SHAPAR HOMES

SHAPAR HOMES As of September 2020 "Coastal Premier Properties" has joined Corcoran Global Living (CGL). I have been in the Real Estate business for more than 17 years.

However, I am in the same position as in the past as Broker Associate. I started my career working with big corporations but after a few years I decided to become a full time independent Broker. I very much enjoy working with both buyers and sellers. IT IS ALL ABOUT YOU

To my buyers, I offer as much time as you need and show you as many properties as you wish to see until you find the ONE. There

is never a rush. I am aware that real estate is the biggest investment in your life. I always give you my advice when you ask me but at the end of the day it is you who decides. To my sellers, I use all the available marketing tools to sell your property faster and to net you the highest proceeds. A unique gift I offer is to provide a Seller’s Protection Plan, which provides coverage even after selling your home. Protecting yourself is extremely important. By listing your home with me you choose an insured plan that covers you even after your real estate transaction. I repeat…. IT IS ALL ABOUT YOU!

09/14/2026

California: Prop 37 $25B Down Payment Loans
There’s been an exciting development in California real estate: a proposed $25B bond-backed loan program (Prop 37) could make homeownership more accessible for many residents. The idea is to help buyers finance up to about 17% of a down payment on a new home, with the buyer contributing at least 3% and a primary mortgage covering the rest. This could significantly lower the upfront cash needed—imagine purchasing an average home in Sacramento County with around $16,000 saved, or about $42,000 for an average San Francisco home. The program focuses on new homes from qualifying builders and is designed to help renters transition into ownership while supporting middle-class housing options across California. While some concerns have been raised about the building mandates and borrower requirements, no formal opposition has appeared in the voters’ guide. As someone who’s spent over two decades guiding clients through the buying process in San Diego County, I’m always watching these changes closely to see how they might benefit our community and expand opportunities for local families.

09/13/2026

San Diego Market Update

Is California one of the best states to call home?As someone who’s helped clients find their place in San Diego and acro...
09/12/2026

Is California one of the best states to call home?
As someone who’s helped clients find their place in San Diego and across California for more than two decades, I’m often asked how our state stacks up as a place to call home. According to recent rankings, California came in 31st overall among all states. We landed 2nd in quality of life—a reflection of our incredible climate and lifestyle—but affordability remains a real challenge, as we ranked last in that category. Safety placed us at 38th, and the economy at 15th. For comparison, Idaho and New Jersey took the top spots overall, while New Mexico ranked lowest. Every state has its unique strengths and hurdles, but for many here, the rewards of California living still outweigh the challenges.

#31 #38 #2
https://www.roomvu.com/agent-news/shahpar-ostovar-535318/1907023-Is-California-one-of-the-best-states-to-call-home%3F

CA's Most Affordable Places To LiveAs someone who’s spent over two decades helping clients navigate the dynamic Californ...
09/12/2026

CA's Most Affordable Places To Live
As someone who’s spent over two decades helping clients navigate the dynamic California real estate market, I know just how important affordability is when making your next move. It’s encouraging to see that ten cities across California still offer notable opportunities, with median home values ranging from $317,000 to $512,000 and rents between $1,358 and $2,400. Even more impressive, their cost of living indexes are 8% to 27% lower than the state average. Whether you’re planning a relocation or just exploring your options, these communities demonstrate that affordable living is within reach in the Golden State. If you’re curious about how these numbers might influence your next step in San Diego County or beyond, I’m always happy to share my insights.
https://www.roomvu.com/agent-news/shahpar-ostovar-535318/1923546-CA%27s-Most-Affordable-Places-To-Live

09/11/2026

USA: Why ‘Price Stability’ Is a Myth
As someone deeply involved in San Diego’s real estate market for over two decades, I often see firsthand how the idea of 'price stability' is more myth than reality—not just in housing, but across the US economy. When prices soar for one good or service, it’s often because spending habits shift, not because everything is rising in unison. For example, while technology has become more affordable (think about the power of a supercomputer now in our pockets), other finite luxuries—like hotel rooms, sporting events, or college tuition—have grown far more expensive. This dynamic shows us that no central bank can guarantee true, lasting price stability, as global supply chains and millions of daily transactions constantly move the needle. If the dollar’s value were steadier, we might see investment flow from inflation hedges into more productive opportunities, which could drive down some prices even as others—especially scarce goods—rise further. Ultimately, changing prices aren’t necessarily a sign of decline; they often reflect economic growth and evolving priorities, both nationally and right here in San Diego County.

09/10/2026

California: $212K Income to Buy a Home
There’s an undeniable reality facing California homebuyers: with median prices hovering around $930,000, households need about $212,000 in annual income to be competitive—almost double the typical income of $116,000. Even with a stable job, diligent saving, and a strong work ethic, many families find that the dream of homeownership is slipping further away. In the Bay Area, where the median home price is closer to $1.4 million, homeownership increasingly feels like a luxury. While steps like saving more or considering homes farther from major job centers might help some buyers, budgeting alone isn’t always enough to bridge the gap. As someone who’s worked with buyers and sellers across San Diego County for over two decades, I see firsthand how critical it is to understand the landscape—and why finding the right guidance can make all the difference. In today’s market, the question of affordability has never been more pressing for working families.

09/08/2026

California's cheapest place to live in 2026 is a quaint alpine city less than 3 hours from L.A., where median home prices are just $325,000
With more than two decades in California real estate, I’m always interested in how affordability shifts across our state. For 2026, Porterville stands out as the most affordable city in California, offering a median home price of $325,000 and average rent around $1,358. That’s a cost of living 12% below the state average—remarkable for a quaint alpine city less than three hours from L.A. For those seeking budget-friendly options, other cities worth considering are Fresno, Bakersfield, and Sacramento. As someone who helps clients navigate the diverse markets of San Diego and beyond, I know how important it is to find a community that matches both your needs and your budget.

09/08/2026

Proposition 37: 17% Second Mortgage
As someone who’s spent more than two decades helping San Diego families navigate homeownership, I’ve seen firsthand how the upfront down payment remains a real hurdle—especially for many hardworking buyers who can handle monthly payments but find it difficult to save enough cash at the outset. Proposition 37 could be a game-changer: it proposes a state-backed second mortgage for buyers of select new California homes, letting qualified buyers contribute at least 3% down and then receive up to 17% in assistance. This, combined with their own funds, gets them to that key 20% mark—while a primary mortgage covers the rest. The state would fund this program with up to $25 billion in revenue bonds, repaid by homeowners’ loan payments. With the vote set for November 3, 2026, California has the opportunity to consider whether this innovative approach can help more families—especially those in communities like ours—cross the threshold into homeownership.

09/06/2026

Happy Labor Day!

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San Diego, CA

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