. Honest advice. License #795158.

07/10/2026

Just listed: 7307 Rosado Dr in Hills of Westwood.

🏡 4 bed / 2 bath · 1,812 sqft · built 2021
🍳 Open kitchen, high ceilings throughout
🏫 Belton ISD
💰 $250,000 — with an assumable FHA loan at 3.5% (today's average is running around 6.5%)

Still no private showings — the Open House Saturday, July 11 is the first chance to walk through it.

📍 Full details: https://texashomesbymoody.com/coming-soon-7307-rosado-dr/ (or call/text 254-307-4679)

07/08/2026

Coming soon in Hills of Westwood — and this one comes with a number most listings can't touch.

🏡 4 bed / 2 bath · 1,812 sqft · built 2021
🍳 Open kitchen, high ceilings throughout
🏫 Belton ISD
💰 $250,000 — with an assumable FHA loan at 3.5%

That loan rate is the real story here. Today's average 30-year rate is sitting around 6.5%. A buyer who qualifies to assume this one is locking in a rate more than 3 points below the market — on a $250K house, that's a meaningfully different monthly payment.

No private showings before the Open House — this one goes active Friday and opens up Saturday, July 11.

📍 Full details, photos, and early access before Saturday: https://texashomesbymoody.com/coming-soon-7307-rosado-dr/ (or call/text 254-307-4679)

4-bed home in Belton ISD, Hills of Westwood. No showings until the Open House. Assumable FHA loan at 3.5% — well under today's average rate.

06/29/2026

The move-up problem in Bell County — and one way to solve it.
The most common thing I hear from Temple and Belton homeowners who want to buy a bigger home: "I want to move up, but I need to sell first."
That's a real constraint. If you list your current home first, you need somewhere to live during the gap. If you make a contingent offer on your next home, sellers can — and do — pass you over for a cleaner offer.
Through Orchard Move First, there's a third option. You can make a non-contingent offer on your next home before your current one sells. Orchard backs the purchase, your offer isn't contingent on your sale closing, and you move once. Your current home then gets listed and marketed properly — not as a distressed sale while you're carrying two mortgages.
It's not the right fit for every situation. But if you have equity in your current home and you've been waiting to upsize because of the "sell first" constraint, it's worth a 15-minute conversation.
📞 254-307-4679

06/23/2026

Thinking about selling your home yourself? Look at the actual numbers before you decide.
FSBO homes in Texas sell for less than agent-listed homes. The gap in the research runs between 5% and 26% depending on the study — the most rigorous academic work (Stanford, 2012) found FSBOs net roughly 6% less even after accounting for commission savings.
That doesn't mean FSBO never makes sense. There are specific situations — pre-arranged buyer, certain equity positions, particular price points — where the calculation works differently.
What I'd push back on is making a decision that affects your largest asset without looking at what's actually happened in Bell County. What have comparable FSBO homes near you closed for versus MLS-listed comps in the last 12 months? That's a specific, answerable question.
I can run that analysis for your address for free. If the numbers support going it alone, I'll tell you. No sales pitch — just data.
📞 254-307-4679

Moody Glasgow is a REALTOR with Orchard Realty, located in Temple, TX. Known for his five-star service, Moody offers results-based real estate service.

06/20/2026

If you're buying new construction in Temple, TX — read this before you make an offer.

There are subdivisions in Temple where your property tax bill will be $1,300–$2,600/year higher than the listing data suggests. Not because the listing is wrong. Because Municipal Utility District (MUD) and PID assessments don't show up prominently in Zillow or the MLS.

Windmill Farms, Parks at Westfield, portions of Bella Terra — these communities carry additional tax levies of $0.46–$0.92 per $100 of assessed value. On a $280,000 home, that's up to $2,576/year in taxes above the base rate.

For comparison: a $320,000 home in Belton with no MUD assessment can have a lower annual tax bill than a $280,000 Temple new build in a MUD zone.

The fix takes 5 minutes: go to bellcad.org → search the address → scroll to 'Taxing Units.' If you see a Water Control and Improvement District or Public Improvement District in the list, that's your MUD.

I wrote a complete Bell County property tax guide covering:
✓ Effective rates by city (Temple, Belton, Killeen, Harker Heights)
✓ Which Temple subdivisions have MUD/PID and what they cost
✓ How to file the homestead exemption (saves $1,000–$1,500/year)
✓ The 10% appraisal cap and why long-term owners have a hidden advantage
✓ Disabled veteran exemptions (100% rating = $0 property taxes in Texas)
✓ How to protest your Bell County appraisal — and whether it's worth it

Link in bio or search 'Bell County property taxes Moody Glasgow.'

Questions before you make an offer? Call or text: 254-307-4679
https://texashomesbymoody.com/bell-county-property-taxes/

The complete Bell County property tax guide — effective rates by city, the MUD/PID surprise in Temple new construction, the $140K homestead exemption, disabled veteran exemptions, and how to protest your appraisal.

06/19/2026

0.69 acres. No HOA. New metal roof. And a full-length covered deck that runs the entire back of the house.

That's the short version of 986 Benchmark Trl in Belton.

The longer version:

🏡 2,267 sq ft with a layout that actually works — open kitchen with island + breakfast bar, a sitting room with tray ceilings, and a primary suite with beamed ceilings, jetted tub, dual vanity, and its own second-level balcony
🌳 Nearly ¾ of an acre — fenced, mature trees, irrigation system in place, detached garage
🔑 No HOA. No monthly dues. No restrictions.
🏗️ Metal roof replaced last year — 40–70 year lifespan, lower insurance, nothing to budget for near-term
🏫 Belton ISD: Lakewood Elementary (9/10), Lake Belton Middle (8/10), Lake Belton High (7/10)
✅ VA, FHA, Conventional & Cash all accepted

3 bed · 2 bath · 2,267 sqft · $359,900 · Belton, TX 76513

Fort Cavazos is 25 minutes away. Lake Belton is 10 minutes. And the list price comes in below the current Bell County assessed value of $490,178 — which is worth knowing.

Showings available same-day. Call or text me directly 👇
📞 254-307-4679
🔗 Full listing + details: texashomesbymoody.com/986-benchmark-trl-belton-tx-76513

Moody Glasgow is a REALTOR with Orchard Realty, located in Temple, TX. Known for his five-star service, Moody offers results-based real estate service.

06/18/2026

If you have PCS orders to Fort Cavazos — or know someone who does — here are three things that don't come up enough in the standard relocation conversation.
1. The BAH covers more than most people expect.
The housing allowance for Killeen covers a meaningful home in Temple, Harker Heights, and parts of Belton. Run the math before you assume on-post is the only option.
2. The Temple/Harker Heights corridor is underrated for Fort Cavazos commuters.
I-14 west of Killeen is a cleaner commute than most of Killeen itself — and the school zoning in that corridor is materially different in ways that matter if you have kids.
3. VA appraisals in Bell County are running on normal timelines right now.
That's not true everywhere nationally. Locally it's not a bottleneck, which matters when you're working against PCS report dates.
I've worked military relocations in this market. If you're incoming to Fort Cavazos and want a 20-minute call before your house-hunting trip, I'm happy to do that — no cost, no pressure.
📞 254-307-4679

Moody Glasgow is a REALTOR with Orchard Realty, located in Temple, TX. Known for his five-star service, Moody offers results-based real estate service.