Amigos Club

Amigos Club From construction loans to gap funding to long-term DSCR plays

📍 Amigos Funding | Real Estate Lending Made Simple
Hard Money 💰 | DSCR Loans 📊 | Private Money 🚀
We fund flips, refis, rentals, & everything in between—even up to 💯% with the right deal.

04/29/2026

How We Protected Investor Capital By Walking Away From A Bad Deal
Something did not sit right.
We had already worked the deal.
The presentation was ready.
The club Zoom was scheduled for that afternoon.
And then the underwriting started talking louder than the excitement.
There was one piece of the deal that kept bothering us. Not because we were trying to be negative. Not because we wanted to kill momentum. But because it did not look like it was going to be in the best interest of the club.
And when you are working with investor capital, “almost good enough” is not good enough.
So we backed off.
Was it frustrating? Absolutely.
When you spend time chasing a deal, building the presentation, coordinating with borrowers, and preparing to bring it to the club, walking away feels heavy for a minute.
But the very next day, the borrowers came back and confirmed the exact thing we were worried about.
That was the lesson.
Underwriting is not just math.
It is protection.
It protects the club.
It protects the capital.
It protects relationships.
And sometimes, it protects you from a deal that looked good until you slowed down long enough to see the crack.

We would rather cancel a presentation than force a bad deal just because the slide deck was already done.
That is the part people do not always see in real estate investing and private money lending.
The deals we do not do matter just as much as the ones we do.
If you are trying to learn how to review real estate deals, lend private money, or protect investor capital, comment UNDERWRITE and we will keep sharing the real behind-the-scenes lessons most people skip.

Real Estate Has a Face.This one made us slow down for a second.We walked one of our quadplex properties here in San Anto...
04/27/2026

Real Estate Has a Face.
This one made us slow down for a second.
We walked one of our quadplex properties here in San Antonio with two guys from a nonprofit out of Dallas.
One is the founder.
The younger one is 20 now, aged out of foster care, and the founder has been his foster dad for the last 10 years.
Watching the two of them together said more than any pitch deck ever could.
And what really stuck with us?
He loved every home we walked him through.
Every single one.
Not in a dramatic way. Not in some “made-for-TV” moment.
Just a real moment.
A young man walking through a home and seeing possibility.
That hit us.
Because we can talk all day about real estate, master leases, lending, partnerships, units, numbers, and models…
But when there’s a real person standing in the doorway, it changes the way you look at the whole thing.
We’re not coming into this acting like we have it all figured out.
We don’t.
We’re learning. We’re listening. We’re asking better questions. We’re building relationships with people who have been doing the work long before we got here.
But this made one thing very clear:
This model WILL work.
With the right partnerships, the right structure, the right capital, and the right heart behind it… this can become something real for aged-out foster youth and young adults transitioning into the next chapter of life.
And honestly, having a face connected to the people this could serve only motivated us more.
Being in the right rooms matters.
Having your thinking expanded matters.
But eventually, you have to walk the property, meet the people, and do the work.
That’s where it becomes real.
If you’re an investor or lender and want to learn more about future housing opportunities like this, DM “HOUSING.”

04/23/2026

If you don’t have a Vin or Michelle… become one. 🔥
There have been plenty of times where Vin has pushed me… and plenty of times where I’ve pushed him.
We’re not perfect. We’re different.
And honestly, that’s part of why it works.
In real estate, there have been moments where we’ll see a house that looks abandoned, and Vin will say, “Let’s go knock on the door.”
And I’m like… absolutely not. 😅
But then he goes and does it anyway.
And then I go right behind him.
And next thing you know, there’s a conversation… and sometimes even a deal.
That’s how so much of life and business works.
It’s not always that fearless people have some magic power.
Sometimes they just move first.
And before Vin was in my life, I had those moments too. I’d go to networking events with friends and think, let’s be intentional. Let’s stop just showing up and actually start connecting.
Because opportunities don’t always come from sitting back and hoping.
A lot of times, they come from the uncomfortable moment where you decide to walk up, knock, speak first, introduce yourself, or take the shot.
So for those of you saying,
“Well, I don’t have a Vin in my life.”
Or, “I don’t have a Michelle in my life.”
Then be that person.
Be the one who walks first.
Be the one who starts the conversation.
Be the one who creates momentum.
Because sometimes the only thing standing between where you are and the next opportunity… is one bold move.
Comment INTENTIONAL if this hit home. 💬

