Leaving Sacramento

Leaving Sacramento Moving On Up! Thinking of selling your Sacramento home? We've got you covered! Let's get started on your next chapter!"

Expert guidance for navigating the Sacramento real estate market, maximizing your sale price, and making your next move seamless.

Ever considered the financial potential of your home? Beyond being a cozy haven, your property is a dynamic asset that c...
09/16/2025

Ever considered the financial potential of your home? Beyond being a cozy haven, your property is a dynamic asset that can boost your financial health. 🚀💡

Explore the possibilities:

📊 Equity Growth: As your home’s value increases, so does your equity. This can be a powerful tool for securing your financial future or making new investments.

🏠💸 Rental Income: Have extra space? Renting it out could provide a steady income stream, helping with mortgage payments or savings, and creating new investment opportunities.

🔨✨ Home Improvements: Strategic upgrades can increase your home’s market value, enhancing its financial potential for when you decide to sell or leverage.

Unlock the full potential of your most significant asset and pave your path to greater financial well-being. Let's get started: https://homequityreport.com/brandon75/home-value?brand=NDgzLjE3MjMzODY0ODg

🏡 Sacramento Market Update – August 2025🚨 Don’t Wait – Sacramento Sellers Have a Window of Opportunity!If you’re leaving...
08/11/2025

🏡 Sacramento Market Update – August 2025
🚨 Don’t Wait – Sacramento Sellers Have a Window of Opportunity!

If you’re leaving Sacramento, the clock is ticking to cash in before market conditions shift.

Inventory Surge 📈 – 43% more homes are on the market than last year. More competition is coming.

Strong Prices… for Now 💰 – Average sold price hit $630K in July, edging higher than last year.

Buyers Are Still Active 🔍 – Pending sales jumped nearly 10% last month, but rising inventory could change that fast.

Homes Still Move ⏳ – Average time to sell is just 32 days, but that’s already up from spring.

💡 Waiting could mean competing with even more listings and facing price cuts. If your move is on the horizon, now is the moment to sell while buyers are still motivated.

📲 Message me today—let’s get you top dollar before the window closes.

07/28/2025

Thinking About Leaving Sacramento? Here’s What You Should Know Before You Move 🛻

Whether it’s the cost of living, a desire for a slower pace, or simply craving more space and opportunity—you’re not alone. Thousands of Californians make the move every year, but doing it right takes more than just packing boxes.

Here’s how to start smart:
✔ Set a realistic budget for your new state
✔ Understand the lifestyle changes—schools, weather, taxes, pace of life
✔ Decide if you’ll rent or buy first
✔ Work with a local expert who knows both ends of the move

I’m here to help you navigate every step—from neighborhoods and schools to lenders and moving logistics.

Thinking about making a move? Drop your questions or ideas below—I’ll share real information, no pressure.

Let’s make your next move simple and smart.

Brandon Paquin
Broker Associate - DRE 02013541
HomeSmart ICARE Realty
Mortgage Loan Originator - NMLS 2590381
Central Valley Home Lending
📞 916-247-2957

07/26/2025

Interested in exploring ways to lower your monthly payment before closing on your new home?? One option when purchasing a home is to request a seller credit to compensate for a 2/1 buydown.

Here’s the comparison table for a $500,000 mortgage at 6.75% versus a 2/1 buydown:

Year Standard Payment Buydown Payment Annual Savings
1 $3,242.99 $2,608.24 $7,617.05
2 $3,242.99 $2,917.86 $3,901.51
3 $3,242.99 $3,242.99 $0.00

Total (2 yrs) $11,518.56

Key Notes:
Standard Payment stays the same at $3,242.99. (Taxes, Insurance, HOA not included)

With the 2/1 buydown, Year 1 payment is based on 4.75%, Year 2 on 5.75%, then back to 6.75%.

Total savings over first two years: $11,518.56.

Weekly Mortgage Rate UpdateRates ended flat compared to last Friday, with very minor day-to-day changes.30-year fixed: ~...
07/25/2025

Weekly Mortgage Rate Update
Rates ended flat compared to last Friday, with very minor day-to-day changes.

30-year fixed: ~6.81% (Mortgage News Daily), 6.74% (Freddie Mac)

Rates remain range-bound, awaiting major economic catalysts.

