The Trejo Mortgage Team

The Trejo Mortgage Team Robert Trejo NMLS # 2339349
Alma Linda Trejo NMLS #2507462
Gold Financial Services NMLS # 35960
Texas,USA

Congratulations to Yves Gomez for winning our raffle giveaway of $100 to Arturo’s Bar & Grill in Weslaco, Texas! Thank y...
08/08/2026

Congratulations to Yves Gomez for winning our raffle giveaway of $100 to Arturo’s Bar & Grill in Weslaco, Texas!

Thank you to everyone who stopped by to talk with us and enter the raffle. Big, thank you to WISD for hosting this event.

It was an honor to help our fellow WISD employees with their real estate and mortgage needs!

Let’s have a great 26/27 School Year!

Somewhere between the pool days and the school-supply aisle, summer quietly slips into fall. If "buy a home this year" w...
08/01/2026

Somewhere between the pool days and the school-supply aisle, summer quietly slips into fall.

If "buy a home this year" was on your list back in June, here's your gentle nudge: there's still time. The spring rush has cooled, sellers are pricing realistically, and the buyers who move this fall are the ones getting ready right now.

You don't need the perfect moment. You need a first step. Let's figure out what's possible before the year turns.
🔗 https://www.gfshomeloans.com/loan-officer/alma-trejo

Pop quiz!Which of these changes your monthly mortgage payment the MOST?A) Property taxesB) Homeowners insuranceC) Your i...
07/31/2026

Pop quiz!

Which of these changes your monthly mortgage payment the MOST?

A) Property taxes
B) Homeowners insurance
C) Your interest rate
D) All of the above

Take your guess in the comments before you scroll. 👇

The answer? D all of the above. Most people assume it's just the rate, but your taxes and insurance are usually baked right into that monthly number through escrow. Move any one of them and your payment moves with it. That's exactly why "what's the rate?" is only part of the picture.

Want to see what actually shapes YOUR payment?

🔗 https://www.gfshomeloans.com/loan-officer/alma-trejo

You got the keys. Everyone celebrates that part. Nobody tells you what to do next. The first month in a new home is a bl...
07/29/2026

You got the keys. Everyone celebrates that part. Nobody tells you what to do next.

The first month in a new home is a blur of boxes and takeout, but a handful of small things done now will save you real money and real headaches later:

Find your shutoffs before you need them
✔️Rekey every exterior door
✔️File your homestead exemption (most people miss the deadline)
✔️Start setting aside about 1% of your home's value a year
✔️Understand what your escrow actually covers
✔️Build one home file for warranties, manuals, and closing docs
✔️Set a maintenance rhythm
✔️Keep your credit steady for whatever comes next

Save this for your first month. 📌

And here's the part a lot of people don't realize: your lender doesn't disappear at closing. Questions about escrow, taxes, or what your equity could do down the road? Still our job.

We're happy to help long after the keys change hands.
🔗 https://www.gfshomeloans.com/loan-officer/alma-trejo

Yes, mortgage rates hit a one-year high this week. But the why is the part worth knowing. It's mostly about oil. Oversea...
07/27/2026

Yes, mortgage rates hit a one-year high this week. But the why is the part worth knowing.

It's mostly about oil. Overseas tensions pushed energy prices up, and that pushed inflation fears and rates up with them.

Because it's oil-driven, there's a clear path back down if energy prices ease.

And rates are only at "a one-year high" because this past year was the best stretch since 2021.

The market itself is steady. The takeaway isn't panic, and it isn't "wait." It's being ready, so you can move whenever the moment works for you.

Let us get a personalized read on what today's rates mean for you.

🔗 https://www.gfshomeloans.com/loan-officer/alma-trejo

Today's tip is the one most buyers learn the hard way. 💡House hunting before you're Pre-Qualified feels productive. It i...
07/24/2026

Today's tip is the one most buyers learn the hard way. 💡

House hunting before you're Pre-Qualified feels productive. It isn't. You're touring homes without knowing your budget, falling for places that may be out of reach, and worst of all you can't move fast when the right one shows up.

Getting Pre-Qualified first means you:
✅ Shop with a real number, not a guess
✅ Make offers sellers actually take seriously
✅ Move immediately when the right home appears

The fun part is the house hunting. The part that wins is being ready before you start. Let's get you Pre-Qualified first.

🔗 https://www.gfshomeloans.com/loan-officer/alma-trejo

Most people think buying a home is a one-time thing. It's usually not.The first one: the empty rooms, the borrowed furni...
07/22/2026

Most people think buying a home is a one-time thing. It's usually not.

The first one: the empty rooms, the borrowed furniture, the disbelief that you actually pulled it off.

The one you grow into: louder, messier, full of people who need more space than you planned for.

The one you choose: when it's finally about what you want, not what you need.

Every chapter has a door. Some people walk through two or three in a lifetime — and there's no rule that says your first home has to be your last.

Wherever you are in the story, we'll help you find the next one.

Let's talk about what's next.
🔗 https://www.gfshomeloans.com/loan-officer/alma-trejo

If you've been telling yourself first-time buyers can't get into this market, the data says otherwise. 🏡Nearly half of a...
07/20/2026

If you've been telling yourself first-time buyers can't get into this market, the data says otherwise. 🏡

Nearly half of all purchase mortgages right now are going to first-time buyers. Not investors. Not move-up buyers with piles of equity. People buying their very first home.

Here's what else happened this week:

✔️Inflation came in cooler than expected, noticeably below forecasts

✔️That pushed the odds of a Fed rate hike this year sharply lower

✔️Rates eased slightly after starting the week near one-year highs

✔️Inventory held above 1.1 million homes for a fourth straight week, with new listings up from last year

The takeaway: affordability is still a real challenge, and nobody's pretending otherwise. But people are finding a way through it every single day usually by getting clear on their numbers first instead of waiting for a perfect moment that keeps not arriving.

Get a personalized read on what today's market means for you.
🔗 https://www.gfshomeloans.com/loan-officer/alma-trejo

We've all done it, waiting for rates to hit some magic number before making a move. But here's what the "perfect rate" c...
07/18/2026

We've all done it, waiting for rates to hit some magic number before making a move.

But here's what the "perfect rate" crowd misses: while you wait, home prices and rent rarely sit still. The buyers who win aren't the ones who timed it flawlessly, they're the ones who got ready and moved when it made sense for them. You can't control the market. You can control whether you're ready for it.

DM us "TIMING" and let's run your real numbers, no pressure, just clarity.

🔗 https://www.gfshomeloans.com/loan-officer/alma-trejo

The unfinished bathroom. The kitchen you've "been meaning to" redo. The backyard that's been a plan since 2023. 🔨We're n...
07/17/2026

The unfinished bathroom. The kitchen you've "been meaning to" redo. The backyard that's been a plan since 2023. 🔨

We're not judging, we're just saying the reason usually isn't motivation. It's funding.

Here's the thing: the equity you've built in your home could be what finally gets that project off the list and into reality. No more waiting for "someday money."

DM us "PROJECT" and we'll show you what your equity could actually do.

🔗 https://www.gfshomeloans.com/loan-officer/alma-trejo

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San Antonio, TX

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+12106170524

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