04/19/2026

The deal isn’t dead. Your funding probably is. 💸➡️🏚️➡️💰 This wasn’t just a house tour.🏠💥
One of the biggest problems in real estate is not always the deal.
It is the funding.
You can find a solid opportunity.
You can know what to do.
You can have the vision.
But if the money is not lined up, the whole thing stalls.
That is exactly why Amigos Funding Club matters.
As we walked these properties, it is a reminder of how many projects, pivots, rehabs, and opportunities become possible when funding is no longer the thing holding you back.
And that is the whole point.
We created what we wish we had early in our careers.
Not more noise.
Not more theory.
Not more people telling you “good luck.”
A real resource.
A real relationship.
A real path to help get projects funded.
Because when funding is handled, you move differently.
You can make stronger offers.
You can move faster.
You can stop losing momentum on deals that should have happened.
This is for the investor with a fix and flip.
The operator trying to scale.
The buyer who is tired of seeing good opportunities die on the vine because capital was missing.
We know that pain.
That is why we built something to help solve it.
If funding has been one of the biggest issues in your real estate business, comment AMIGOS below.
Let’s talk about how Amigos Funding Club can help fund your next project. 🚀

Paperwork Signed. Money Deposited.Now We Build a 24-Unit Community. 🏗️Paperwork signed.Signatures collected.Bank deposit...
03/11/2026

Paperwork Signed. Money Deposited.
Now We Build a 24-Unit Community. 🏗️
Paperwork signed.
Signatures collected.
Bank deposits made.
And just like that… we’re officially off to the races. 🏁
We’re starting ground-up construction on a 24-unit project here in town, and the energy around this deal is something special.
Not just because of the real estate…
But because of who is sitting at the table.
We’ve got an incredible group of partners involved — experienced operators, real estate professionals, and people who actually understand what it takes to execute a project like this from dirt to doors.
And the mission behind this one matters.
This isn’t just another building going up.
This is an entire community being created — one that will provide affordable housing for people who truly need it. That part is what makes this project different.
The crazy thing about opportunities like this is they rarely happen by accident.
They happen when you:
• Walk into the right rooms
• Build real relationships
• Make intentional connections
• And respect people’s time, trust, and resources
That’s where the real deals live.
We’re grateful for the partners involved, excited about what we’re building, and even more excited about who this project will ultimately serve.
And the truth?
We’re just getting started.
Let’s go. 🚀






𝙎𝙩𝙚𝙡𝙡𝙖 𝙃𝙖𝙣… 𝙬𝙚 𝙧𝙚𝙖𝙡𝙡𝙮 𝙝𝙖𝙫𝙚 𝙩𝙤 𝙨𝙩𝙤𝙥 𝙢𝙚𝙚𝙩𝙞𝙣𝙜 𝙡𝙞𝙠𝙚 𝙩𝙝𝙞𝙨. 😄✨I came to Arizona to get even sharper at capital raising… and so...
02/22/2026

