Manuel Cruz Realtor

Manuel Cruz Realtor Sell, Invest, Rent, or Buy

04/16/2025

Single women are increasingly viewing homeownership as a powerful tool for building wealth and long-term stability. They account for 20% of buyers. DETROIT, Mich. — Before 1974, women couldn't secure a mortgage without a male co-signer. That was before passage of the Fair Housing Act's prohibition...

04/15/2025

With rates high and prices up, homeowners are choosing renovations over moves – revamping kitchens, baths, and unused spaces to suit their needs. NEW YORK — With interest rates holding steadily high and home prices still above average compared to before the pandemic, many homeowners are turning ...

04/13/2025

Tariffs on construction materials, particularly from China, may raise new home prices by up to $10,000 with costs possibly passed to consumers. ORLANDO, Fla. — Rising tariffs on construction materials could drive up the cost of new construction homes, adding pressure on homebuilders, buyers and se...

04/11/2025

The average rate on a 30-year mortgage fell to 6.62% from 6.64% last week, while rates on 15-year mortgages remained at 5.82%, Freddie Mac said. WASHINGTON — The average rate on a 30-year mortgage in the U.S. declined for the third week in a row, another positive move for prospective homebuyers du...

04/10/2025

Financing a home can be complex, but with planning and help from a real estate pro, buyers can find the right loan, reduce costs and buy with confidence. NEW YORK — Buying a home is certainly one of the most significant financial decisions a person can make. Whether you're a first-time buyer or a ...

04/09/2025

About one-third of mortgages have rates between 3-4%, 18% between 4-5%, 9.9% between 5-6% and 18% at 6% or higher, new research shows. NEW YORK — In January, mortgage interest rates reached 7.04%, after climbing through most of 2024's fourth quarter, but rates have eased to the high 6% range since...

04/08/2025

This spring's homebuying season is more favorable for buyers, with slower price growth, easing mortgage rates and more listings. Affordability remains a challenge. LOS ANGELES — This spring homebuying season is shaping up to be more favorable for home shoppers than it's been in recent years — as...

04/07/2025

Before cutting a listing’s price, agents should review marketing, market conditions, property type, demand, seller motivation and seasonality. NEW YORK — Before deciding on a price reduction for a listing, real estate pros should evaluate several key factors. First, ensure the property has been ...

04/06/2025

With mortgage rates steady, buyers and sellers must remain prepared. Home improvements, decluttering and proper financial prep can help navigate today's market. NEW YORK – People considering buying or selling a home are facing a unique market. The real estate market has been in flux for several ye...

04/04/2025

The average rate on 30-year mortgages fell to 6.64% from 6.65% last week while rates on 15-year mortgages went down to 5.82% from 5.89%. NEW YORK —The average rate on a 30-year mortgage in the U.S. edged lower for the second week in a row, a modest but welcome boost for prospective home shoppers i...

04/03/2025

Last month, 20.5% of homes nationwide – roughly one in five – sold for above their original list price, according to new data from Redfin (NASDAQ: RDFN). This is down from a 22.8% share recorded one year earlier. Nearly two-thirds of transactions (64.2%) were closed for less than their original ...

04/02/2025

Fannie Mae forecasts mortgage rates at 6.3% by year-end 2025, boosting home sales slightly. Rates may drop further, encouraging more buyers off the sidelines. WASHINGTON — Mortgage rates are now expected to end 2025 and 2026 at 6.3% and 6.2%, respectively, downward revisions of three-tenths for ea...

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