Sonja Wiggins Realtor

02/27/2026

Friday Finance Tip! 💳✨

If you’re even THINKING about buying a home this year, here’s your homework:

📌 Get a FREE copy of all THREE of your credit reports.

You can access them at:
🌐 AnnualCreditReport.com

You’re entitled to one free report each year from:
• Experian
• Equifax
• TransUnion

Why this matters:

✔️ Check for errors
✔️ Dispute inaccuracies
✔️ Understand your score factors
✔️ Improve your buying power

Your credit score impacts:
• Your interest rate
• Your loan options
• Your monthly payment

And remember — waiting for rates to drop without improving your financial position could cost you more in the long run.

Prepared buyers win. 🏆

If you’d like a personalized game plan to get mortgage-ready in 20720 or surrounding areas, I’m here to help.

📲 Call or text: 240-432-9409
📧 Email: [email protected]

Let’s turn “one day” into moving day! 🏡✨

02/25/2026

Midweek Motivation! 💼🏡

Did you know there are down payment assistance programs available right here in Maryland for:

✔️ First-time homebuyers
✔️ Buyers who haven’t owned in 3+ years
✔️ Seniors looking to downsize
✔️ Moderate-income households

Many buyers think they need 20% down — that is simply NOT true.

There are programs that may offer:
• Down payment grants
• Closing cost assistance
• Reduced mortgage insurance options

And for my seniors considering downsizing — this market may allow you to:
• Cash out equity
• Lower your monthly expenses
• Move closer to family
• Transition into a more manageable home

But none of this starts without one important step…

🔑 GET PRE-APPROVED FIRST.
This gives you clarity on:
• Your real budget
• Available loan programs
• Assistance you qualify for

Don’t let myths about rates or down payments delay your goals. Every market presents opportunity — you just need the right plan.

📞 Ready to explore your options?
Call/Text: 240-432-9409
📧 [email protected]

Let’s build your next chapter together.

02/24/2026

There’s so much happening right here in our community! From family-friendly events at the Glenn Dale Community Center to seasonal activities and markets near Bowie and Greenbelt, this is why so many people love calling Bowie home.

Happening Today:

BGE Energy Efficiency Programs & Grant Opportunities

The City of Bowie Economic Development Office is proud to partner with BGE to spotlight impactful Energy Efficiency Programs designed to support local businesses and organizations. Learn how initiatives such as Small Business Energy Solutions and Smart Energy for Economic Development (SEED) can help reduce energy use, lower operating costs, and strengthen our local economy.

Attendees will also receive information on available grant opportunities and practical strategies to improve building performance, while supporting long-term economic development and community resilience.
Date: February 24, 2026
Time: 10:00 AM - 12:00 PM
Address: 15901 Fred Robinson Way
Bowie, MD 20716
Contact:240-544-5617
Email: Tiara Andrews, Business Retention Specialist - [email protected]
Register: https://www.cityofbowie.org/bgegrantsworkshop

02/23/2026

Happy Monday, 🌸

🏡 Let’s talk housing market trends…

One of the biggest myths I’m hearing right now is:
👉 “I’m going to wait until interest rates fall.”

Here’s the reality:
When rates drop, competition increases. More buyers jump back into the market, which often pushes prices up. Waiting could mean:
• Paying more for the same home
• Competing in multiple-offer situations
• Losing negotiation power

Smart buyers focus on what they can control NOW.

✨ Step #1: Get Pre-Approved
Before browsing homes, understand your true buying power. A pre-approval shows:
• What you can comfortably afford
• Your estimated monthly payment
• How strong your offer will look to sellers

Knowledge = confidence.

📲 Thinking about buying or selling in 20720?
Let’s create a strategy that works for YOU.

Call or text me at 240-432-9409
Email: [email protected]

02/19/2026

As we begin this sacred season of Lent, it’s a time for reflection, sacrifice, and drawing closer to God. ✝️

Lent reminds us that growth often comes through discipline. We abstain from certain comforts, we sacrifice small pleasures, and we refocus our hearts on what truly matters. In many ways, the journey to homeownership is similar.

