05/08/2026
The No-Doc Rental Income Only program focuses entirely on the asset. If the rental income covers the mortgage, the deal is done.
The “Rental Income Only” Advantage
True No-Doc Qualification: We don’t verify your job, your salary, or your personal income.
Income-Based Approval: We use the DSCR (Debt Service Coverage Ratio). As long as the property’s gross rent meets or exceeds the monthly debt, you’re in.
DTI is Dead: Your personal car payments, credit cards, or primary mortgage have zero impact on your ability to qualify.
Scale Without Limits: Close property #1 or property #101. Since we don’t look at your personal debt, you’ll never hit a “debt ceiling.”