10/08/2026
“I need 20% down before I can even start looking.” Let's talk about it 👇
Here is why that belief holds so many first-time buyers back:
✅ Many loans allow far less than 20% down, and some require none at all
✅ Assistance programs serve a range of buyers, not just low-income
✅ Gift funds from family are often allowed with proper documentation
A bigger down payment is not always the smarter move either. Keeping cash for reserves and repairs matters just as much.
The right down payment is personal. Just do not count yourself out over a myth. Program details change often, so always verify the specifics.
Thinking about making a move? Let's chat.