09/28/2026
3 LOAN ESTIMATES. 1 SMARTER DECISION.
South Shore buyers, getting preapproved is an important first step—but it doesn’t mean you must accept the first mortgage offer you receive.
When comparing lenders, don’t look at the interest rate alone. Compare:
• Interest rate and APR
• Estimated monthly payment
• Discount points
• Lender charges
• Mortgage insurance
• Cash needed at closing
• Whether the rate is locked
• The length and conditions of the rate lock
Ask each lender to prepare an official Loan Estimate using the same purchase price, down payment and loan type. This will give you a more accurate comparison.
According to federal consumer guidance, comparing mortgage offers could potentially save some buyers hundreds of dollars annually.
Message me “BUYER PLAN” if you’re preparing to purchase in South Shore and would like help organizing your next steps.
Yamisha Fuller
Charles Rutenberg Realty
727-657-2415
yamishafullerproperties.com