Amber Phillips at Rate NMLS 1962714

09/18/2026

Buyers are still steadily entering contracts, even with mortgage rates higher than a year ago. Pending home sales in specific markets still show an increase with stronger buying power created by job gains and income growth.

Understanding the market is the first step. Let’s talk about how to make your next move with confidence.
https://myoc.io/fqyqBYZG4e4/le9nf



NMLS # 1962714

09/18/2026

Moving every three years means you get really good at unpacking….. but apparently not good at HANGING blinds!
Military families know the struggle. New house, new windows, new blinds… Every single time 😅

09/17/2026

Start. Your. Engines. We’re maximizing your buying power with increased conforming loan limits available NOW.

Questions? Let’s chat.
https://myoc.io/fqyqBYZG4e4

NMLS # 1962714

09/17/2026

Today’s decision creates new opportunities … as long as you know how to approach the market. A rate increase isn’t necessarily a bad thing since it could lead to more inventory and less competition. With fewer homebuyers out there, motivated sellers may be more flexible at the offer table.

If you’ve been on the hunt for a new home, let’s talk about how you could use these conditions to your advantage.
https://myoc.io/fqyqBYZG4e4/WBZCl



NMLS # 1962714

09/16/2026

09/10/2026

If you’re looking to buy a house, the market is shifting in your favor. Decreased existing-home sales means more inventory, which creates homebuyers have better opportunities to negotiate.

Let’s talk if you’re looking to head to the offer table with some serious leverage.
https://myoc.io/fqyqBYZG4e4/bQZLq



NMLS # 1962714

09/08/2026

The small moments at home are often the ones we remember for a lifetime. However you’re enjoying Labor Day, I hope it’s filled with loved ones, laughter and great food.

How’re you celebrating today?
https://myoc.io/fqyqBYZG4e4



NMLS # 1962714