Choice Lending Corp

Choice Lending Corp Buying a home is one of the most important decisions in your life. You deserve to work with sincere Our core values are integrity, honesty and hard work!

Choice Lending Corp is a direct lender, which means you get the service you deserve as well as competitive interest rates and reasonable closing costs. Conveniently located offices in the High Desert, our friendly Loan Officers are committed to making the process of securing a mortgage simple and straightforward. By offering you the latest financial tools that enable you to make sound financial choices we can ensure that you find the right mortgage product for your home purchase or improvement project. Choice Lending has a team of trusted loan professionals with years of experience in the mortgage industry. Our Loan Officers stay qualified with all the latest training requirements and the newest loan programs. Contact us to receive personal service and find out why so many people return to Choice Lending Corp for their mortgage needs. Our goal is to contribute to our local communities by helping individuals and families to become homeowners. We strive to provide our clients and affiliate partners with superior customer service. Our number one goal, is to create such a great experience for our clients, that they feel compelled to refer Choice Lending Corp. to friends and family. By following our values, we create clients for life and have earned a respectable reputation in our community. We will continue to grow our company throughout California and across the Nation by implementing our core values in our daily lives. We look forward to serving you soon. What our clients are saying:

"If you're looking for a real lender, who's honest and won't play games with you, you'll find exactly that at Choice Lending." –Tana P.

“Going to Choice Lending for our pre-approval was the best choice we ever made. If you want a team that cares about you individually and goes the extra mile to provide you fast, efficient and honest service, you can't find better than Choice Lending.” –Amber S. "In my opinion Choice Lending has the best services in a direct lending company in the whole state of California." –Dwayne S.

The Fed moved—but mortgage rates don’t move one-for-one with it. 🏡Mortgage rates also reflect Treasury and mortgage-bond...
09/17/2026

The Fed moved—but mortgage rates don’t move one-for-one with it. 🏡

Mortgage rates also reflect Treasury and mortgage-bond yields, inflation expectations, economic conditions, and investor demand.

Our latest flyer breaks down the difference and highlights Choice Lending’s FHA and Conventional rate options.

Have questions about what this means for your home financing plans? Message us to discuss your options.

See the flyer for rate/APR details, assumptions, and disclosures. Rates and terms are subject to change.

Choice Lending Corp | NMLS #236563
Equal Housing Opportunity

Today we celebrate the freedoms we enjoy, the sacrifices that made them possible, and the communities that make this cou...
07/04/2026

Today we celebrate the freedoms we enjoy, the sacrifices that made them possible, and the communities that make this country feel like home.

From all of us at Choice Lending Corp., we wish you and your loved ones a safe, joyful, and memorable Fourth of July. Whether you're spending the day with family, friends, or watching fireworks, we hope your holiday is filled with happiness and gratitude.

Have a safe and Happy 4th of July! ❤️🤍💙

06/24/2026

Our favorite TC Irma had her birthday today!

Here’s a simple credit tip that can make a difference 👇Too many credit inquiries in a short period of time can impact yo...
06/03/2026

Here’s a simple credit tip that can make a difference 👇

Too many credit inquiries in a short period of time can impact your score and raise questions during the loan process.

Even though the impact may be small individually, multiple inquiries can add up.

👉 If you’re planning to buy, it’s best to limit new credit activity and check with us before applying for anything new.

Have questions about your situation? Send us a message — we’re here to help.

📢 LOAN FUNDED IN BEAUMONT! 🎉Another purchase transaction is officially funded, and we're proud to recognize Loan Officer...
06/03/2026

📢 LOAN FUNDED IN BEAUMONT! 🎉

Another purchase transaction is officially funded, and we're proud to recognize Loan Officer Dwayne Sheffield for his dedication and commitment throughout the process.

Not every transaction is straightforward, but Dwayne stayed focused, navigated the challenges, and helped bring this purchase to a successful closing. His persistence, communication, and problem-solving skills helped keep things moving forward all the way to funding.

Congratulations to the new homeowners on their purchase, and great work by Dwayne for getting the job done.

If you're thinking about buying a home and want a loan officer who knows how to navigate complex situations, reach out to Dwayne Sheffield and the team at Choice Lending Corp.

Think you can’t negotiate in a seller’s market? 👇You still can — it just comes down to strategy.Strong offers, a solid p...
06/01/2026

Think you can’t negotiate in a seller’s market? 👇

You still can — it just comes down to strategy.

Strong offers, a solid pre-approval, and flexible terms can make a big difference when competing.

👉 It’s not always about offering the highest price — it’s about presenting the strongest overall offer.

If you’re thinking about buying and want to position yourself the right way, send us a message.

Another common mistake we see during the home buying process 👇Opening new credit accounts before closing can impact your...
05/29/2026

Another common mistake we see during the home buying process 👇

Opening new credit accounts before closing can impact your credit score and your loan approval.

Even something small like a new credit card or financing furniture can change your debt and force the lender to re-evaluate your file.

👉 The safest move? Hold off on opening any new accounts until after your loan funds.

If you’re in the process of buying and not sure what’s okay and what’s not, send us a message. We’re here to help you avoid delays.

🏡 Loan Funded in Paso Robles! 🎉Congratulations to the new homeowners on the successful closing of their purchase transac...
05/28/2026

🏡 Loan Funded in Paso Robles! 🎉

Congratulations to the new homeowners on the successful closing of their purchase transaction!

A big shoutout to Robin Lucas for helping guide this file from application to funding with professionalism, communication, and strong ex*****on every step of the way. Transactions like these are a true team effort, and we appreciate the collaboration from Emily French with First American Title, Shelly McGill with First American Title, Paso Robles Real Estate - Ron Mullins with RE/MAX Parkside real Estate , and Vickie Mullins ReMax Parkside Real Estate in helping bring everything together smoothly.

At Choice Lending Corp, we take pride in delivering clear communication, dependable service, and results that help move transactions to the finish line.

If you or someone you know is thinking about purchasing or refinancing, our team is here to help. 📞

Here’s a credit tip that can make a difference 👇Increasing your credit limit can help lower your utilization — which is ...
05/27/2026

Here’s a credit tip that can make a difference 👇

Increasing your credit limit can help lower your utilization — which is a key factor in your credit score.

But timing matters.

During the loan process, even small changes can impact your approval depending on how it’s reported.

👉 Before making any changes, it’s always best to check with us first.

If you’re planning to buy and want to make sure your credit is in the right place, send us a message.

Self-employed or don’t show all your income on tax returns? 👇You may still have options.Some mortgage programs allow bor...
05/26/2026

Self-employed or don’t show all your income on tax returns? 👇

You may still have options.

Some mortgage programs allow borrowers to qualify using alternative income documentation — like bank statements — instead of traditional tax returns.

👉 This can be a great solution for business owners or independent contractors.

If you’re not sure what you qualify for, send us a message. We’ll walk you through your options.

Address

12021 Jacaranda Avenue, Suite 200
Hesperia, CA

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm
Saturday 8am - 5pm

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