Why the Calm Before the Storm?
This week: light economic data, mostly ignored by markets.

Jobless Claims slightly better than expected, nudged rates up a tiny bit.

No predictive power for next week's big jobs report.

What Could Change Everything?
Next week is huge:

Jobs Report (Fri, Aug 1) → historically one of the biggest market movers of the month.

Other key events:

Tue: JOLTS Job Openings

Wed: Q2 GDP (first look)

Thu: PCE Inflation

Wed: Fed Meeting (tone is key; no rate cut expected)

Treasury auctions early week could influence bond markets.

Fed Watch
No cut expected next week, but tone could shift toward easing.

Powell controversy cooled after Trump clarified he won’t push Powell out.

Markets are pricing future cuts, not immediate action.

Housing Market Snapshot
Existing & new home sales still sluggish, stuck due to affordability and inventory.

Builders responding: price cuts + more inventory.

Prices remain historically high, despite cooling demand.

MBS & Treasury Data
10-yr yield: 4.38% (down slightly)

Mortgage-backed securities (UMBS 5.5): 99.36 (+0.05)

Upcoming Economic Highlights
Wed, Jul 30: GDP + Fed Decision

Thu, Jul 31: Core PCE

Fri, Aug 1: Jobs Report (Unemployment forecast 4.2%, NFP 102k vs 147k prior)

Big Picture
Rates have been quiet but poised for volatility.

Next week’s jobs report could trigger a breakout, either toward lower rates (if weak data) or higher (if strong data).

07/25/2025

Welcome to Leaving Sacramento!
I’m excited to announce this new page created to help both homeowners and Realtors stay connected and informed.

This page is designed for:
✔ Homeowners who want to understand what it takes to successfully sell a home in Sacramento
✔ Realtors who would like to showcase their newest listings and support our local community

Here you’ll find:
✔ Expert tips on preparing your home for the market
✔ Sacramento housing market updates and trends
✔ A collaborative space for Realtors to share listings and connect

I’d love for you to join! Whether you’re planning a move or simply want to stay informed about the Sacramento real estate market, hit Follow and stay connected.

Wondering how the Sacramento housing market is doing? Where do you predict the market is heading in the next 12 months?K...
07/25/2025

Wondering how the Sacramento housing market is doing? Where do you predict the market is heading in the next 12 months?

Key Market Trends (Apr 2024 – Jun 2025)
1. Inventory is Rising
For Sale Inventory: Increased from 521 (Apr ‘24) to 1,021 (Jun ‘25) — almost double in 14 months.

Months of Inventory (Closed Sales): Went from 1.3 months (Apr ‘24) to 2.4 months (Jun ‘25).

This suggests a shift from a strong seller’s market toward a more balanced market.

2. New Listings & Sales
New Listings: Peaked at 762 (Apr ‘25) but dropped to 683 (Jun ‘25).

Sold Homes: Peaked at 491 (Apr ‘25) but then declined to 418 (Jun ‘25).

Pending Sales: Flat to slightly declining trend → buyer demand is softer.

3. Absorption Rate is Declining
Closed Sales Absorption: From 78.9% (Apr ‘24) down to 40.9% (Jun ‘25).

Pending Sales Absorption: From 90.8% to 46.9%.

Indicates homes are taking longer to sell and buyers are more selective.

4. Prices Holding Steady (No Major Crash)
Median Sold Price: Roughly $495K → $500K (flat trend).

Average Sold Price: Peaked around $596K (May ‘24) and now at $578K (Jun ‘25).

Price Per Sq. Ft.: Stayed consistent around $350–$361.

Takeaway: Despite inventory gains, prices remain resilient, showing Sacramento hasn’t tipped into a buyer’s market yet.

5. Days on Market Up
Avg. Days on Market: From 17 days → 28 days.

Homes are selling slower, which confirms a cooling market.

What This Means
Shift toward balance: Inventory growth + slower absorption = sellers lose some leverage.

Prices stable: No major drop because demand is still there, and supply is not excessive.

Buyers: Have more choices and negotiating power (e.g., price reductions, concessions).

Sellers: Need realistic pricing and good marketing.

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Sacramento, CA
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