Chris Rose - EXP Realty The Collective Team

Chris Rose - EXP Realty The Collective Team Proud St. Pete resident for 25+ years, focused on people—not just properties.

Thinking about buying a home but not sure what you could qualify for?One of the smartest first steps is starting a pre-a...
03/25/2026

Thinking about buying a home but not sure what you could qualify for?

One of the smartest first steps is starting a pre-approval so you can see real numbers instead of guessing.

I’m helping people get started with Zillow Home Loans pre-approvals right now. The initial application only takes a few minutes, and if you decide to move forward later you can complete it by providing income and asset documents.

This can help you:
• See your possible price range
• Estimate your monthly payment
• Know what to work on if you're not quite ready
• Be ready when the right home comes along

There’s no cost or obligation to buy — it just gives you clarity.

Even if you're already pre-approved, getting a second opinion can sometimes save money or confirm you're already getting a great deal.

Message me if you have any questions or want to be connected to a Zillow Home Loan representative.

01/26/2026

🏡 Thinking about relocating to Tampa Bay from out of state?
Here’s what buyers are running into right now 👇
✔ More homes to choose from
✔ Less pressure than recent years
✔ Mortgage rates are more stable
⚠️ Insurance & flood costs matter more than you might expect
⚠️ “No HOA” doesn’t always mean no rules or extra costs
Florida communities often use deed restrictions or CDDs instead of traditional HOAs — something many out-of-state buyers aren’t familiar with.
I help relocation clients: • Understand true monthly costs
• Navigate Florida-specific rules
• Tour homes virtually
• Avoid surprises before closing
📍 Whether you’re moving for work, lifestyle, or a fresh start — having local guidance makes all the difference.
📩 Message me if you’re considering a move to the Tampa Bay area or want a custom relocation plan.

Chris Rose
Florida Real Estate | Relocation Specialist

Great for someone who wants to invest in South St. Pete!
01/15/2026

Great for someone who wants to invest in South St. Pete!

Great condo in Dunedin for sale.  Right across the street from the Pinellas Trail!  OPEN HOUSE on Saturday 1/17 from 1-3...
01/15/2026

Great condo in Dunedin for sale. Right across the street from the Pinellas Trail! OPEN HOUSE on Saturday 1/17 from 1-3pm.

01/14/2026

Hey friends! I’m growing my real estate database this month.
If you know anyone thinking about moving in 2026, feel free to send them my way—I’d love to help. Thank you!

Trump is unveiling major moves aimed at lowering costs for would-be homebuyers. He announced plans to ban large institut...
01/14/2026

Trump is unveiling major moves aimed at lowering costs for would-be homebuyers. He announced plans to ban large institutional investors from buying single-family homes and ordered $200 billion in mortgage-bond purchases through Fannie Mae and Freddie Mac to help push mortgage rates down. These steps are part of a broader affordability push he’s expected to expand on at the World Economic Forum.

https://www.cnbc.com/2026/01/07/trump-housing-affordability.html?fbclid=IwY2xjawPT0mVleHRuA2FlbQIxMABicmlkETF1ZzVtQmhrNnBpU1BlakJmc3J0YwZhcHBfaWQQMjIyMDM5MTc4ODIwMDg5MgABHtW4YeewpBty9BrOog0XfO3KFzTNipeLqcoaxil_9VBRQKb3BF1T2BL3-1_A_aem_i6punEtqh0otxL-4w8fsoQ

"I am immediately taking steps to ban large institutional investors from buying more single-family homes," Trump said.

If you're thinking about buying a home this year, let's make it as smooth as possible so you can enjoy the process!
01/14/2026

If you're thinking about buying a home this year, let's make it as smooth as possible so you can enjoy the process!

Buying a home is exciting, but getting organized before you start your search can make the process much smoother. Taking the time to gather your documents now and contact your local loan officer and agent can save stress later and put you in a stronger position when it’s time to make an offer on your dream home.

I went to this meeting today.  What a great program.  But you have to act fast!  Let me know if you have any questions. ...
12/10/2025

I went to this meeting today. What a great program. But you have to act fast! Let me know if you have any questions.

Homebuyer Assistance Program - Pinellas Recovers

Help for income-eligible homebuyers to purchase a safe home outside flood zones.

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Saint Petersburg, FL

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