Buying a home isn’t just a financial decision — it’s an act of faith, patience, and preparation. It requires sacrifice. Maybe it’s cutting back on dining out, delaying a big purchase, or committing to a savings plan. Just as we give something up during Lent, we can also “give up” short-term wants for a long-term blessing: a place to call home.

Homeownership brings stability, generational wealth, and a space to build memories. It’s where families grow, prayers are whispered, and milestones are celebrated. It becomes more than four walls — it becomes a foundation.

During this Lenten season, let’s not only turn to God in prayer but also trust Him with our goals. Ask Him for wisdom in your finances, discipline in your saving, and guidance in your journey toward homeownership. When faith meets action, doors open.

If owning a home has been on your heart, let this season be your starting point. Pray boldly. Plan intentionally. Sacrifice wisely. And trust that with God’s timing, the right home will come. 🏡

This Lent, let’s prepare our hearts — and our future homes.

07/26/2025

07/24/2025

Come out this weekend walk through and see what makes this home special. Whether you are just browsing or actively searching we would love to meet you and answer any questions. Mark your calendar and stop by this could be your new home.

01/18/2025

NATIONAL HOT BUTTERED RUM DAY

On January 17th, National Hot Buttered Rum Day warms us up during mid-January.



Depending on where you are on this January day, it may be warm, chilly, cold, or frigid. Enjoying a hot buttered rum drink would sure be a good way to warm up if you are in one of the latter three.

A mixed drink containing rum, butter, hot water or cider, sweetener, and spices (typically cinnamon, nutmeg, and cloves),hot buttered rum is especially favored during the fall and winter months and is sometimes associated with the holiday season. Why not try one tonight?

01/16/2025

Here are the latest housing market statistics for Prince George's County! If you'd like more detail on the market, what's available or how much your home might be worth, let's set up a meeting to discuss! Call me at 240-432-9409 or email me at [email protected]

01/15/2025

Keeping You Informed - Let's Talk Real Estate

National Association of Realtors Rules Explained! 🏠

The National Association of Realtors (NAR) has introduced new guidelines designed to make the home buying and selling process more transparent and accessible for everyone. Here’s a quick breakdown of some of the changes:

If you are a buyer and your agent is using an MLS, you will need to sign a written agreement with your agent before touring a home so you understand exactly what services will be provided, and for how much.

Written agreements are required for both in-person and live virtual home tours.

You do not need a written agreement if you are just speaking to an agent at an open house or asking them about their services.

Agent compensation for home buyers and sellers continues to be fully negotiable.

🤝 What This Means for You:

These changes are all about putting YOU in control—whether you’re buying your first home or selling to start a new chapter. The goal is to create a smoother, more informed experience for everyone involved.

If you have questions about how these updates affect your real estate journey, I’m here to help! 📩 Email me your questions at: [email protected] or call/text me at 240-432-9409 to learn more.

Let’s make your real estate goals a reality in 2025! 🌟

01/14/2025

As we step into 2025, I’m filled with excitement and purpose! This year, one of my biggest goals is to help at least 10 families become homeowners and start their journey toward generational wealth.

Whether you’re:
✨ A first-time homebuyer ready to take that exciting leap
🏠 A growing family in need of more space
📉 Or someone looking to downsize for a simpler lifestyle
I’m here to guide you every step of the way!

Why wait? 🕒 Many people delay reaching out because they “think” they’re not ready. But speaking with a lender can help you understand exactly where you stand financially—and where to go from here.

Now is the time to start the conversation. Let’s work together to turn your dreams into a reality in 2025. 💬

Send me a message to begin your homeownership journey today! 240-432-9409 or [email protected]

Here’s to new opportunities, new beginnings, and new homes in the year ahead! 🥂

01/13/2025

Good morning, I know it has been a moment but I just wanted say on this Monday morning that I am glad God woke us up and has given us another chance to order our steps and follow him.

What God has for me is for me, I will be kind to myself, I will not compare myself to others, my pace is my own and every step I take brings me closer to the plans God has for me.