Martin Straka is a residential mortgage specialist with over 35 years of experience in helping families with mortgages and financing. In 1990, Martin entered the residential mortgage finance industry where he excelled at understanding the unique intricacies and challenges of understanding how to best serve the customer. The mortgage industry from the consumer’s perspective is easily overwhelming and confusing. In reality, it is both unbelievably simple and at the same time ridiculously complex. One of the most common analogies Martin uses with his clients is “It’s just Pizza”. A pizza is just dough, sauce and cheese. Buying a home is really just dough (money for down payment and closing costs), cheese (monthly payment) and sauce (buying power). You don’t need to know all of the mortgage programs and nuances in order to obtain a mortgage. It’s just pizza. The basics of a mortgage are very simple, and his job is to make the complex simple and appetizing. Over the course of his career, Martin has developed the ability to translate the complex terms and requirements of the mortgage industry into an easy-to-understand language. Through the use of simplified analogies, Martin helps his clients to better understand their options and determine which loan choices would best meet their needs. Martin has always used a "Consultative" approach when working with his clients. He believes that asking many questions about the client's short- and long- term goals in conjunction with their present needs allows him to give superior service where the consumer is given the information and options available and, with proper understanding, can make the important decisions needed without feeling stressed or pressured. A conversation with Martin will help you understand which are your best options, and how to make the best use of them. Martin Straka is authorized to lend in the following states: New Jersey, Pennsylvania, Connecticut, and Florida.
