03/18/2026
Here are 5 things you should NOT buy while you’re thinking of buying a home:
A New Ride: 🚗 That $800/month truck payment just slashed your home buying power by six figures. Keep your current keys for now!
Thinking about your next move? Let’s make a plan that works for you. DM me today!
The Dream Sofa: 🛋️ I know that sectional is perfect, but "no interest for 24 months" is still a new debt inquiry that can tank your score.
The Kitchen Suite: 🧊 Wait until after closing to hit the appliance sales. A sudden $5k charge can change your debt-to-income ratio at the 11th hour.
A "Yes" to Co-signing: ✍️ Even if you aren't the one making the payments, that legal obligation counts against you in the eyes of the bank.
A Luxury Getaway: ✈️ It’s not just the cost; it’s the paper trail. Lenders flag large withdrawals and want to see stable reserves.
Robin McClain, Realtor®
Real Broker LLC
478-578-6596
855-450-0442
[email protected]
www.homesofmiddlegeorgia.com