09/14/2026
🏡 Seller Concession Limits: What Can a Seller Actually Contribute?
Seller concessions can help buyers reduce certain upfront costs—but the maximum amount depends on the loan program, property type, and down payment.
For example, on a $1,000,000 home, the potential maximum contribution can vary significantly depending on financing.
Understanding these limits before negotiating an offer can help you structure a stronger, more informed strategy.
Elena Esquen, MBA
Realtor® & Broker Associate
New Construction Specialist & Relocation Expert
Coldwell Banker Realty
📲 813-822-4261
📧 [email protected]
🌐 EsquenTampaBay.com
Seller concession limits and loan guidelines can change. Always confirm current requirements with your lender.