Rick & Kimber, Utah Realtors

Rick & Kimber, Utah Realtors Just Rick & Kimber! Your friends in Northern Utah real estate 🏡 Sharing homes, helpful tips & a little fun! ⛳

🎉🏡 UNDER CONTRACT! 🏡🎉4840 W 1500 N in Plain City is one step closer to SOLD! 🙌 Multiple offers came in, and we're so exc...
09/25/2026

🎉🏡 UNDER CONTRACT! 🏡🎉

4840 W 1500 N in Plain City is one step closer to SOLD! 🙌 Multiple offers came in, and we're so excited for our sellers and their next chapter. 💙✨

Thinking about making a move? We're never too busy for your referrals! 📲

💛🏡 🙏✨Grateful hearts make ordinary days feel like blessings. 🌟So thankful for this life, our clients, and all the litt...
09/24/2026

💛🏡 🙏✨

Grateful hearts make ordinary days feel like blessings. 🌟

So thankful for this life, our clients, and all the little everyday blessings. ⛳👨‍👩‍👧‍👦💛☀️

Thinking about selling your home? Let’s talk about that first asking price. 🏡It can be tempting to start high and see wh...
09/23/2026

Thinking about selling your home? Let’s talk about that first asking price. 🏡

It can be tempting to start high and see what happens. Before choosing a number, though, we look at what buyers will see right alongside your home: recent sales, homes under contract, and similar homes currently for sale.

Your home’s condition, features, location, and presentation matter too. Once it’s listed, showings and feedback help us decide whether the plan is working or needs an adjustment.

Pricing isn’t a guessing game, and it doesn’t have to feel overwhelming. Whether you’re in Weber, Davis, Box Elder, Cache, or Morgan County—or farther south in Salt Lake or Utah County—send us a message. Have real estate, will travel! 🚗🏡

🏡☀️ Monday Market Update from Rick and Kimber!National 30 year averages just printed near 7% (Freddie Mac, week ending S...
09/21/2026

🏡☀️ Monday Market Update from Rick and Kimber!

National 30 year averages just printed near 7% (Freddie Mac, week ending Sep 17). Utah’s latest official August read still shows more homes to choose from, with pendings and closings slower than a year ago. That mix is worth understanding before you move.

🛒 For buyers
A national report is pointing to late September into early October as one of the more buyer friendly windows of the year, with more listings and more price reductions showing up in many markets. Locally, more inventory can mean more options and a little more room to negotiate on the right house. Focus on payment comfort, inspection strength, and a clean offer strategy.
It's always best to speak with a lender for exact numbers. If you need a great recommendation, let us know! Let's get you in scoring position and get you prequalified.

🏷️ For sellers
Buyers are watching the payment line carefully. Pricing to today’s comps, staging well, and being open to smart credits or rate help can keep your home competitive while shoppers compare more choices.

We’re always happy to walk through what this means for your neighborhood. Just say the word!

A hard season doesn’t mean you’re out of options. ❤️Yesterday I was on a call with one of our clients who is going throu...
09/18/2026

A hard season doesn’t mean you’re out of options. ❤️

Yesterday I was on a call with one of our clients who is going through a really hard situation right now, and we were talking through what may become a short sale.

She’s feeling all the things… scared, sad, overwhelmed, and just trying to figure out what comes next.

The person helping us on the mortgage side was named Will, and honestly, he was such a blessing.

At one point he stopped and told her that she is not alone. He said he talks to good people every day who are going through really difficult financial situations, and he encouraged her to keep her chin up.

He also shared something that really stuck with me. He said that about 1 out of every 5 calls he’s taking right now involves a short sale or some kind of distressed situation.

That’s heartbreaking… and also a reminder that things are getting rough for a lot of people right now.

It almost made me cry. ❤️

I had already been trying to reassure her, but hearing that same compassion from someone on the mortgage side hit differently. No judgment. No shame. Just kindness.

Rick and I really do have a heart for helping people through the hard and complicated real estate situations too, not just the easy ones.

Sometimes the goal isn’t a fun “Just Sold” post. Sometimes it’s helping someone breathe a little easier, understand their options, and take the next step without feeling like they have to carry everything alone.

If you’re behind on payments, worried about foreclosure, wondering if a short sale might be an option, or just feeling stuck and not sure what to do next, please know you are not alone.

There may be more options than you think, and we would be happy to talk with you, help you understand possible next steps, and go to bat for you however we can.

Every situation is different, and we’ll always handle those conversations with care, confidentiality, and zero judgment.

There are still a lot of really good people out there. Yesterday, Will was one of them. ❤️

Northern Utah’s hot seller’s market has cooled, creating new rules for buyers and sellers alike. 🏠If you’re planning a m...
09/17/2026

Northern Utah’s hot seller’s market has cooled, creating new rules for buyers and sellers alike. 🏠

If you’re planning a move in 2026, here’s what actually changed, and how to play it smart:

- Homes are taking longer to sell, so buyers have more breathing room to consider options and negotiate. ⏳

- Inventory has grown, opening up more choices and reducing the wild rush that defined the market a few years ago.

- Bidding wars are much less common now, except for a few standout properties in highly desirable neighborhoods.

- For sellers, realistic pricing and strong home presentation matter more than ever to stand out from the crowd.

- Buyers no longer need to waive every contingency, making it easier to prioritize inspections and thoughtful offers.

- Sellers who are flexible on terms and ready to offer concessions are finding smoother paths to the closing table.