𝙎𝙩𝙚𝙡𝙡𝙖 𝙃𝙖𝙣… 𝙬𝙚 𝙧𝙚𝙖𝙡𝙡𝙮 𝙝𝙖𝙫𝙚 𝙩𝙤 𝙨𝙩𝙤𝙥 𝙢𝙚𝙚𝙩𝙞𝙣𝙜 𝙡𝙞𝙠𝙚 𝙩𝙝𝙞𝙨. 😄✨
I came to Arizona to get even sharper at capital raising… and somehow I keep running into Stella Han (co-founder of Fractional) everywhere I turn 😂🤝
At this point, it’s not “small world.”
It’s “we’re on the right path.” 👣🔥
And I’ll say this with my whole chest: it’s powerful seeing high-level women in these rooms. Not to compete with men, not to make it weird—just to balance the energy and remind everyone that women can be just as strategic, just as bold, and just as dangerous (in the best way) when it comes to business. 💅🏽📈
2026 is going to be a big year… because we’re not just showing up.
We’re getting the reps. We’re learning the game. We’re building real relationships. 🥷✨ We keep getting sharper, moving smarter, and building bigger. 🥷📈
If you’re a woman who’s been watching from the sidelines thinking, “I want to do that…”
Start now. Get in proximity. Ask questions. Learn the language of capital.
Comment “IN THE ROOM” if you’re leveling up this year. 👇🔥

🚨 𝗢𝗙𝗙𝗜𝗖𝗜𝗔𝗟 𝗔𝗡𝗡𝗢𝗨𝗡𝗖𝗘𝗠𝗘𝗡𝗧: 𝗦𝗔𝗡 𝗔𝗡𝗧𝗢𝗡𝗜𝗢 🚨Our First LIVE Regional Event of 2026 Is HereSan Antonio… it’s time.We’re excited ...
02/01/2026

🚨 𝗢𝗙𝗙𝗜𝗖𝗜𝗔𝗟 𝗔𝗡𝗡𝗢𝗨𝗡𝗖𝗘𝗠𝗘𝗡𝗧: 𝗦𝗔𝗡 𝗔𝗡𝗧𝗢𝗡𝗜𝗢 🚨
Our First LIVE Regional Event of 2026 Is Here
San Antonio… it’s time.
We’re excited to officially announce our first in-person LIVE event of 2026 as the newly appointed Regional Leaders for San Antonio & Central Texas.
📍 San Antonio
🗓 Tuesday, February 4th
⏰ 4:00 PM – 7:00 PM
This is the ONLY sanctioned and approved regional event for SubTo / Gator / Top Tier in the San Antonio & Central Texas market—hosted by the official Owners Club Regional Leaders.
If you’ve been waiting for a real, aligned, and high-level room to connect, learn, and grow inside this community… this is it.
🔑 WHAT THIS EVENT IS
✔️ A live, in-person meetup built for real conversations
✔️ A space for new and experienced investors, agents, lenders, and operators
✔️ Relationship-driven networking (not pitch-fest energy)
✔️ A foundation-setting event as we kick off monthly meetups moving forward
This isn’t a one-off.
This is the start of consistent, official, and intentional events in San Antonio.
👥 WHO SHOULD BE IN THE ROOM
Whether you are:
Just getting started and looking for the right environment
Actively doing deals and want better connections
A lender, agent, contractor, or service provider supporting the industry
If you value alignment, structure, and long-term growth, you belong here.
📌 Events will be held every month, so if you’re serious about leveling up this year, now is the time to plug in.

🎙️ 𝗟𝗜𝗩𝗘 𝗥𝗔𝗗𝗜𝗢 𝗜𝗡𝗧𝗘𝗥𝗩𝗜𝗘𝗪 𝗜𝗡 𝟭𝟬 𝗠𝗜𝗡𝗨𝗧𝗘𝗦!!!This one hits different.In just 10 minutes, we’ll be going live on KDRY 1100 AM ...
02/01/2026

