Johnnie Angel Ramirez

Johnnie Angel Ramirez Local Real Estate guidance for Buyers, Sellers and Investors. DRE #01301262

Ever heard of a 'rate lock'? Mortgage lenders often use industry lingo that can be confusing. Learn what a rate lock is,...
01/19/2024

Ever heard of a 'rate lock'? Mortgage lenders often use industry lingo that can be confusing. Learn what a rate lock is, why it matters, and how it protects you in the dynamic world of changing mortgage rates.

Mortgage lenders, like pretty much any type of industry, have their own internal lingo. It’s certainly one that is difficult to understand, as certain facets of mortgage lending have no standard English equivalent. Many times, loan officers can use some of their own internal lingo with a client, m...

01/12/2024

Embarking on a home building or remodeling project? Experts advise careful planning to manage risks and ensure a successful outcome. Learn the ins and outs of hiring an architect, budgeting, and managing risks for a seamless home transformation.

Still waiting for that ‘Sold’ sign? Overpricing might be the only thing that is stopping you. Let’s learn how to price y...
01/08/2024

Still waiting for that ‘Sold’ sign? Overpricing might be the only thing that is stopping you. Let’s learn how to price your house right for a successful and swift sale.

Discover the common pitfalls of overpricing your home and it could affect your home sale.

2024 outlook for commercial real estate: Resilience in retail and industrial sectors, challenges for offices, multifamil...
01/05/2024

2024 outlook for commercial real estate: Resilience in retail and industrial sectors, challenges for offices, multifamily housing, and hotels. Experts weigh in on what to expect and where the opportunities lie.

Pandemic and post-pandemic behaviors had a pronounced impact on commercial real estate, and that’s set up 2024 to be a year of normalization. Back in

In a market marked by highs and lows, here’s a balanced perspective on what is ahead. Dive in today!
01/05/2024

In a market marked by highs and lows, here’s a balanced perspective on what is ahead. Dive in today!

Chief Economist Mark Fleming shares First American Data & Analytics' proprietary Potential Home Sales Model, analyzing the housing market's performance against its potential.

01/03/2024

Bridging the financial gap to homeownership. See how down payment assistance programs can make it possible. Let’s start your journey!

Dive into the latest real estate insights! With mortgage rates down our weekly tracker reveals a positive trend in purch...
01/01/2024

Dive into the latest real estate insights! With mortgage rates down our weekly tracker reveals a positive trend in purchase applications, signaling a promising future for 2024!

Logan Mohtashami says Wednesday's existing home sales report gives us a playbook for the housing market in 2024.

Pondering about the housing affordability next year? Discover if the year 2024 could be the breath of fresh air for home...
12/29/2023

Pondering about the housing affordability next year? Discover if the year 2024 could be the breath of fresh air for homebuyers.

First American Chief Economist Mark Fleming shares his proprietary Real House Price Index, explaining how a more affordable housing market will be welcome news for buyers currently sitting on the sidelines.

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