Amy DeBusk I Your Home Loan Consultant

Amy DeBusk I Your Home Loan Consultant I am a Branch Manager at Loan Depot
I specialize in First Time Home Buyers

Helping clients like you build long term wealth through homeownership!

DM me for a FREE discovery call TODAY!! NMLS 281056 CA, TN, TX
Equal Housing Opportunity

06/18/2026

With the kids home for summer, you may be noticing all the projects your house needs. 😅

If you're planning a remodel, focus on the updates that can actually help build equity in your home. In this video, I'm sharing two renovations that tend to pay off and two that usually don't.

Have questions about renovation loans? I'd love to help.

📲 Book a FREE discovery call at talkingwithamy.com

Small home issues rarely stay small for long.A minor leak, water stain, or maintenance concern may seem manageable today...
06/17/2026

Small home issues rarely stay small for long.

A minor leak, water stain, or maintenance concern may seem manageable today, but putting repairs off can often lead to larger problems and higher costs down the road.

Taking care of maintenance early can help:

✔ Protect your home's value
✔ Prevent more extensive damage
✔ Reduce long term repair costs
✔ Preserve your peace of mind

If home improvements or repairs have been on your to do list, there may be financing solutions available to help you tackle them sooner rather than later.

Ready to explore your options? Schedule a FREE Discovery Call at talkingwithamy.com tand let's discuss solutions that fit your goals.

One of the biggest misconceptions I hear is that an ADU only makes sense if you're planning to rent it out.The truth is,...
06/16/2026

One of the biggest misconceptions I hear is that an ADU only makes sense if you're planning to rent it out.

The truth is, many homeowners use ADUs for:

✔ Multigenerational living
✔ Guest accommodations
✔ Home offices
✔ Creative studios
✔ Future flexibility as family needs change

An ADU can add value, functionality, and versatility to your property, even if rental income isn't part of your plan.

Have you ever considered adding an ADU to your property?

Not sure if you're ready for your next home project or purchase? Take our FREE Home Readiness Quiz at mortgagemadeeasy.ai and figure out where you stand.

I know saving for a home can feel challenging sometimes, especially with everyday expenses adding up. But every dollar y...
06/15/2026

I know saving for a home can feel challenging sometimes, especially with everyday expenses adding up.

But every dollar you put toward your future really does matter.

Little by little, those small decisions can turn into the keys to your dream home someday. 🏠✨

The biggest obstacle to buying a home is often bad information.One of the most common questions we hear is: "How much mo...
06/12/2026

The biggest obstacle to buying a home is often bad information.

One of the most common questions we hear is: "How much money do I need to buy a home?"

Many buyers assume they need a large down payment before they can even start looking. In reality, there are loan programs that allow qualified buyers to purchase a home with as little as 2.05% down.

Every situation is different, which is why understanding your options early can help you create a realistic plan and move forward with confidence.

The best first step is finding out what programs you may qualify for.

DM us or schedule your free discovery call at talkingwithamy.com and let's talk about your homeownership goals.

Still making mortgage payments? You may already have access to cash.💸One of the biggest home equity myths is that your m...
06/11/2026

Still making mortgage payments? You may already have access to cash.💸

One of the biggest home equity myths is that your mortgage must be completely paid off before you can tap into your equity.

The reality? Many homeowners qualify for a Home Equity Loan or HELOC while they still have an existing mortgage. What matters is how much equity you've built and whether you meet lender requirements.

Your home's equity could help fund:
• Renovations
• Debt consolidation
• Tuition expenses
• Emergency reserves
• Major purchases

Before assuming you do not qualify, let's explore your options.

DM us or schedule your free discovery call at talkingwithamy.com.

Not all home equity solutions work the same way. 🏠Understanding the difference between a HELOC and a Home Equity Loan ca...
06/10/2026

Not all home equity solutions work the same way. 🏠

Understanding the difference between a HELOC and a Home Equity Loan can help you choose the option that best supports your goals.

A HELOC may be a good fit if you:
• Need ongoing access to funds
• Have projects with uncertain costs
• Want flexibility to borrow as needed
• Prefer paying interest only on the amount you use

A Home Equity Loan may be a better choice if you:
• Need a lump sum upfront
• Want predictable monthly payments
• Prefer a fixed interest rate
• Are covering a large one time expense

The best option depends on your financial goals, timeline, and how you plan to use your equity.

Not sure which one makes the most sense for your situation? DM us or schedule your free discovery call at talkingwithamy.com and let's discuss your options.

🏡 The secret of getting ahead is getting started.~ Mark TwainIf buying a home is one of your goals, I hope this quote in...
06/09/2026

🏡 The secret of getting ahead is getting started.

~ Mark Twain

If buying a home is one of your goals, I hope this quote inspires you to take action.

You don’t need to have all the answers.
You don’t need perfect credit.
You don’t need to know exactly where to begin.

You simply need to take the first step.

For many future homeowners, that first step is a free Discovery Call where we talk about your goals, answer your questions, and create a roadmap designed specifically for you.

A year from now, you’ll be glad you started today.

📅 Schedule your complimentary Discovery Call:
https://talkingwithamy.com

Amy DeBusk Home Loans

📞 (916) 705-2557

All loans subject to approval. Equal Housing Opportunity.

If you have built equity in your home, you may be able to access those funds through a Home Equity Line of Credit (HELOC...
06/09/2026

If you have built equity in your home, you may be able to access those funds through a Home Equity Line of Credit (HELOC) or Home Equity Loan while keeping your existing mortgage in place.

This can be especially helpful if you currently have a low mortgage rate and do not want to refinance your entire loan just to access cash.

Whether your goal is renovating your home, paying off higher interest debt, covering tuition costs, or creating a financial cushion, your home's equity may provide a solution.

Want to find out what options are available to you? DM us or book your free discovery call at talkingwithamy.com.

One of the biggest lessons I’ve learned is that small financial choices can shape our future in a big way.Buying a home ...
06/08/2026

One of the biggest lessons I’ve learned is that small financial choices can shape our future in a big way.

Buying a home starts long before move in day, and every smart step today can bring you closer to those front door keys tomorrow. 💫🔑

Address

2999 Douglas Boulevard, Ste 180
Roseville, CA
95661

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