Bethany Reeves at HomeSmart Realty Group

Bethany Reeves at HomeSmart Realty Group

My sweet Sellers pulled fresh baked chocolate chip cookies out of the oven at 12:55, for a 1:00 open house! I get to wor...
02/22/2026

My sweet Sellers pulled fresh baked chocolate chip cookies out of the oven at 12:55, for a 1:00 open house! I get to work with the NICEST people!

Whether your Christmas takes the shape of a gift or a prayer, a song or a Santa,  I hope the love of family and friends ...
12/26/2025

Whether your Christmas takes the shape of a gift or a prayer, a song or a Santa, I hope the love of family and friends makes it special. Merry Christmas!

Happy Hanukkah to everyone who is lighting a candle tonight!
12/15/2025

Happy Hanukkah to everyone who is lighting a candle tonight!

Struggling with the housing market? Let's explore your options together! 503-897-8488
11/19/2025

Struggling with the housing market? Let's explore your options together! 503-897-8488

The idea of 50 year mortgages is now being floated in all seriousness. Around Salem, Oregon the median home costs $525,0...
11/13/2025

The idea of 50 year mortgages is now being floated in all seriousness. Around Salem, Oregon the median home costs $525,000. A $400,000 home is a very modest entry-level home. Today's interest rates are, on average, around 6.35%.

Here is the math:
$400,000 house at 6% interest,
with a 10% down payment.

30 Year Mortgage
Monthly payment: $2,400
(principal and interest only, no insurance or taxes)
Total interest: $463,352
Total cost: $863,352

50 Year Mortgage
Monthly payment: $2,105
(principal and interest only, no insurance or taxes)
Total interest: $863,371
Total cost: $1,263,371

$1.26 million dollars.
For a house that is less expensive than most, with a better interest rate than most, and bigger down payment than many. All to save $300 a month.

Who would 50 year mortgages benefit?
You do the math.

Dear Veteran, Thank you for your service!On behalf of a grateful nation,Bethany
11/12/2025

Dear Veteran,
Thank you for your service!
On behalf of a grateful nation,
Bethany

You are invited to this Open House!
11/08/2025

You are invited to this Open House!

If you are getting ready to sell your home, make sure you have TWO straps on your water heater!I snagged this photo from...
09/04/2025

If you are getting ready to sell your home, make sure you have TWO straps on your water heater!

I snagged this photo from Jess Defrees, of Guild Mortgage here in Salem. But it's true! Just this spring I had a sale held up for several days because the appraiser noted there was only ONE strap. The homeowner fixed the second strap that night, and I sent the photos of the repair to the other Broker and to the Mortgage Broker by 8am the following morning, but Underwriting would not approve the loan until the appraiser came back out and verified with his own two eyes that second strap was indeed up.

Questions about what mortgage rates are currently doing? Call me, let's talk! Bethany 503-897-8488
08/29/2025

Questions about what mortgage rates are currently doing? Call me, let's talk! Bethany 503-897-8488

Two of these little critters stopped by my open house today. I kept trying to tell them about the new windows and update...
08/10/2025

Two of these little critters stopped by my open house today. I kept trying to tell them about the new windows and updated bath, but all they wanted to know about was the real wood floors and how much space is in the attic...

This a great little starter home. Come check it out!
08/08/2025

This a great little starter home. Come check it out!

Address

3240 Commercial Street SE, Suite 100
Salem, OR
97302

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