- Stable prices and strong local job growth are keeping the market grounded, but success today means being strategic and adaptable. 💡

Northern Utah isn’t facing a crash, but it’s no longer a sprint for sellers, everyone gets a seat at the negotiating table.

If you’re considering buying or selling this year, what’s your biggest question about the current market? Drop it below or message for local insights!

Got questions? We love talking real estate, no pressure, just friends helping friends.

Okay, everybody take a deep breath. 😬📈 The Fed raised its short-term rate by 0.25% today, but that does NOT mean mortgag...
09/16/2026

Okay, everybody take a deep breath. 😬📈 The Fed raised its short-term rate by 0.25% today, but that does NOT mean mortgage rates automatically jumped by 0.25%.

Mortgage rates follow the bond market much more closely. Since investors were already expecting today’s announcement, one national daily mortgage-rate index actually ticked slightly DOWN today. Plot twist! 🤯

Is this the news we wanted? Nope. But the sky isn’t falling either. People still need more space, less space, new jobs and new chapters. 🏡❤️ If a move makes sense, we look at the actual payment, seller concessions and possible rate-buydown options instead of making decisions from one scary headline.

And the good news? We still have a very cute home in Plain City priced at $499,900, with a half-acre yard, three-car garage, RV parking and room to breathe! 🌳🏠✨ Open House Saturday 10-12N https://www.zillow.com/homedetails/4840-W-1500-N-Plain-City-UT-84404/12006427_zpid/

Want to see it or talk through the numbers? Send us a message!

🏡✨ JUST LISTED in Plain City! ✨🏡4840 W 1500 N is giving major “room to breathe” energy 🌄💛 Mountain + valley views, a yar...
09/15/2026

🏡✨ JUST LISTED in Plain City! ✨🏡

4840 W 1500 N is giving major “room to breathe” energy 🌄💛 Mountain + valley views, a yard that actually fits real life, and a home that feels warm the second you walk in.

Here’s what we love about it:
🛏️ 4 beds | 🛁 2 baths | 📐 2,217 sq ft
🔥 Bright living room with that beautiful stone fireplace
🛋️ Walkout basement family room (hobbies, movie nights, WFH… yes please)
🌳 Large fenced yard + deck + covered patio
🚗 Attached 3-car garage + RV parking
🐴 About half an acre — and current zoning allows up to 2 horses!

If you’ve been craving a little more space (and maybe a little farm-life fun), come see what you could do with all this room 🥰🫶

💰 $499,900 | Active
📋 MLS 2185355

We’re Rick and Kimber Holbrook with Equity Real Estate — message us anytime for a private showing or more details! We’d love to help 💕

📞 385-626-0850
🔗 https://utahrealestate.com/2185355?actor=96097

Monday Market Update from Rick and Kimber 🏡This one actually matters, so we want to be straight with you.WHAT MOVED 📈Mor...
09/14/2026

Monday Market Update from Rick and Kimber 🏡

This one actually matters, so we want to be straight with you.

WHAT MOVED 📈

Mortgage rates climbed last week and are now sitting right around 6.9 to 7 percent depending on which source you check. That is up roughly 20 basis points in a single week. Friday's inflation report came in hotter than expected, and markets now put the odds of the Federal Reserve raising rates at this week's meeting somewhere around 85 to 90 percent.

Here is the part most people get wrong, and we want you to hear it from us. The Fed does not set mortgage rates. Mortgage rates follow the 10 year Treasury, and much of an expected move is usually already baked in before the announcement. So please do not panic on Wednesday.

FOR BUYERS 🔑

Financing is more expensive than it was a month ago. That is real and we are not going to sugarcoat it.

But inventory just hit a level we have not seen since 2019. Nationally there are 1.62 million homes for sale, a 4.9 month supply, which NAR called the highest in over a decade. Homes are sitting longer. Sellers are competing for a smaller pool of buyers.

That means the things that were impossible in 2021 are back on the table. Closing cost credits. Rate buydowns. Repair requests. Real inspection periods. If you are shopping right now and you are not asking for concessions, you are leaving money sitting there.

A few things worth knowing:

Most buyers around here put 3 to 5 percent down, not 20. Some loan programs allow 0 percent down for those who qualify.

If you are looking inside Ogden city limits, ask about Own in Ogden. It is a 0 percent interest deferred loan toward down payment or closing costs, and it is not limited to first time buyers. There are income and purchase price limits, and funding is first come first served, so check current availability before you count on it.

It's always best to speak with a lender for exact numbers. If you need a great recommendation, let us know! Let's get you in scoring position and get you prequalified.

FOR SELLERS 🏷️

National prices are still up year over year, 38 straight months now. So no, the market did not crash.

But we want to be honest with you about one thing. The West was the only region in the country where the median price slipped year over year last month, down about 0.2 percent. That is small, but it is the direction that matters, and Utah sits in that region.

Combine that with higher rates and the deepest buyer selection in a decade, and the math is simple. Your list price in week one is doing almost all the work. Homes that come out right are still getting offers. Homes priced on hope are sitting and then chasing the market down.

If you are thinking about a move this fall, we would love to walk your home with you and give you an honest read. No pressure and no pitch, just real numbers.

Send us a message or call 385-626-0850. We are always happy to talk it through. 💙

🙏🏻Thank you Steven & Aspyn
09/10/2026

🙏🏻Thank you Steven & Aspyn

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South Ogden, UT

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