The Bock Group with RATE NMLS# 2611

The Bock Group with RATE NMLS# 2611 Michael Bock NMLS 1749855 | Theresa Bock NMLS 1996065 at Rate
(operating as Guaranteed Rate, Inc. in New York state) NMLS 2611.

Michael is a graduate of University of South Florida, who hails from Colorado, but has been a Tampa native for over 25 years. Theresa is from “Sweet Home” Alabama and a graduate of Jacksonville State University where she earned a bachelor’s in economics and a minor in vocal music. Prior to working in the mortgage industry, Michael worked in the insurance and financial industry while Theresa worked as a portrait photographer and as a music educator. They also both have experience in starting and growing successful businesses in the Tampa Bay area. They now help potential buyers understand the mortgage process, find what program works best for them, and simply walk with them through the process. Outside of the office, Michael and Theresa enjoy traveling, being on the water, cycling, and spending time as a blended family with their 4 teenagers.

10/01/2026

Happens all the time…

10/01/2026

Plot twist: Your emoji may have opened a new door you hadn’t considered.

All fun and games aside, there are more options out there than the traditional single-family home. Different property types come with different financing considerations. When you’re ready to explore, I’m here to help find what works for you.

Share this with a friend and comment your emoji below!
https://myoc.io/chYCMP7IXkd/FiZL1



NMLS # 1749855

09/30/2026

Your rental income can qualify you for a loan on its own, no tax returns required. A DSCR loan is built for real estate investors who want financing based on what their property earns. Down payment options start at 20%, with loans up to $3M and the option to close under an LLC.

Ready to see what your property could qualify for? Let's talk.
https://myoc.io/chYCMP7IXkd/064xS

NMLS # 1749855

09/29/2026

Don’t let the 20% myth stop you. In reality, your down payment may surprise you. I can help you evaluate your options based on your specific circumstances to determine what’s right for you.

Ready to get to the bottom of more mortgage myths?
https://myoc.io/chYCMP7IXkd/sGYI9



NMLS # 1749855

09/24/2026

Buying a home is a team effort. Behind every successful closing is a dedicated group collaborating to achieve the same goal. From you (the buyer) to me (the Loan Officer) and everyone in between, each player takes care of an important role. If you have questions about the homebuying process, I’m happy to discuss them further.

Let’s kick this off together.
https://myoc.io/chYCMP7IXkd



NMLS # 1749855

09/23/2026

You don’t always need to put 20% down. While PMI (Private Mortgage Insurance) is often required on certain loans, it’s also a powerful tool that can help qualified buyers purchase their home sooner, without having to wait and save up for a larger down payment. The more you know, the more options you have.

Ready to expand your homebuying vocabulary?
https://myoc.io/chYCMP7IXkd/9DZSc



NMLS # 1749855

09/22/2026

Most buyers only think about saving for their down payment, but that’s only one part of the equation. Closing costs are another upfront payment you should be aware of so you could secure the keys to your new home in confidence.

Curious about what closing costs include and how to plan for them? I’m here to help. Let’s discuss more must-know tips for homebuyers.
https://myoc.io/chYCMP7IXkd/vVK0w



NMLS # 1749855

Buyers are still steadily entering contracts, even with mortgage rates higher than a year ago. Pending home sales in spe...
09/18/2026

Buyers are still steadily entering contracts, even with mortgage rates higher than a year ago. Pending home sales in specific markets still show an increase with stronger buying power created by job gains and income growth.

Understanding the market is the first step. Let’s talk about how to make your next move with confidence.
https://myoc.io/chYCMP7IXkd/IRxIQ



NMLS # 1749855

Start. Your. Engines. We’re maximizing your buying power with increased conforming loan limits available NOW. Questions?...
09/17/2026

Start. Your. Engines. We’re maximizing your buying power with increased conforming loan limits available NOW.

Questions? Let’s chat.
https://myoc.io/chYCMP7IXkd

NMLS # 1749855

Today’s decision creates new opportunities … as long as you know how to approach the market. A rate increase isn’t neces...
09/17/2026

Today’s decision creates new opportunities … as long as you know how to approach the market. A rate increase isn’t necessarily a bad thing since it could lead to more inventory and less competition. With fewer homebuyers out there, motivated sellers may be more flexible at the offer table.

If you’ve been on the hunt for a new home, let’s talk about how you could use these conditions to your advantage.
https://myoc.io/chYCMP7IXkd/5dxmL



NMLS # 1749855

Address

401 E Jackson Street Suite 3300
Tampa, FL
33602

Telephone

+17274576498

Website

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