Eric Schmidt, Realtor - Coldwell Banker Gundaker

Eric Schmidt, Realtor - Coldwell Banker Gundaker Powered by Coldwell Banker - Gundaker

Happy Closing!
02/16/2026

Happy Closing!

01/09/2026

🚨 BIG HOUSING NEWS 🚨

👉 The government just stepped in to support the housing market
👉 They’re buying a massive amount of home-loan bundles
👉 This puts downward pressure on mortgage rates
👉 Buying or refinancing a home could get cheaper

🧠 Big picture (simple version)

The government is taking action to help make home loans more affordable—especially as we head into the busy spring housing season.

🏦 Who are the main players?

Fannie Mae & Freddie Mac
Think of them as huge partners for banks.
Banks issue home loans → Fannie & Freddie buy those loans → banks get more money to lend again.

Mortgage-Backed Securities (MBS)
This is just a bundle of many home loans sold to investors.
📉 When demand for MBS goes up, mortgage rates usually go down.

📣 What did the government announce?

✔️ Fannie Mae and Freddie Mac will buy $200 BILLION worth of mortgage-backed securities
✔️ The goals:

Inject more money (liquidity) into the housing system

Help lower mortgage interest rates

Make homes more affordable—especially before spring buying season

Simple analogy:
If the government buys a ton of lemonade, lemonade stands can sell it cheaper because they know there’s a guaranteed buyer 🍋

⏱️ What could happen next?

📈 Mortgage bundles become more valuable
📉 Mortgage rates stay low—or drop further
🏠 The average 30-year mortgage rate is around 6.16%, one of the lowest levels in a while
📉 Experts say rates could fall another 0.25% (25 basis points), or even more

That may sound small—but on a home loan, it can mean hundreds of dollars saved every month 💰

Happy closing!
12/14/2025

Happy closing!

Happy closing day to these great people for closing on their 1.6 acre lot for their future home!
11/13/2025

Happy closing day to these great people for closing on their 1.6 acre lot for their future home!

🌟 COMING SOON in O’Fallon! 🌟✨ Just over 2,000 sq ft of living space 3 🛏 | 2.5 🛁🪟 Open floor plan upstairs 🍳 Beautiful k...
11/12/2025

🌟 COMING SOON in O’Fallon! 🌟
✨ Just over 2,000 sq ft of living space
3 🛏 | 2.5 🛁
🪟 Open floor plan upstairs
🍳 Beautiful kitchen setup with room for everyone to gather
🎬 Mostly finished basement with a 2nd kitchen + full bath
🚗 Oversized 2-car garage
🚫 No HOA! 🙌

Congrats and happy closing!
08/31/2025

Congrats and happy closing!

Closing and new listing this weekend!
08/23/2025

Closing and new listing this weekend!

Happy closing day!
08/17/2025

Happy closing day!

What a great start to the weekend!
07/26/2025

What a great start to the weekend!

🏡 JUST LISTED in Dardenne Prairie!📍 Over 4,000 sq ft !🌳 Open floor plan — perfect for entertaining!🏡 Real hardwood floor...
07/04/2025

🏡 JUST LISTED in Dardenne Prairie!
📍 Over 4,000 sq ft !
🌳 Open floor plan — perfect for entertaining!
🏡 Real hardwood floors throughout the main level
👑 Crown molding
🍽️ Kitchen with quartz countertops
🪜 Walk-out basement
🌞 Massive deck overlooking a walk-out patio
📲 Message me today to schedule your private showing!

🏡 Just Listed! Your Home Awaits!🌳 Spacious backyard – perfect for entertaining or relaxing🏠 Open floor plan – bright, ai...
04/11/2025

🏡 Just Listed! Your Home Awaits!

🌳 Spacious backyard – perfect for entertaining or relaxing
🏠 Open floor plan – bright, airy, and inviting
➕ 300+ Sq Ft bonus room – ideal for a home office, gym, or playroom
🪵 Beautiful wooden flooring throughout
❄️🪟 Newer HVAC & windows for comfort and energy efficiency
💰 Offered at $189,400!
📩 Message me for more details or to schedule a private tour!

Address

Wentzville, MO
63385

Telephone

+16363730060

Website

Alerts

Be the first to know and let us send you an email when Eric Schmidt, Realtor - Coldwell Banker Gundaker posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category