🎙️ 𝗟𝗜𝗩𝗘 𝗥𝗔𝗗𝗜𝗢 𝗜𝗡𝗧𝗘𝗥𝗩𝗜𝗘𝗪 𝗜𝗡 𝟭𝟬 𝗠𝗜𝗡𝗨𝗧𝗘𝗦!!!
This one hits different.
In just 10 minutes, we’ll be going live on KDRY 1100 AM with Raz Hernandez—and we’re genuinely honored to be invited into this conversation.
Radio still matters. It reaches real people, real families, real communities. And tonight, we get to share why we do what we do and who it’s for.
We’ll be talking about our journey, the communities we’re actively serving, and how the Pace Morby ecosystem and Owners Clubs across the country are stepping up in a big way—creating real solutions where housing gaps have been ignored for too long.
This isn’t theory. This is ex*****on.
From affordable housing, to aged-out foster youth, military veterans, and independent seniors—these are real people who need stability, dignity, and options. And we’re proud to be part of a nationwide movement that’s actually doing the work.
Huge respect to Raz for opening the mic and giving space for conversations that matter. .
Getting on radio to talk about impact—not hype—reminds us how far this journey has come… and how much further it’s going.
⏰ We go live at 7:30 PM Central Time
📻 KDRY 1100 AM (https://player.live365.com/KDRY)
If you’ve ever wondered what happens when community, real estate, and purpose align—this is one you don’t want to miss.

Amigos fam + community… we did it.Amigos Investment Club was just named “Power Player of the Year” for biggest community...
01/15/2026

Amigos fam + community… we did it.
Amigos Investment Club was just named “Power Player of the Year” for biggest community impact inside SubTo x — specifically for crossing the 7-figure mark in capital raised together — and we’re still letting that sink in.
That recognition didn’t come from hype. It came from ex*****on:
✅Multiple oversubscribed clubs
✅Clean structures and docs on every deal
✅Zero drama, zero games, and clear expectations on both sides
This isn’t a “Michelle & Vin” award.
This is an Amigos community award:
✅For every investor who trusted the club with their capital
✅For every late-night call, question, and underwriting deep dive
✅For everyone who chose to invest together instead of alone
Huge gratitude to Stella and the entire team for building the rails that made this even possible — and massive respect to the other nominees who are pushing this model forward in their own lanes.
This changed the way we raise, the way we protect our people, and the way we think about community-led capital. This trophy is proof that everyday investors, moving in the same direction, can make the biggest noise in the room.
Most lenders don’t need more “motivation.” You need operators and partners who take your capital as seriously as you do.
That’s how we run Amigos:
We’ve been on both sides of the table — as investors and as people who now place capital.
We build everything around protection, clarity, and repeatability.
We communicate like adults: real timelines, real updates, real recourse, no fluff.
The award just confirmed what we already knew:
When you treat lenders like true partners and design the structure to protect the relationship first, the capital shows up — and it comes back.
For other borrowers/operators reading this, here’s the real lesson from the recognition:
It wasn’t “one sexy deal” that did it.
It was consistent:
✅Consistent paperwork
✅Consistent communication
✅Consistent performance
For lenders, that’s what matters long term.
If you’re serious about placing capital, and you want to see how we:
✅Structure notes and protections
✅Think about communication cadence
✅Design deals so a lender wants to come back again and again
…we’re happy to walk through what we’re doing and why it works.
https://amigosinvestment.club
We’re between clubs right now, but definitely not done.
Amigos don’t let amigos invest alone. 🧡
— Michelle & Vin
Amigos Investment Club Co-Founders

01/13/2026

A deal died… and less than 24 hours later, a better one showed up. 👀
I’m sharing this because real estate (and business) will test your patience.
I talked about something that’s not glamorous: when a deal doesn’t pan out, it’s a punch in the gut. Not because I’m chasing a “win”… but because I’m thinking about the Amigos who trust me (and Vin) to protect the standard and never play games with opportunities or capital.
Here’s what I’ve learned the hard way:
If you force a deal, you don’t “save” the timeline — you create a future problem.
So when a door closes, I don’t spiral. I go back to the non-negotiables:
✅ underwriting that’s honest
✅ exits that are real
✅ protection for the people involved
✅ impact that actually matters
And sometimes the market rewards discipline fast. This time, the next deal showed up in under 24 hours — cleaner, stronger, and more aligned with what we’re building.
If you’re in a season where something just fell apart, don’t panic. Don’t force it. Stay sharp. The right door opens when your standards stay high.
Comment “DOOR” if you’ve ever had a deal fall apart… and then life surprised you with better.

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San Antonio, TX
78259

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