10/15/2026
The widest gap on record.
That’s where we are right now: sellers outnumber buyers by the largest margin since this data started tracking in 2013. Over 1 in 5 listings have taken a price cut — the highest share for this time of year ever recorded. And in a lot of markets, sellers are throwing in closing-cost credits and rate buydowns just to get deals signed.
Here’s what I’m telling clients at TruTerra right now: if you’re buying, this is the moment to actually use that leverage — ask for the lower price, the repairs, the closing-cost help. Don’t leave it on the table. And if you’re selling, the sellers winning right now aren’t the ones testing the market high — they’re the ones who priced it right from day one.
So which side are you on — and are you using the market the way it’s actually behaving, or still playing by last year’s rules?
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