Living in Satx

07/15/2022

Ok, so this happened…there are a few things that I want to say about this though.

1️⃣ This was totally unexpected! I literally never win ANYthing.
2️⃣ I didn’t realize that June was such a great month for me! I don’t track my personal stats. How much volume did I sell last month? How many units did I sell last quarter? I have no idea. 🤷‍♀️ I have always just enjoyed helping people, not obsessing over numbers.
3️⃣ The WHOLE time I have been in RE, I have mostly worked with buyers. This is the first year that I have actually had more listings than buyers. Although I love helping both…I feel a sense of accomplishment in seeing “Listing Agent” next to my name! Weird, I know.
4️⃣ You will probably never see a post like this from me again, as I realllyyyy don’t like to talk about myself 😂 (Also, this makes me realize that I have been lacking in social media presence lately because I haven’t posted on FB in a super long time.)
5️⃣ I ❤️ Realty San Antonio for all that they do to recognize, support & mentor. This little email that they sent this morning has done BIG things for my motivation!
5️⃣ My clients (buyer AND seller) are amazing, and the reasons that I LOVE what I do every.single.day.

If you read this far, thanks for sticking with me! I appreciate all that my friends & family contribute to my business by trusting me to help them with their home 🏡 goals AND especially by sending their own family & friends to me. Happy Friday!

12/10/2021

Texas Information About Brokerage Services and Consumer Protection Notice

04/23/2021

Celebrating with my first time homebuyers...just hits different! It is always SO exciting seeing how excited they are when they get the keys to their very first home! ❤️🏡

Congrats to this fam for all of their hard work to get here AND making it across the finish line in this crazyyyy market!

03/22/2021

Stop here if you talked to your lender and determined that you HAVE to sell in order to buy 👋 (or keep reading incase you should prepare for this scenario):

Trust me, you're not alone but fair warning, this will be challenging. If you've ever heard anyone tell you otherwise, they're lying. I'm here to A: Tell you like it is but B: Help you be as prepared as possible to therefore simplify it as much as it can possibly be simplified.

In today's post, I'm going to tackle some of your options in this scenario to get you mentally ready!

A: Your for sale sign needs to come before your dream home search (before you officially start searching that is). If you're going to write an offer on a home, your house needs to be listed for sale, FIRST.

B: Determine if you want to bank on finding a house in the window of your house getting an offer and the closing date or if you want to find alternative living arrangements for the in-between.

C: If you decide to try for the short window, please be mindful of the domino effect. This is possible but if you have to sell in order to buy, your home has to close in order for you to close on the new home. If something falls apart (again, it is a possibility), then you could lose out on your new house. Don't think the worst, just be prepared.

D: To give yourself a longer timeframe to find your new house without finding in-between living arrangements, you could request a closing date that is farther out with the buyers purchasing your home. This will give you more search time.

03/15/2021

Not everyone should buy a house. There I said it. ⁣
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(Feels strange...I'm a realtor, after all, but it’s true.) ⁣
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Even with the historically low-interest rates, homeownership isn’t for everyone. I’ve seen what happens when people buy without really being ready — what’s meant to be an asset becomes nothing but a burden. ⁣
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Here’s the good news — knowing it IS NOT the right time to buy is just as clarifying as knowing it IS the right time. To help here are five reasons NOT to buy a home right now:⁣
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1. You aren’t happy in your job and/or you’re contemplating a career change.⁣
2. You’re hoping to travel (ALOT) once COVID restrictions lift.⁣
3. You don’t have the best credit or the down payment funds for the house you want.⁣
4. You tend to get antsy after living somewhere a year or two.⁣
5. Everyone around you is doing it. (I get it. Peer pressure is real, but you CAN resist! You’re not in middle school anymore, remember?)⁣
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No single one of these eliminates you from homeownership so chat with homeowners you know or a trusted realtor who can help you think through your situation and goals.⁣

01/24/2021

DAY 4: MONEY TRACKING

Now that we've analyzed our previous spending habits and checked our credit scores (and debt amounts), it's time to track future spending.

Set up a Google Doc or start a note in your notes app and start tracking your spending. Do this for 30 days so you can become hyper aware of what you're spending money on, on the go.

Grabbing that extra latte every day or ordering from your favorite online boutique a few times a month could be adding up to way more than you realized. When you have to write it down in the moment, it will become a lot more evident as to what is adding up fast that is preventing you from saving for what it is. you really want!

01/23/2021

DAY 3: CHECK YOUR CREDIT SCORE

Today is especially important if you're saving for a home. Your credit score will impact what type of loan you can get approved for, how much you have to put down, the interest rate you'll lock in your mortgage at and how much house you can afford to purchase based on your debt to income ratio.

After learning your current credit score, you can make a plan to increase that number and / or pay down debt that is contributing to that score.

Bonus Tip: Set yourself up with an account like EXPERIAN to protect your credit score and keep close tabs on where it's at!

01/22/2021

DAY 2: MONEY ANALYSIS

Since last month included Christmas, you might want to go 2 months back to see a "regular" spending month!

You can print off your bank & credit card statements & go through them with an actual highlighter when you see something you didn't need to buy or an "extra" expense. Or you can do it digitally and create a Google Sheet list of those specific items and what they added up to.

This will give you a good glimpse into where your money is going that wasn't necessarily planned and can help you eliminate similar expenses in 2021 so you can instead funnel that money into savings for whatever your Day 1 goal was!

01/21/2021

Today kicks off the "Saving for Homeownership" Finance Challenge!

If you're not saving for homeownership, you can still join in on the challenge and just change "homeownership" to whatever you are saving for! Or maybe you just want to be more mindful with your money in 2021!

So for Day 1, we're going to start by picking our savings goal!

1. SAVE FOR HOMEOWNERSHIP 🏡
2. SAVE FOR A HOMEOWNER EMERGENCY FUND 💰
3. SAVE FOR A DOWN PAYMENT 💵
4. SAVE FOR RENOVATIONS 🛠
5. OTHER 🌟

Here's what to expect the next few days: Each day I'll be sharing a tip or "to do" to get your savings on track and eliminate unnecessary expenses! Ready? Comment GO if you're joining in and feel free to comment with the emoji that matches your goal to hold yourself accountable!

01/07/2021

NOW TRENDING in Real Estate ✨ SWIPE for this year's home trends ➡️

Have your home preferences changed since 2020? What home features are you finding yourself wanting now that weren't as big of a priority before last year? Tell me in the comments!

If you've found yourself sharing an office with your spouse trying to figure out who has what Zoom call, running a classroom out of your kitchen or running out of room in general, you're not alone!

Interest rates are still hovering at all time lows so if you're ready to start your hunt for a space that better suits your needs, I'm only one DM away!

Or you can schedule your one-on-one buying a home/selling a home consult with me - just follow the link in my bio!

01/02/2021

The ball dropped, and so did something new from me to YOU!

I whipped up some fun HOME-Y desktop backgrounds that you can grab and use on your own device!

Make your desktop background both PRETTY & HOME-Y every month of the year!